Kathie Addy FF1Q

#XSuperApp Elon Musk is rapidly reorienting X (formerly Twitter) into what he calls a “super‑app”—a one‑stop platform where users can chat, shop, pay, invest, and even access services—all inside a single app, echoing Asian models like WeChat . ⸻ 🚀 Key Milestones Toward Super‑App Status 1. Messaging & Calls • X introduced encrypted DMs with XChat, offering vanishing messages, file attachments, and audio/video calls without needing a phone number . 2. Payments & Wallet (X Money) • Secured money‑transmitter licenses across multiple U.S. states in 2024, and partnered with Visa to launch X Money, enabling peer-to‑peer transfers, real-time Visa‑powered payments, and possibly later credit/debit card support . • CEO Linda Yaccarino confirmed card issuance and digital wallet rollout could happen this year . 3. Investing & Trading • X plans to integrate in‑app investment and trading functions, going head-to-head with platforms like Robinhood . 4. Content, AI, and Monetization • AI chatbot Grok is integrated across X, powering stories and search . • Premium subscriptions now include higher payouts for creators, long-form posts, ad-sharing, and access to Grok AI . ⸻ 🌐 Musk’s Vision & Context Elon Musk describes X as designed to handle social interactions + payments/banking + multimedia + commerce, powered by AI—what he repeatedly calls the “everything app” . He draws inspiration from WeChat, which users in China rely on daily for a full suite of services . ⸻