One report was enough to reignite the debate surrounding XRP. The USA Report recently named XRP “the smartest cryptocurrency you can buy right now for $500,” sparking a wave of reactions—from fierce criticism of the SEC to renewed investor excitement around XRP’s potential.
💥 XRP – The Bet of the Decade?
Prominent investor Rob Cunningham didn’t hold back on social media. He sharply criticized the U.S. Securities and Exchange Commission (SEC), JPMorgan, Senator Elizabeth Warren, and even the Federal Reserve for allegedly trying to sabotage Ripple’s mainstream adoption. And now—despite all those hurdles—XRP is being praised as the best crypto investment for $500.
“If XRP is the smartest crypto to buy for $500 now, imagine how smart it was to buy at $0.25,” Cunningham posted.
📈 Why XRP?
According to the USA Report, XRP stands out because it addresses real-world problems—fast and low-cost cross-border payments. While many cryptocurrencies focus on speculative dApps, XRP offers ultra-low fees (just 0.00001 XRP) and near-instant transaction speed.
Another major boost came with the launch of RLUSD, Ripple’s USD-backed stablecoin. It has already caught the attention of Bank of America, which is reportedly considering it as a core component of its stablecoin strategy.
📊 Return Projections: What Can $500 Really Get You?
Crypto influencers quickly crunched the numbers. At today’s price of around $2.89, a $500 investment would buy about 173 XRP. If XRP were to reach $100 by 2030, that could mean a return of over $17,000.
For comparison, the same $500 invested in Bitcoin (currently priced around $114,000) would yield only 0.0043 BTC, worth about $2,100 if BTC hits $500K.
📢 ETF Momentum and SEC's Next Move
This buzz comes just as the SEC opens public comments on spot XRP ETF proposals by Grayscale (which holds nearly 6% XRP) and Bitwise. The deadline for comments is August 22, hinting that approval could follow shortly after.
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