Huma Finance: The PayFi Revolutionary Reshaping Global Payments and Credit
As the world’s first PayFi network, Huma Finance (HUMA) integrates blockchain, real-world assets (RWA), and decentralized finance (DeFi) to build an unsecured credit engine centered on the time value of money, injecting efficiency and inclusiveness into the $30 trillion payment market.
I. Breaking the Shackles of Traditional Finance
1. Unsecured Credit: Based on future income streams (salaries, invoices, etc.), smart contracts release 70%-90% liquidity after assessment. For example, small and medium-sized enterprises can quickly convert trade receivables into on-chain financing to solve cash flow problems.
2. Cross-Border Payments: Utilizing the Solana blockchain, settlement time is reduced from 3-5 days to seconds, and transaction fees are decreased from 1%-3% to 0.08%-0.1%. Subsidiary Arf has processed over $4.63 billion in transactions with zero defaults.
3. Revenue Model: 80% of funds are used for payment transaction financing (annualized 15%-25%), and 20% is allocated to the Solana ecosystem (annualized over 10.5%), relying on high-frequency turnover and compounding effects, differentiating from token incentive models.
II. Technological and Ecological Innovation
A closed loop formed based on a six-layer modular stack, with the core including: achieving deposit tokenization liquidity through $PST; providing a classic model of base yield + points and an extreme model of point acceleration; 50% of transaction fees are used to buy back and burn HUMA tokens (total supply of 10 billion), ensuring scarcity.
III. Industry Impact
Secured $46 million in financing, collaborated with Solana and Circle to integrate the $16 trillion credit card payment and $10 trillion trade financing markets, aiming to exceed $10 billion in transactions by 2025 and become a benchmark for Web3 financial infrastructure.
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🔸 Today I want to talk to you about an interesting cryptocurrency: $ERA @Caldera Official ERA is the token of Caldera, a platform that helps developers create their own super-fast blockchains on Ethereum. Do you remember the high fees and the slowness of Ethereum? Well, Caldera and its token ERA are part of the solution. With ERA, you can pay for transactions, help secure the network, and even vote on important project decisions. With a total supply of 1 billion tokens, ERA is a fundamental pillar in the Caldera ecosystem. Stay tuned for this project! #Caldera
#香港稳定币新规 Hong Kong stablecoin new regulations effective August 1: licensing system implemented, only licensed institutions can sell to retail; reserve assets must be of high quality and liquidity, strictly isolated and audited, and support redemption at par; licensed personnel's core team must be based in Hong Kong, prohibited from serving restricted areas, and strict control over advertising to prevent fraud. Illegal currency pegging is not currently regulated, but must still comply with anti-money laundering rules.
Thanks to Binance #币安Alpha上新 for letting me know about $M , then I went to play with the launchpad's dog on this chain and achieved 30x. I must continue to give out red envelopes 🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧🧧
Conanwest Community is the biggest community in Binance. Why do people join this community?
Because from this community people can Learn, Earn, Enjoy and Grow their community too.
Conan started its journey as a Meme Coin but it gives people so many things. If Conan was not in Crypto space we may not meet. So, hope people understand the value of Conan.
We all are in Binance from long but Conan brings us together so we united in this Community and want more people should join our community for their own benefits. Conan will definitely grow but it's an opportunity to grow your earnings and grow your knowledge.
Title: "BounceBit Prime: Because Your Crypto Deserves a Trust Fund Too"
BounceBit Prime. Sounds little naughty the name ain't it 😂 The latest way to make your crypto feel fancy—like it’s sipping digital champagne,🍾🥂🌆 in a Wall Street penthouse while the rest of us peasants 🐐🛖🌽 HODL in our basements.
With institutional-grade yield strategies now on-chain (thanks to pals like BlackRock and FranklinTempleton), your $BB can finally live out its trust fund baby dreams. Tokenized RWA yield? More like "My crypto has a better retirement plan than I do." And let’s be real—nothing screams "I’ve made it" 🎖️1️⃣🏆 like your assets being managed by the same folks who probably still think Bitcoin is a "interesting experiment." 🧪🧫🔬 But hey, at least now you can flex that sweet, sweet yield while pretending you understand what "custodial delegation" means. I know I do 😂.
So buckle up, degens. #BounceBitPrime is here to make your portfolio look responsible—even if your trading strategy is still fueled by memes and caffeine. ☕🐸🐶... @BounceBit is like giving your crypto a Harvard MBA—except it might actually make money. BounceBitPrime ,because even digital assets need a trust fund." 🚀💸 👼 It is Ce it is De it is Fi ! Bridge 🌉 between ce and de -fi !
Again this too was Alpha, then airdroped, then academy quiz now in Creator Pad. Why all of this tasks follow the same scheme? Mistery 🌁!!!
Conanwest Community the biggest Community on Binance and Conan a Solana base Meme Coin is going to be the highest Coin Holder. We all Conan Lovers are waiting for the time to see Conan competing with other major Coins and Conan is chosen by the people as their favourite Coin. We all know that it will be soon when every person wants to buy Conan as their favorite Coin.
You can earn Conan by joining our Community so don't miss it. Join Conanwest do simple tasks and freely earn Conan.
If you’re holding BOB, YOU’RE PART OF THE FAMILY. 👷❤️
This is the moment to BUILD TOGETHER. Every comment, every share, every like counts. Your energy is what fuels the next chapter. Your support is what makes Bob go viral. We don’t sit back. We BUILD. We show up.
👷TAG your friends 💬 COMMENT “BOB TO THE MOON” 🔁 SHARE every post ❤️ LIKE like your bags depend on it. Because they do!
Let’s show the world that BOB IS HERE TO STAY. 👉 Change your Binance profile picture to a BOB picture and flood the platform with the builder spirit. Let’s make Binance feed look like a Bob army takeover. they’ll know we’re serious.
We’re not just aiming high. We’re making BOB the next DOGE. 👑👷
Let’s show the world what a real community looks like. BOB WAS BUILT BY US. BOB WILL GROW WITH US.
BUILD ON BNB = BUILD ON BOB 🔨🔥 #BOBArmy #BOBBUILDERS #BOBtoTheMoon #BuiltDifferent #BOBFAMILY $BOB {alpha}(560x51363f073b1e4920fda7aa9e9d84ba97ede1560e)
Lagrange: When ZK Becomes the 'Dark Matter Engine' of Web3 Redefining the Invisible Infrastructure of Trust
Imagine this: in the universe of Web3, data flows like stars, and there exists a kind of 'dark matter' quietly maintaining the order of it all. It is invisible and intangible, yet it allows value to traverse cross-chain without exposing privacy, enables AI to infer on the blockchain with 'integrity certification', and makes every step of off-chain computation a traceable digital vow. This is the ZK network that Lagrange is weaving. 1️⃣ More than just 'proof': Lagrange is the 'trust translator' of Web3 The traditional narrative of Zero-Knowledge Proofs (ZK) often remains at the technical level of 'A proving something to B without revealing details'. However, Lagrange's ambition is to make ZK a 'universal translator' between different blockchains, different computational scenarios, and even different technical ecosystems.