$XRP

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XRP is a fast and low-cost cryptocurrency developed by Ripple Labs. Launched in 2012, XRP enables real-time global payments. Its consensus algorithm verifies transactions within seconds, making it faster than Bitcoin. With a supply cap of 100 billion, XRP aims to facilitate cross-border transactions, microtransactions, and peer-to-peer payments. Its adoption by financial institutions and banks has increased its popularity. XRP is now one of the top cryptocurrencies globally, offering a reliable and efficient payment solution.