TrueFi

Stablecoin supply at all-time highs with a sustainable growth trajectory, clear regulation is being developed, and TradFi players are vocal about getting involved in the space. What are you most excited about in the growing RWA landscape?

Source: @RWA_xyz

What the GENIUS Act moving forward means for RWAs and Stablecoins a thread 👇🧵:

We're just 12 hour away! Please join us later as we recap Q1 2025 for the TrueFi ecosystem

We're just 12 hours away! Please join us later as we recap Q1 2025 for the TrueFi ecosystem

We're excited to respond to comments and provide updates to the community, which is why we will have a recorded spaces to discuss the Q1 2025 DAO Report. We will cover updates in the report, progress made since Q1, and provide brief updates for Elara Finance.

TrueFi DAO, we're please to announce [TFIP-25] Bastion Trading as Additional MM for TRU Token has passed and is pending execution! 🎉🙌

What this means for the ecosystem a 🧵👇

We’re excited to present TrueFi’s Q1 2025 DAO report—a deep dive into our financials, governance, and strategic direction as a 100% community-led organization. Transparency is at the heart of everything we do. This report ensures every DAO member and stakeholder has clarity on TrueFi’s financial health, ecosystem growth, and plans.

Read the full report here:

The TrueFi DAO forum has been heating up the past few weeks with a number of new proposals! Please join the discussion as we'd love to hear from you the community!

https://forum.truefi.io/

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Portfolio Overview Page looks good here 😍

GM GM 👀 @MorphoLabs

We're very excited to announce TrueFi DAO will be attending @token2049 Dubai, we are very excited to mingle with institutional investors, builders, and degens alike.

Our COO, Vivek Saini will be speaking at @plumenetwork's RWA Eco Day. RSVP and join us, we can't wait to see you there!

TradFi, DeFi, TrueFi

TrueFi achieves the best of both worlds: transparent assessment, high capital efficiency, permissionless access, portable reputation building, and community governance. This comprehensive redesign of lending fundamentals moves DeFi from a collateral-bound, capital-inefficient system toward a dynamic marketplace where trust develops transparently and capital flows to its most productive uses—ultimately accelerating both institutional and retail adoption of decentralized finance.

Capital efficiency improves dramatically when institutions can borrow without immobilizing large collateral reserves, making DeFi lending finally practical for real-world business operations and treasury management. Risk transparency through on-chain credit scoring and loan performance data enables institutions to conduct proper due diligence and manage risk exposures in real-time—capabilities essential for fiduciary responsibility.

Earlier protocols like Aave and Compound required significant overcollateralization, typically 150% or more of the loan value, creating capital inefficiency and severely limiting access.

By replacing collateral requirements with creditworthiness assessments, TrueFi unlocks capital that would otherwise remain dormant. Borrowers gain access based on their proven reliability rather than their ability to lock up existing assets, dramatically expanding the pool of potential participants.

For lenders, this approach translates into higher yield opportunities that better reflect true risk-adjusted returns from real-world lending situations. The economic impact is substantial: capital flows more efficiently throughout the system, powering productive lending activities rather than sitting idle as collateral.

TrueFi has reimagined the traditional lending landscape by developing an on-chain credit infrastructure that addresses critical limitations in both traditional finance and early DeFi lending protocols. On-chain credit transforms DeFi lending from a collateral-bound, capital-inefficient system into a dynamic, permissionless marketplace where trust is built transparently and capital flows freely—fueling both institutional and retail adoption.

TrueFi DAO,

TFIP-23 is now live on Tally! Voting will start in 2 days on Monday Apr. 7 and conclude in 5 days on Thursday Apr 10, please go to tally, stake your Tru tokens and participate in governance!

https://www.tally.xyz/gov/truefi/proposal/24293508006031178893539349851139175799172397007033937639880239469818109275471

The microsecuritization model championed by TrueFi represents more than a technological innovation; it's a fundamental reimagining of financial market structures. By reducing administrative costs by approximately 60% and enabling near-instantaneous loan settlements, this approach challenges existing financial paradigms.

Most critically, TrueFi is positioning itself as a bridge between decentralized financial innovation and real-world economic needs. By unlocking the $8 trillion private credit market for blockchain-based micro-investing, the platform is not just creating a new financial product—it's constructing an entirely new financial infrastructure.

Converting loans into blockchain-based tokens (such as ERC-20) enables unprecedented liquidity. What was once a static, illiquid debt instrument becomes a dynamic, tradable digital asset capable of instantaneous transfer and valuation.

Beyond Access: A Comprehensive Financial Ecosystem

The true power of microsecuritization lies not just in democratization, but in its ability to fundamentally restructure risk and liquidity dynamics. Traditional financial instruments often concentrate risk and limit market fluidity. In contrast, microsecuritization enables:

- Diversified ownership across multiple investors
- Reduced exposure to single-point market failures
- 24/7 trading capabilities that transcend traditional market constraints
- Real-time transparency into asset performance