yield

#WallStreet is eyeing significant upside for Strategy's stock as its #bitcoin reserves near 500,000 BTC. According to recent reports, Strategy has fully embraced its position as a bitcoin treasury company, and this move is being met with bullish sentiment from Wall Street. The company's year-to-date BTC #yield of 74.3% is a measure it uses to assess the performance of its bitcoin strategy, and it has bested its previous high of 47.3% in 2021.

The news of Strategy's growing bitcoin reserves has sparked interest among investors, with many institutional holders increasing their stakes in the company. The number of institutional holders with at least $100 million AUM has jumped significantly, and the total reported value of these holdings has reached $15.3 billion. This influx of investment is a testament to the growing confidence in Strategy's ability to navigate the cryptocurrency #market and capitalize on the potential upside of bitcoin.

As the cryptocurrency market continues to evolve, it will be interesting to see how Strategy's stock performs in relation to the price of bitcoin. With US spot Bitcoin #ETF s surpassing 500,000 BTC in cumulative net inflows and BlackRock's spot ETF approaching the $50 billion AUM mark, there are certainly opportunities for growth and investment in the space. However, there are also potential risks to consider, such as profit-taking and significant sell walls that can hinder rallies. As we move forward into 2025, it will be important for investors to stay informed and adapt to changing market conditions in order to make informed decisions about their investments in Strategy and other cryptocurrency-related assets.
$BTC

Diversifying a portfolio is key to creating a less risky environment in every aspect of your investments, especially when it comes to cryptocurrency. 
Stablecoins are, by far, the most risk-free assets available in the Web3 world. But, why would somebody hold stablecoins if they will never bring any additional value over time? Because yield-bearing stablecoins exist!
In this article, we’ll give you all the information you might need to understand what yield-bearing stablecoins are and why you should hold them in your wallet. Enjoy! 
What Are Yield-Bearing Stablecoins?
Yield-bearing stablecoins are cryptocurrencies that combine stability with the ability to earn passive income. They are similar to traditional financial instruments like fixed deposits or treasury notes. By simply holding these stablecoins in your wallet, you can accrue yield without actively managing investments.
The concept resembles how banks operate. When you deposit money in a bank, it remains accessible to you for transactions, but the bank loans the funds to others, earning interest. The bank then shares a portion of this interest with you. In this way, your bank balance acts like a tokenized version of your fiat money, earning interest passively.
Yield-bearing stablecoins function similarly, using blockchain technology. Depositors add assets, such as USDC, BTC, or ETH, into a stablecoin protocol. The protocol then invests these assets in various yield-generating strategies, such as lending or liquidity provisioning, and mints stablecoins to represent the deposits. The yield earned is shared proportionately among stablecoin holders.
The yield sources for these stablecoins vary. Some protocols use traditional methods like lending to generate interest. Others leverage innovative blockchain mechanisms, such as staking or DeFi strategies, to maximize returns.
Yield-bearing stablecoins provide a low-risk way to grow your holdings, combining stability with passive earning potential.
How Do These Stablecoins Generate Yield?
Yield-bearing stablecoins earn returns through three main methods: DeFi native yield, crypto derivatives, and traditional finance (TradFi) with real-world assets (RWAs). Each strategy uses distinct financial techniques to generate income for stablecoin holders.
DeFi Native Yield
DeFi platforms generate yield by utilizing the supply and demand for crypto assets like Ethereum and Bitcoin. These platforms employ lending and borrowing protocols to earn interest, which is distributed to stablecoin holders.
MakerDAO’s sDAI: This stablecoin accrues yield through the DAI Savings Rate (DSR), where users deposit DAI to earn interest.Ethena Finance: It uses delta-neutral hedging to generate yield while stabilizing its stablecoin’s value.
Crypto Derivatives
Yield from crypto derivatives comes from liquid staking tokens and restaking. These instruments derive value from staked crypto assets, such as Ethereum.
Prisma Finance’s mkUSD: Backed by staking derivatives, it distributes staking rewards to holders.Davos Protocol’s DUSD: Maximizes yield through restaking derivatives, which involve staking assets multiple times.
TradFi and RWAs
TradFi and RWAs tokenize traditional financial assets, like treasury bills and corporate bonds, to generate stable returns.
Ondo Finance & Flux Finance: Invest in tokenized financial instruments for predictable yields.Mountain Protocol & stEUR: Use diversified assets like real estate and money market funds to provide stable returns.Paxos Lift Dollar: Relies on traditional investments like treasury bills to offer secure, steady yields.
Each method ensures yield-bearing stablecoins maintain their value while providing passive income, blending blockchain innovation with traditional financial strategies.
Top 3 Yield-Bearing Stablecoins in 2025
There are tens of yield-bearing stablecoins out there. Out of all of them, we have selected three that will offer you the best combination of security, interest and longevity. Here they are: 
Ethena
Ethena is a synthetic dollar protocol offering a stablecoin, USDe, that doesn’t rely on traditional banks or fiat reserves. Instead, it uses technologically advanced strategies to maintain stability and generate yield.
Ethena achieves price stability for USDe through delta-hedging. This involves balancing the price risks of its underlying assets like ETH. For example, if Ethena holds 1 ETH, its value changes with ETH’s price. To neutralize this risk, it takes an equal short position in ETH through a derivatives exchange. The positive and negative price movements cancel out, keeping USDe’s value stable regardless of ETH’s price fluctuations.
Users can mint USDe by depositing staked Ethereum (stETH) into Ethena’s protocol. The protocol creates an equal value of USDe and hedges the ETH position with a short contract. Backing assets remain on-chain for security, minimizing counterparty risks.
USDe offers returns through two main sources. First, staked ETH earns rewards by validating transactions in Ethereum’s proof-of-stake system. These rewards come from new ETH issuance and transaction fees. Second, Ethena uses short positions in perpetual contracts. Positive funding rates on these contracts generate additional income.
Ondo Finance
Ondo Finance bridges TradFi and DeFi by offering on-chain access to real-world assets like U.S. Treasury bonds. It enables users to invest in institutional-grade financial products directly on the blockchain, ensuring compliance through KYC requirements. This opens opportunities for both crypto enthusiasts and conservative investors seeking regulated and low-risk options.
One of Ondo’s key offerings is the OUSG Fund, which provides tokenized ownership of BlackRock’s iShares Short Treasury Bond ETF. Users deposit USDC or USD, which is used to buy short-term U.S. Treasuries. These are low-risk investments, making them attractive for risk-averse investors. Ondo charges a 0.15% management fee, alongside fees from intermediaries and BlackRock.
Ondo also offers USDY, an interest-bearing stablecoin tied to yields from short-term U.S. Treasuries and bank deposits. Most of the yield is passed on to holders, while Ondo charges small operational fees. USDY can be redeemed daily and transferred to approved users globally after a holding period. The stablecoin is designed to make institutional-grade yields more accessible while adhering to strict regulations.
Eligibility for USDY is subject to geographic and citizenship restrictions. Users from many sanctioned or high-risk regions are excluded, but it is accessible to users in Europe, Latin America, Southeast Asia, and expats from the US and UK. With a minimum investment of $500, Ondo aims to lower entry barriers for its products over time.
Sky (MakerDAO)
Sky (MakerDAO) is a DAO that powers the Maker Protocol, one of the first platforms in DeFi. It allows users to generate DAI, a stablecoin backed by cryptocurrencies like ETH and USDC. Users can mint DAI by depositing approved crypto assets as collateral or buying it on the open market.
The Maker Protocol offers a savings feature called the Dai Savings Rate (DSR). This allows DAI holders to earn interest on their stablecoin. Users deposit DAI into a smart contract, where it earns a variable interest rate set by MKR token holders through governance. Deposits can be withdrawn anytime, including the earned interest.
In May 2023, MakerDAO introduced the Spark Protocol, which adds new features for lending and borrowing assets. One of its key innovations is sDAI, a yield-bearing stablecoin tied to the DSR. When users deposit DAI into Spark, they receive sDAI tokens, which represent their position in the DSR contract. These tokens accrue interest over time, increasing in value.
sDAI has several benefits. Its value grows continuously due to the interest earned from the DSR. It can be traded, staked, or used in DeFi like any other stablecoin, providing liquidity and flexibility. Users can redeem sDAI for DAI at any time, ensuring easy access to funds.
How to Earn Yield on Other Stablecoins? 
If you don’t want to hold the stablecoins mentioned above, you can settle for the biggest in the game and still earn an interest – although it will be a little lower. Here’s how you can earn interest on USDC, USDT and other major stablecoins: 
Crypto Lending Platforms 
Crypto lending platforms connect lenders with borrowers. Lenders deposit their stablecoins, which are then loaned out to borrowers for a fee. Interest rates on these platforms can vary based on market demand and supply. 
This approach allows you to earn passive income without actively managing your funds. The platform handles loan management and risk, making it a hands-off way to earn interest on stablecoins.
Savings Accounts 
Many crypto banks or financial platforms offer savings accounts for stablecoins. These accounts provide interest rates higher than traditional fiat savings accounts. 
Interest can be earned through flexible or fixed terms, often with compound interest, which means you earn interest not only on your initial deposit but also on the interest that accumulates over time. 
This method is suitable for those looking for a straightforward and passive way to grow their stablecoins.
Crypto Exchanges 
Several exchanges offer interest-earning accounts or programs for stablecoins. You can deposit your stablecoins on these exchanges to earn interest. 
The rates and terms vary across platforms, and the funds might be used in the exchange’s lending or liquidity pools. This method is convenient for users who prefer keeping their stablecoins on exchanges they already use.
Lending Services 
Peer-to-peer lending platforms allow direct lending between individuals. As a lender, you set the terms of the loan, including the interest rate and duration. 
This method offers more control but also requires active management and a good understanding of the risks involved. It provides an opportunity to earn interest based on personalized loan agreements.
Staking 
Staking involves locking up your stablecoins in some blockchain networks to support their operations. In return, you earn rewards from the network. 
This process not only supports the security and operation of the blockchain but also provides a steady stream of interest. The rewards can vary based on the network and staking duration.
Yield Farming 
Yield farming is an advanced DeFi strategy where you lend or stake stablecoins across different protocols to earn rewards, often in the form of additional cryptocurrency. 
This strategy can be complex and involves navigating multiple DeFi platforms, but it has the potential for high yields. It requires careful management and a good understanding of the DeFi landscape.
Closing Thoughts 
In conclusion, sDAI, USDe, and USDY each provide unique opportunities depending on market conditions. sDAI performs well in stable economic environments with consistent interest rates, making it ideal for passive, stable returns. 
USDe is best for high-leverage environments with moderate volatility, benefiting from delta-neutral strategies. USDY shines in high-interest rate environments, offering stable yields from traditional financial instruments like U.S. Treasuries and bank deposits.

#Stablecoins #yield #yieldfarming #EthenaENA #makerdao
$ENA $USDC $USDP

I recently took part in the Soil.co lending pool, and the experience further highlighted the changes in the business lending and private credit sectors. I earned an 8% annual percentage rate (APR) over six months by depositing my $USDC DC into a $5 million pool. No bankers, no paperwork, no never-ending email exchanges. It was a quick, easy, and straightforward experience. It was a compelling demonstration of how blockchain eliminates the inefficiencies that have dogged corporate financing for decades.

Traditional financing / lending is gradually disappearing. Small and medium-sized enterprises (SMEs) are frequently excluded from #TradFi because to rigid credit systems, delayed approval processes, and hefty overhead costs. In contrast, blockchain-based lending, which is enabled by smart contracts and on-chain data, streamlines everything.
The loan process is getting faster, cheaper, and safer. Creditworthiness is checked instantly, and funds are sent automatically. Borrowers gain access to funds faster with Soil.co , and investors like you and I can earn yield passively and transparently.
Let’s look at the facts: truth is, the numbers speak for themselves. The global private credit market is expected to reach $2.7 trillion by 2027, while blockchain-based Real World Assets ( #RWA ) are gaining serious traction with over $8 billion already tokenized as of 2025. While finance giants like #BlackRock⁩ and Franklin Templeton are dipping their toes into tokenized assets, their business models remain mostly closed. They’re still burdened by lengthy onboarding, limited access, and opaque fee structures.

This is where SOIL Business Model gets its unique selling point (USQ).
So what is Soil’s advantage?
Open-to-all lending: SOIL, unlike traditional asset managers, promotes open access. Anyone can invest in real-world business loan pools with stablecoins like USDC.Real and Stable Yields: It combines #defi money with real-world borrowers, providing fixed returns supported by actual cash flows.Faster and More Efficient Credit: Smart contracts handle underwriting, fund release, and repayment schedules, eliminating inefficiencies and middlemen.Staking Increases Returns: I earned 8% APR on my deposit, and by staking $SOIL under the Grow area, you can increase your earnings even further.RWA Transparency: Every loan, transaction, and repayment is recorded on-chain. You can monitor exactly how your funds are being spent.
As someone who interacts daily with Web3 communities, many of whom are still new to concepts like RWAs, I believe SOIL sets a new standard for simplicity and inclusion. You don’t need to be a crypto expert to use it. You don’t need to be an accredited investor. All you need is a wallet and some $USDC .
Also, If the duration of the fixed private lending pool is too long for you, you can alternatively use the liquid stake pool, which has a 48-hour lockdown period. This recent experience not only increased my #yield , but it also demonstrated what is possible when blockchain meets real-world finance. We are no longer just imagining the future of lending without borders; we are actively engaging in it.
 For more information, click here LINKTREE

April 28, 2025 – Nexo, a leading global digital assets wealth platform, has officially announced its return to the United States. The milestone was revealed at an exclusive business event today, featuring keynote addresses from Donald Trump Jr., Executive Vice President of The Trump Organization; Gila Gamliel, Israel’s Minister of Innovation, Science, and Technology; and Antoni Trenchev, Co-Founder of Nexo.

Announcement Highlights

In his keynote speech, Nexo Co-Founder Antoni Trenchev emphasized the company’s renewed commitment to the U.S. market, framing the re-entry as a triumph of innovation and resilience.

"America is back — and so is Nexo," Trenchev declared. "Thanks to the vision and leadership of President Donald J. Trump, his administration, and his family, the United States is once again a place where innovation is championed, not stifled. A place where pioneers are celebrated. Nexo is returning to America — stronger, smarter, and determined to win."

Donald Trump Jr. focused on the strategic importance of cryptocurrency and digital assets for the U.S. economy, advocating for their role in maintaining the nation’s technological and financial edge.

"I think crypto is the future of finance," said Donald Trump Jr. "We see the opportunity for the financial sector and want to ensure we bring that back to the U.S."

He also stressed the critical need for a clear and supportive regulatory framework to foster growth in the crypto sector.

"The key to everything crypto is going to be the regulatory framework," he added.

Event Details

The event, attended by global business leaders and prominent figures from the investment and innovation communities, underscored the international significance of Nexo’s return. Gila Gamliel, Israel’s Minister of Innovation, Science, and Technology, highlighted the value of cross-border collaboration in today’s tech-driven landscape.

"In today's world, technology removes both geographical and cultural barriers," Gamliel said. "International cooperation is not only beneficial. It is essential for success. In Israel, we are building strong connections that unite countries, industries, and scientists, as we shape our future together."

Nexo’s Offerings and Market Position

Managing $11 billion in assets, Nexo’s re-entry aligns with a wave of optimism and entrepreneurial energy in the U.S. The company plans to roll out its full suite of digital asset products to both retail and institutional clients, including:

- High-yield crypto savings accounts
- Asset-backed credit lines
- Advanced trading tools
- Institutional-grade liquidity solutions

This move positions Nexo to capitalize on a supportive environment for digital finance in the U.S., offering American clients access to its comprehensive platform.

About Nexo

Nexo is a premier digital assets wealth platform dedicated to helping clients grow, manage, and preserve their cryptocurrency holdings. Since its founding in 2018, the company has served clients in over 150 jurisdictions, processing $320 billion in transactions and managing over $11 billion in assets. Its offerings include high-yield savings options, crypto-backed loans, sophisticated trading capabilities, and the pioneering crypto debit/credit card.

Looking Ahead

Nexo’s return to the U.S. market marks a significant development in the digital assets industry, with the company poised to once again deliver its innovative services to American clients. As the crypto landscape continues to evolve, Nexo’s re-entry signals a renewed focus on expanding opportunities for wealth creation in the United States.

#nexo #TRUMP #usa #yield #card

Interested in making the most of your cryptocurrency on Binance? Here are some popular methods to explore:

1. Trading
- Spot Trading:
- Strategy: Buy low, sell high.
- Tools: Utilize technical analysis and market research.
- Goal: Profit from price fluctuations.

- Futures Trading:
- Approach: Trade cryptocurrency futures with leverage.
- Note: Leverage increases both potential gains and risks.

- Margin Trading:
- Method: Borrow funds to trade larger positions.
- Caution: Leverage can amplify losses as well as gains.

2. Staking
- Binance Staking:
- Action: Lock up your cryptocurrency to support network operations.
- Options: Choose between flexible and locked staking.
- Reward: Earn staking rewards.

3. Savings and Fixed Deposits
- Binance Earn:
- Savings Accounts: Earn interest on deposited crypto, with the option to withdraw anytime.
- Fixed Deposits: Lock your funds for a set period for potentially higher returns.

4. Liquidity Mining
- Binance Liquid Swap:
- Provide Liquidity: Contribute to liquidity pools.
- Earn: Receive a share of transaction fees based on your contribution.

5. Binance Launchpad
- Token Sales:
- Opportunity: Invest in new projects via Binance’s token launch platform.
- Potential: Successful investments can lead to significant returns.

6. Referral Program
- Binance Referral:
- Share: Invite friends to join Binance.
- Earn: Receive a commission on their trading fees, providing a steady income if you have a wide network.

7. Binance Loans
- Crypto-Backed Loans:
- Collateral: Use your cryptocurrency to secure a loan.
- Advantage: Leverage your assets without selling them.

8. Yield Farming
#- Binance DeFi Staking:
- Participate: Engage in decentralized finance protocols through Binance.
- Earn: Higher yields come with higher risks in this investment strategy.

Explore these options on Binance to find the method that best fits your financial goals and risk tolerance.
#SmartPlay #yield #GainTrain $IO