Ananta_27

"I started investing in Bitcoin with a small budget in 2024. Many said I was late. But this is where my transformation begins..."
Is it too late to enter Bitcoin in 2025?

My honest answer: No. Not at all.
Most people are afraid to start because they see Bitcoin prices as 'already high'. But the fact is, Bitcoin always looks expensive when you haven't started.
I decided to stop being afraid and start Dollar Cost Averaging (DCA): buy routinely every week. Not because I am an expert, but because I know the future is won by those who are consistent, not fast.

Many must be confused, What is Farming?

Farming (or yield farming) is a strategy in the DeFi (Decentralized Finance) world to earn interest or yield from crypto assets. The way it works is that you deposit ("supply") your assets into DeFi protocols like Venus, Aave, Compound, or Lido, and then you will receive rewards in the form of interest or tokens.

A simple example is like this:
You deposit 1 ETH in Venus → you will earn interest every day or week in the form of ETH or other tokens.

“You don’t need to be a whale to survive and grow in crypto. You just need to be a smart, disciplined small investor with a long-term mindset.”

🔎 Introduction: Crypto Isn't Just for the Rich
Many people think you need a lot of money to profit from crypto. That’s a myth.
I’m a regular person with a tight budget—but I’ve found a way to make my Bitcoin work for me, even with as little as $10–$15 per week.
In this article, I’ll share my personal method that combines:
Dollar-cost averaging (DCA)
Collateralized borrowing
Passive income via stablecoin staking (Earn)
If you're new to crypto or don’t have a huge capital, this could be the smartest way to start.

⚙️ The Core Strategy: DCA + Borrow + Earn
✅ 1. Weekly DCA into BTC
I buy Bitcoin every week—small amounts. I’m not trying to flip or trade. I treat BTC as a long-term savings account (specifically for my future wedding!).
✅ 2. Borrow Stablecoins Using BTC as Collateral
Instead of letting BTC sit idle, I use it as collateral to borrow USDC, but I keep the Loan-to-Value (LTV) ratio low—around 27–28%. This gives me:
Very low liquidation risk
BTC remains untouched and growing in value
Extra working capital in the form of stablecoins
✅ 3. Stake USDC via Flexible Earn
The USDC I borrow goes straight into Flexible Earn on exchanges like Binance. It earns interest while I pay a small loan fee.
If the Earn yield is higher than the borrow rate (which it often is), the net profit becomes passive income.

📈 Why This Strategy Works

⚠️ What to Watch Out For
Avoid high LTV. Never go above 50%. Crypto is volatile and liquidation can happen fast.
Track your interest. Ensure your Earn rewards exceed your borrow cost.
Have a plan for bear markets. Don’t panic-sell BTC—consider repaying your loan gradually and moving assets to staking instead.
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🎯 End Goal: Grow, Protect, and Repeat
Here’s my long-term plan:
If profits reach a certain level (say $30–$50), I take part of it and recycle it back into staking.
During bull markets: keep borrowing → earning → compounding.
During bear markets: repay loans → stake BTC safely → prepare for the next cycle.
With time, the loop becomes stronger. Your assets grow. Your debt stays manageable. And your risk stays low.

🤝 Final Words: This Knowledge Is Free, but It Can Change Your Game
I'm not a financial guru. I'm just someone trying to be smart with small money.
This strategy taught me that you don’t need $1,000 to start. What you need is structure, patience, and the courage to try.
📢 If you learned something from this, please share it with someone who needs this clarity.
And tell me—would you try this strategy?
$BTC
$USDC
#bitcoin #stablecoin #USDC #BorrowToEarn

Many people think, crypto is only for the rich.


In fact, I started when my salary was still the minimum wage… and I can still consistently invest.
How?

➡️ Buy crypto every week, not waiting to be rich first.
I start with Rp50,000 per week.
Can be adjusted according to each person's ability.
Not a lot. But what’s important is consistency, not speculation.
So that I can maximize it, I also do this:
✅ I save/Hold BTC → for big goals (Building Assets, For the future).
✅ I supply or stake ETH, SUI, or SOL to DeFi → so my assets grow while I sleep.

✨ Introduction

We used to think that to save money, we had to go to the bank. To borrow, we had to fill out forms. But now? The world of finance has changed. We are entering a new era called DeFi (Decentralized Finance) — an open, transparent financial system that anyone can access with just a digital wallet.
If you are hearing this term for the first time, or have heard it but are still confused, let's sit down for a moment together. We will learn DeFi in a simple but meaningful way.

🧠 What Is DeFi?

DeFi is finance in the Web3 version. All financial processes are carried out without banks or traditional institutions but are run by smart code called smart contracts. You can:

In the world of crypto investment, many people get caught in the habit of waiting for the big moment — they wait for prices to drop drastically, or wait for big capital to come. But I choose a different path. I take steps... even small ones. Every small step is proof that I'm not just dreaming, but moving towards my goals.

💰 I save Bitcoin, Ethereum little by little.
Every week, I set aside a small portion of my income. Not because I'm rich, but because I have a vision: I want to build a financially free future, perhaps also to fund my wedding day.

Many people say you have to be rich to buy Bitcoin. But I have proven that wrong!
With just Rp100,000 per week, I consistently buy Bitcoin from the beginning of 2025 using the DCA (Dollar Cost Averaging) strategy.
The result?
✅ No stress thinking about price fluctuations.
✅ My BTC balance keeps increasing every week.
✅ I save everything for my wedding and future goals.
I even use an additional strategy:
💡 I supply ETH & SOL to Venus Protocol to generate passive income while still holding the assets.
This is not a dream. This is real.