genius

Traditional banks are trying to eliminate the yields of stablecoins, and cryptocurrencies are resisting this!

An alliance of more than 125 companies in the cryptocurrency field has resisted the pressures from major banks aimed at preventing stablecoin yield products under Law #GENIUS . 🚨

Here are the details 👇

💥 Banks claim that stablecoin yields threaten deposit rules and seek to tighten regulations, even beyond what Law GENIUS has already prohibited for issuers.

💸 Cryptocurrency companies argue that allowing platforms to offer legal rewards was a deliberate concession to the law, and shutting them down now would harm innovation and consumers.

🔥 The alliance says that banks are actually defending low-cost deposits and revenue models, not safety.

📊 Some estimates from banking lobby groups suggest that up to $6.6 trillion in commercial deposits could exit if stablecoin yields rise.

⚠️ The banking sector sees expanded restrictions as undermining regulatory certainty and innovation.

It is a structural struggle over who will win the real cryptocurrency revenues.
#FOMCWatch #Crypto #Altcoins👀🚀
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🚨 #خبر_عاجل : 🏦 اقترحت موسسه تامين الودائع #الفيدراليه اطار عمل يسمح للبنوك الامريكيه بالتقدم بطلب للحصول على موافقه لاصدار عملات مستقره للدفع من خلال الشركات التابعه مما يمثل اول تطبيق تنظيمي رئيسي لقانون #GENIUS .

The Federal Deposit Insurance Corporation (#FDIC ), which is the agency responsible for ensuring bank deposits in the United States, has approved a draft law that establishes a formal procedure for banks under its supervision to apply for licenses to issue stablecoins for payment under Law #GENIUS . This procedure sets a preliminary regulatory framework for the traditional banking system to participate directly in this market.

🗓️ The proposal is currently undergoing a public consultation period, with a 60-day window for comments. The text includes details on analytical criteria, operational requirements, and supervisory standards, indicating that the subject will now be treated as financial infrastructure, rather than a regulatory exemption. ⚡️

🌐 In a broader context, this step enhances the relationship between banks and blockchain technology. Stablecoins will play a pivotal role, with further legal clarity and institutional oversight. 🏦
#FOMCWatch #USChinaDeal #WriteToEarnUpgrade
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#JPMorgan #crypto #MONY
🚨 Wall Street is quietly embracing the “digital dollar” — and JP Morgan just made a big move!

On December 15, 2025, JP Morgan launched My OnChain Net Yield Fund (MONY), a tokenized money market fund on public Ethereum. The bank invested $100 million of its own funds and opened it to accredited investors.

Why is this important?
Due to the #GENIUS Act (a stablecoin law signed this year), issuers like Tether or Circle cannot pay interest to holders. All income from reserves (Treasury, etc.) remains with them.

But MONY is not a stablecoin, but a tokenized money market fund (Rule 506(c)). It invests in Treasuries and repos, and passes most of the yield to investors. Plus: fast transactions on the blockchain, subscription/withdrawal via $USDC or cash.

This is a direct blow to zero-yield stablecoins for institutional balance sheets. Corporate treasurers, funds, traders can now hold yield-bearing “cash on-chain” instead of idle USDC/USDT.

JP Morgan is not alone: ​​BlackRock already has billions with BUIDL, Goldman and BNY Mellon are also in the game. But the choice of public Ethereum (rather than private ledgers) is a recognition: the liquidity and tools are here.

The result? Institutional capital migrates to regulated, yield-bearing tokens from banks. Stablecoins will remain for payments and #defi , but the big institutional “digital dollar” is returning to Wall Street control.

This is not the end of crypto — it is an evolution. Public rails + traditional instruments from the giants. But who will earn on spreads? Again, the same names from the pre-tokenization era.

#FDIC announcement of the framework for US banks to issue #stablecoin payment under the Act #GENIUS specifying the approval requirements for bank subsidiaries to participate in the digital dollar market
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The Federal Deposit Insurance Corporation (FDIC) today agreed to a proposed rule to establish application procedures for banks to issue stablecoins through subsidiaries, and a 60-day public comment period has begun. This is the first official proposal to establish rules following the passage of the "GENIUS Act" "The Innovation for American Stablecoins Act".
#fdic
#genius
#IbrahimMarketIntelligence

🇺🇸 REGULATIONS ON THE FIRST STABLECOIN OF THE UNITED STATES UNDER LAW #GENIUS

The proposal of #FDIC opens the consultation period lasting 60 days and specifies how banks can issue #stablecoin through subsidiaries
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🚨 BANKS ARE MOVING INTO CRYPTO! #FDIC OFFICIALLY LAUNCHED THE REVOLUTION OF STABLECOINS UNDER THE LAW #GENIUS

THIS ACT WILL CHANGE EVERYTHING! 🤯
$1 = $1 UNDER PROTECTION? Bank-issued stablecoins, released by subsidiaries under FDIC supervision, will be perceived by the market as ultra-reliable assets. This is a direct blow to UST, Terra, and any other algorithmic experiments.

A BLOW TO THE TITANS OF CRYPTO! The GENIUS law establishes that only "permitted issuers" (Permitted Payment Stablecoin Issuers, PPSI) can issue payment stablecoins in the U.S. Who are they? Mainly, banks or non-bank entities approved by regulators (OCC).

This is not just news — this is the beginning of an era when banks become the main players in the field of digital currencies. JPMorgan, Citi, U.S. Bank, and others have long discussed launching common and proprietary stablecoins. Now they have official permission to “fire”!
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🚨 Grayscale expects #بيتكوين to reach an all-time high in the first half of 2026.

Grayscale predicts that the price of #البيتكوين will reach an all-time high during the first half of 2026, driven by increasing institutional demand and clarity in U.S. regulatory frameworks.

The company indicates that this could mark the end of what is known as the four-year cycle, with rising valuations driven by overall demand for alternative value storage.

- Launch of exchange-traded funds for digital currencies
- Approval of Law #GENIUS in 2025
- Expected legislation structuring the digital currency market in 2026.

Regulation + overall demand = widespread adoption coming.
#Bitcoin #BTC
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Regarding Ripple ‎$XRP obtaining a national bank license.


Stuart Alderoty, Chief Legal Officer at Ripple, said, "Since its inception, Ripple has been characterized by trust, compliance, and real utility, and we will continue to set new standards for how institutions interact with digital assets. We are among the first companies to receive conditional approval after the enactment of Law #GENIUS , ensuring the sustainability of Ripple's business in the stablecoin space for the long term."

#GENIUS Act becomes law in the U.S.
President Trump has officially signed the GENIUS Act into law on July 18, 2025, establishing the nation’s first formal regulatory framework for stablecoins . The act mandates full reserves backed by liquid assets (like USD or U.S. Treasuries), monthly disclosures, and federal–state oversight. It’s being hailed as a pivotal step for mainstream adoption—but critics warn of gaps in consumer protection and money‑laundering safeguards
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❗️After the adoption of law #GENIUS , we are entering a new era of transparency and confidence in digital assets - for which we have been preparing for many years, — MasterCard.

#GENIUSAct #CryptoNewss #Binance #TrendingTopic
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