CryptoDebate

A heated debate has erupted in the crypto space after **Custodia Bank CEO Caitlin Long** made critical remarks about **Ripple, the XRP Ledger (XRPL), and its new stablecoin, RLUSD**, during an appearance on the *Gold Goats ‘n Guns* podcast.

The discussion quickly escalated into a public feud, drawing responses from **Ripple’s CTO David Schwartz** and prominent **XRP community members**. Here’s the breakdown:

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### **✨ The Controversial Comments**
Long argued that **XRP never fully delivered on its original promise** as a **bridge currency for banks**, citing:
🔹 **Early funding concerns** – Lingering skepticism among institutions due to Ripple’s initial approach.
🔹 **RLUSD’s launch** – Suggests Ripple is pivoting away from relying solely on XRPL for global settlements.
🔹 **Ethereum’s dominance** – If the **U.S. Treasury** were to tokenize T-bills, she believes **Ethereum** would be chosen over XRPL due to its maturity and adoption.

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### **✨ XRP Army Strikes Back**
Prominent **XRP advocate “Vet”** fired back with a detailed rebuttal:
✅ **No ICO Structure** – Unlike Ethereum, **XRP’s 100B tokens were pre-mined at genesis**, with no initial sale.
✅ **Decentralization Defense** – XRPL is maintained by **1,000+ nodes & 100+ independent validators** worldwide.
✅ **XRPL’s Strengths** – Features like its **native DEX, built-in tokenization, and low-cost transactions** make it superior for institutional use.
✅ **RLUSD is native to XRPL** – Proves Ripple’s continued commitment to the ledger.

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### **✨ Ripple’s CTO Steps In**
David Schwartz **acknowledged Vet’s points** but extended an olive branch:
💬 *"I think a live, fact-based discussion could help clear things up."*
He publicly invited Long to a **direct conversation** covering:
🔸 **Ripple’s tech & vision**
🔸 **RLUSD’s role** in payments
🔸 **XRPL’s future** in the blockchain ecosystem

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### **🚀 What’s Next?**
Will Caitlin Long accept Schwartz’s invitation? Whether she does or not, this debate has already **sparked major attention**—not just for the criticism, but for **Ripple’s willingness to engage openly**.

**One thing is clear:** The **XRPL community remains fiercely loyal**, and Ripple’s leadership isn’t backing down.

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**💬 Your Take?**
Do you think **XRP can still become the bank-friendly bridge asset it was meant to be?** Or is Ethereum the inevitable choice for institutional adoption? **Drop your thoughts below!** 👇

**🔔 Follow @BeMasterBuySmart for more crypto insights, alpha, and breaking news!** 🚀

#XRP #Ripple #CryptoNews #Stablecoins #XRPL #RLUSD #cryptodebate

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### **Why This Works:**
✅ **Clean, professional formatting** – Easy to read with clear sections.
✅ **Balanced perspective** – Presents both sides fairly.
✅ **Engagement hook** – Ends with a question to spark discussion.
✅ **Branding** – Includes your handle naturally without being spammy.

Let me know if you'd like any tweaks! 🚀