xi shui chang liu

The Senate has passed the "GENIUS Act" (#美国稳定币法案 ), aimed at implementing federal regulation on stablecoin issuers with a market value exceeding $10 billion (such as USDT, USDC), requiring them to hold high-quality dollar assets at a 1:1 ratio and comply with anti-money laundering regulations. However, some Democratic lawmakers withdrew their support for the bill due to concerns over national security and anti-money laundering provisions, leading to uncertainty regarding its future.

Brothers, it's great that the EU has finally succeeded in turning "digital cash" into "digital handcuffs"! From now on, if you want to transfer some currency anonymously, sorry, that's not possible, because you might be a super dangerous money-laundering delivery person. They say it's to prevent abuse, but in reality, it's just a lack of trust in anyone except banks and themselves. Want to protect your privacy? Please start queuing for questioning from 2027. Brothers, this kind of news is just for listening; if it really gets implemented globally, we will really need a lot of good luck.

$BTC Apple relaxes its restrictions on in-app purchases for iOS, allowing developers to guide users to use external payment methods, which is undoubtedly a great boon for the entire Web3 ecosystem. For a long time, crypto-related apps have often been limited by Apple's high commission and strict review, and the new policy is equivalent to opening the floodgates for projects like NFTs, e-commerce, and blockchain games.
Especially for blockchain games and social DApps, there will be opportunities to achieve a more complete Web3 experience in the App Store, without having to redirect users to web operations. User conversion rates and engagement are expected to improve.
This is not only a policy relaxation but may also be an important turning point for Web2 platforms to compromise towards Web3. Whether it can truly become widespread in the future will depend on the speed of developers' innovation and whether user education can keep pace.

#苹果放宽加密规则 Apple relaxes restrictions on in-app purchases for iOS, allowing developers to guide users to use external payment methods, which is undoubtedly a major benefit for the entire Web3 ecosystem. For a long time, crypto-related apps have often been constrained by Apple's high commission rates and strict reviews, and the new policy essentially opens the floodgates for projects like NFTs, e-commerce, and blockchain games.
In particular, blockchain games and social DApps will have the opportunity to achieve a more complete Web3 experience in the App Store, no longer needing to redirect users to web operations, which is expected to enhance user conversion rates and engagement.
This is not just a policy relaxation; it may also be a significant turning point for Web2 platforms to compromise towards Web3. Whether it can truly become widespread in the future will depend on the pace of developer innovation and whether user education can keep up.

The emergence of the Digital Asset Act $BTC is undoubtedly a key milestone in the development of the digital asset ecosystem. The passage of the FIT21 Act in the United States clearly delineates the responsibilities of regulatory agencies, providing a clear path for digital asset regulation and ending the long-standing chaotic period of regulation in the industry. We see its positive significance for the construction of market order. The UK’s legislation that includes cryptocurrencies and similar assets within the scope of personal property offers strong legal protection for investors, greatly enhancing market confidence.
Although these acts each have their highlights, they also face challenges. For instance, the lack of uniform standards among some state-level acts can lead to regulatory arbitrage, providing opportunities for unscrupulous individuals. Moreover, issues such as the severe price volatility inherent to digital assets and potential technological security risks mean that current legislation is not fully equipped to respond effectively.
Overall, the emergence of digital asset legislation is more beneficial than detrimental. It lays a solid foundation for the healthy development of the industry and marks significant progress in areas such as investor protection and market regulation. As practices evolve, it is believed that the legislation will continue to improve, better balancing innovation and regulation, promoting the steady advancement of the digital asset industry, and unleashing its enormous potential in the economic field.

The emergence of the Digital Asset Act #数字资产法案 is undoubtedly a key milestone in the development of the digital asset ecosystem. The passage of the FIT21 Act in the United States, which clearly delineates the responsibilities of regulatory agencies, has provided a clear path for digital asset regulation, ending the long period of regulatory chaos in the industry. We see its positive significance for the construction of market order. The UK's legislation that includes cryptocurrencies and other digital assets within personal property categories provides strong legal protection for investors, greatly enhancing market confidence.
Although these laws each have their highlights, they also face challenges. For instance, the lack of uniform standards among some state-level laws can create opportunities for regulatory arbitrage, allowing some criminals to exploit the situation. Furthermore, the inherent characteristics of digital assets lead to extreme price volatility and technical security risks, and the existing laws are still not sufficiently comprehensive in addressing these issues.
Overall, the emergence of digital asset laws is more beneficial than harmful. It lays a solid foundation for the healthy development of the industry and takes important steps in areas such as investor protection and market regulation. As practices advance, it is believed that the laws will continue to improve, better balancing innovation and regulation, promoting the steady progress of the digital asset industry, and unleashing its immense potential in the economic field.

$USDC DS Random Writing Stablecoins are quietly taking over our wallets. Using USDT to buy coffee for breakfast, paying for takeout with PAY for lunch, and tipping influencers with FDUSD at night—this lifestyle has already become routine in Dubai and Singapore. The most surprising development is that the Hong Kong subway suddenly supports USDC for ticket purchases. When passing through that green gate, there's a beep, backed by the cross-border clearing network established by Circle and Alipay. But the reality is harsh; each small payment gets stripped of three layers: exchange withdrawal fees, on-chain Gas fees, and merchant settlement fees, making the actual cost 30% more expensive than credit cards. Merchants are getting more creative; a bar in Shanghai has implemented 'dynamic pricing' using smart contracts—when paying with stablecoins, the price fluctuates in real-time based on ETH Gas fees. Bangkok's red-light district has taken it further by turning the USDT payment address into a neon sign, where scanning the code for payment can also automatically unlock the VIP room door. But none of this compares to the clever moves of the Koreans, who have created 'coffee futures' using algorithmic stablecoins—buy ten cups and get one free, essentially a form of disguised bond.

In the wave of continuous innovation and development in the payment industry, the digital currency payment sector has welcomed new breakthroughs. Recently, payment giant Visa announced a partnership with stablecoin infrastructure provider Bridge to launch a stablecoin-backed card in Latin America. This collaboration allows developers to issue stablecoin Visa cards to users through Bridge, enabling cardholders to use their stablecoin balance for everyday transactions at over 150 million merchants worldwide that accept Visa.

Airdrops, like #空投防骗手册 , are a common marketing tactic in the cryptocurrency field, essentially characterized by a coexistence of high risk and opportunity. Users should adhere to the principles of 'not being greedy, not being gullible, and not leaking information' and reduce risks through three core strategies: multi-party verification, wallet isolation, and community collaboration. Remember: true airdrops do not require payment or the provision of private keys; any promise of 'easy profits' is a trap.

#SEC推迟多个现货ETF审批 Trump promoted trade protectionism in his first 100 days, imposing a 25% tariff on multiple countries, which triggered market risk aversion. At the same time, he established a strategic Bitcoin reserve, appointed a cryptocurrency director, and hosted a cryptocurrency summit at the White House, declaring the U.S. to be the cryptocurrency capital.
Trump's impact on digital currency is multifaceted; on one hand, his strong support for Bitcoin is beneficial for the improvement and rationalization of digital currency policies. On the other hand, his vigorous implementation of tariffs has brought volatility and uncertainty to digital currencies.

#特朗普就职百日 Trump promoted trade protectionism in his first 100 days, imposing a 25% tariff on multiple countries, which triggered market risk aversion. At the same time, he established a strategic Bitcoin reserve, appointed a cryptocurrency head, and hosted a cryptocurrency summit at the White House, declaring the U.S. as the cryptocurrency capital.
Trump's impact on digital currencies is multifaceted; on one hand, his strong support for Bitcoin is beneficial for the improvement and rationalization of digital currency policies. On the other hand, his aggressive implementation of tariffs has brought volatility and uncertainty to digital currencies.

Arizona has passed the "Strategic Bitcoin Reserve Act" authorizing the state treasury and pension funds to allocate up to 10% of available funds to Bitcoin and other digital assets. If this bill is signed into law, Arizona will become the first state in the U.S. to legally invest public funds in Bitcoin. If the Arizona bill takes effect, it could prompt other states to follow suit and even influence policies in developing countries. Arizona's practice will provide a test case for "state-level crypto reserves" globally; success could encourage more countries to embrace digital assets, while failure could serve as a cautionary tale.

Arizona has passed the Strategic Bitcoin Reserve Act
Authorizing the state treasury and pension funds to allocate up to 10% of available funds
To Bitcoin and other digital assets.
If the bill is signed into law, Arizona will become
The first state in the U.S. to legally invest public funds in Bitcoin.
If the Arizona bill goes into effect, it may trigger other states to follow suit
And even influence policies in developing countries.
Arizona's practice will provide a test case for
"State-level crypto reserves" globally.
Success could encourage more countries to embrace digital assets
While failure could serve as a cautionary tale.

Arizona has passed the 'Strategic Bitcoin Reserve Act'
Authorizing the state treasury and pension funds to allocate up to 10% of available funds
To be invested in Bitcoin and other digital assets.
If this bill is signed into law, Arizona will become
The first state in the United States to legally invest public funds in Bitcoin.
If the Arizona bill comes into effect, it could trigger other states to follow suit
And even influence policies in developing countries.
Arizona's practice will provide a test case for 'state-level crypto reserves' globally
Success may encourage more countries to embrace digital assets
Failure could serve as a cautionary tale.

Arizona has passed the Strategic Bitcoin Reserve Act
Authorizing the state treasury and pension funds to allocate up to 10% of available funds
To Bitcoin and other digital assets.
If this bill is signed into law, Arizona will become
The first state in the United States to legally invest public funds in Bitcoin.
If the Arizona bill goes into effect, it may trigger other states to follow suit
And even influence policies in developing countries.
Arizona's practice will provide a test case for
"State-level crypto reserves" globally.
Success could encourage more countries to embrace digital assets,
While failure could serve as a cautionary tale.

1: Trump's Tax Reform (2017 Tax Cuts and Jobs Act) significantly lowered the corporate tax rate from 35% to 21% to stimulate business investment and economic growth. Personal income taxes also decreased, and the standard deduction was increased. The tax reform temporarily boosted U.S. GDP growth and the stock market but also led to an expanding budget deficit, benefiting the wealthy and large corporations more, raising controversy over increasing income inequality.
2: Impact on Cryptocurrency In April 2025, Trump signed a bill that removed the IRS's expanded definition of brokers for decentralized cryptocurrency exchanges (DeFi), easing the tax burden on DeFi platforms. This move was welcomed by the cryptocurrency industry, as it believed the original rules were difficult to enforce. Additionally, Trump proposed exempting capital gains tax on domestically produced cryptocurrencies to encourage everyday transactions, such as buying coffee with Bitcoin tax-free, which could stimulate the practical use of cryptocurrencies.

#特朗普税改 1: Trump's Tax Reform (2017 Tax Cuts and Jobs Act) significantly lowered the corporate tax rate from 35% to 21% to stimulate business investment and economic growth. Personal income tax also decreased, and the standard deduction was increased. The tax reform temporarily boosted U.S. GDP growth and the stock market, but also led to an expansion of the fiscal deficit, benefiting the wealthy and large corporations more, which sparked controversy over increasing income inequality.
2: Impact on Cryptocurrency In April 2025, Trump signed legislation that removed the IRS's expanded definition of brokers for decentralized cryptocurrency exchanges (DeFi), alleviating the tax burden on DeFi platforms. This move was welcomed by the crypto industry, as it found the original rules difficult to enforce. Additionally, Trump proposed exempting capital gains tax on domestically produced cryptocurrencies, encouraging everyday transactions, such as buying coffee with Bitcoin tax-free, which could stimulate the practical use of cryptocurrencies.

Once upon a time, there was a coin called XRP, which had an "XRP Army" whose motto was: "To the moon, but with legal briefs!".
The lawsuit between XRP and the SEC was longer than "Game of Thrones". In 2023, the judge said, "XRP is not a security," and the XRP Army celebrated with champagne, but the SEC immediately pulled out an appeal: "Season 2 renewed!". Ripple's legal department calmly replied, "An appeal? That's just advertising for the industry!".
In 2024, Trump returned to the White House with the slogan "Make Crypto Great Again," appointing a new SEC chairman – a former Dogecoin miner. Overnight, the probability of XRP ETF approval on Polymarket skyrocketed to over 70%, and netizens joked, "Trump's tweets are more effective than technical analysis!".
BlackRock secretly applied for an XRP ETF, and Ripple CEO Brad Garlinghouse smiled mysteriously: "I don't comment, but those who know, know.". The XRP community erupted: "BlackRock is here, our rocket fuel has arrived!".

$XRP XRPETF 期待已久的XRP ETF批准可能会在2025年将Ripple的XRP代币推向新的高度！
* 预计启动时间：2025年第二季度至第三季度
* 价格预测：$3-$5范围
* 促成因素：SEC批准、日益增长的采用和DeFi整合
* 风险：监管不确定性、市场波动性
投资者持乐观态度——你准备好迎接浪潮了吗？

#XRPETF XRPETF The long-awaited approval of the XRP ETF could propel Ripple's XRP token to new heights in 2025!
* Expected launch of XRPETF The long-awaited approval of the XRP ETF could propel Ripple's XRP token to new heights in 2025!
* Expected launch time: Q2 to Q3 2025
* Price prediction: $3-$5 range
* Contributing factors: SEC approval, increasing adoption, and DeFi integration
* Risks: Regulatory uncertainty, market volatility
Investors are optimistic—are you ready to ride the wave? Time: Q2 to Q3 2025
* Price prediction: $3-$5 range
* Contributing factors: SEC approval, increasing adoption, and DeFi integration
* Risks: Regulatory uncertainty, market volatility
Investors are optimistic—are you ready to ride the wave?