Trading securely is essential to protect your assets
P2P (peer-to-peer) transactions are a powerful alternative for buying and selling crypto:
→ You negotiate directly with another person, without expensive intermediaries.
But beware: the P2P environment is also fertile ground for scammers.
And what many don’t know is that scams are becoming increasingly sophisticated.
If you want to operate P2P securely, follow this guide.
1️⃣ What are the most common P2P scams?
1. Fake proof scam
The scammer sends a "fake payment proof" and pressures you to release the cryptos before real confirmation.
2. Involved third-party scam
The scammer uses the bank account of an innocent third party (stooge), and you run the risk of judicial blocking.
3. Chargeback
After receiving the cryptos, the scammer refunds the transaction (if using methods like credit card).
4. Social engineering and psychological pressure
Fraudsters try to rush you, making up stories so that you don't properly verify payments.
2️⃣ How to truly protect yourself?
1. Use P2P platforms with escrow (guarantee)
→ Binance P2P, Mercado Bitcoin P2P, among other reliable ones.
→ They hold the cryptos until the payment is provenly validated.
2. Never release crypto before actual bank compensation
→ Do not rely solely on payment proofs.
→ Wait for the confirmation in your bank statement.
3. Verify the origin of the payment
→ Only accept payments coming from accounts with the same CPF/CNPJ as the registered buyer.
→ If receiving from third parties, do not complete the transaction.
4. Avoid transactions through reversible methods
→ Prefer TED, PIX, and direct transfers.
→ Avoid credit card, PayPal, or methods subject to chargeback.
5. Be suspicious of haste
→ Scammers love to create false urgency for you to act without thinking.
6. Beware of direct contacts outside the platform
→ Many frauds start when you "move the conversation to WhatsApp".
→ Always keep the process within the platform with escrow.
3️⃣ Extra tip: the best investment is your security
Negotiating P2P responsibly is one of the most valuable skills in the crypto world.
Many investors lose large amounts by underestimating the risks.
Trust is built. Protection is practiced.
→ Always use secure channels.
→ Follow good practices.
→ Do not give in to pressure.
Remember: those in a hurry are usually the ones who lose.
Here, ethics guide every word. The commitment is to the truth, the focus is on your growth.
Let's go together on this journey — with awareness, clarity, and purpose.
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