#CryptoRegulation Cryptocurrency regulations are changing rapidly worldwide. Here's a breakdown of key developments:
*Global Regulatory Landscape*
- The International Organization of Securities Commissions (IOSCO) has laid out 18 recommendations for global rules on managing crypto and digital assets.
- The Financial Stability Board (FSB) has finalized a global regulatory framework for crypto-asset activities, emphasizing "same activity, same risk, same regulation".
- The World Economic Forum's Digital Assets Regulatory (DAR) initiative analyzes outcomes of different national approaches to digital asset regulation ¹ ².
*Regional Developments*
- *European Union (EU)*: The Markets in Crypto-Assets Regulation (MiCA) requires companies issuing or trading cryptocurrency to obtain a license. From January 2026, service providers must verify sender and beneficiary information for transactions exceeding 1,000 euros.
- *United States*: Two bills, the Financial Innovation and Technology (FIT) for the 21st Century Act and the Blockchain Regulatory Certainty Act, aim to define when a cryptocurrency is a security or commodity, but have stalled in Congress.
- *Asia*:
- *Japan*: Recognizes cryptocurrency as legal property, with toughened rules on sharing customer information between exchanges to prevent money laundering.
- *South Korea*: Progressing with regulation for crypto and virtual assets, with guidelines for listing virtual assets expected.
- *China*: Strictly bans cryptocurrency exchanges, trading, and mining.
- *Brazil*: Introduced cryptocurrency regulation in June 2023, with the central bank supervising crypto assets and rules to prevent scams ¹.
*Emerging Trends*
- *Stablecoin Regulation*: Half of the G7 countries have stablecoin regulations in place, with the US considering legislation.
- *Central Bank Digital Currencies (CBDCs)*: Over 90% of countries analyzed have active CBDC projects, indicating a shift towards digital currencies ³.pp
