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Red envelope red envelope 🧧🧧🧧

Let me throw out a core question: What can Huma's ARF protocol actually do?
Today, from a different perspective, these three advantages really hit the pain points of the industry:
1️⃣ Filling the 'big gap' in the market: The global trade finance gap is $3.6 trillion. Small and medium-sized enterprises want to get loans from banks? The mortgage, approval, and qualification thresholds can drive people crazy. Huma just fills this gap;
2️⃣ Compliance provides peace of mind: As the first on-chain lending protocol to receive professional anti-money laundering certification, financial projects are most afraid of 'crossing the red line.' It directly solidifies the compliance baseline, and old players understand how important this is;
3️⃣ Speed beats traditional processes: Based on the Solana public chain, the transfer speed is much faster than bank cross-border remittances. In the past, waiting for a loan meant enduring time zone differences and monitoring processes; now it’s basically 'instant arrival,' and the efficiency of fund turnover has directly doubled.
For business owners engaged in cross-border trade, you must have experienced these pains:
Customers making payments so slowly that you have to chase them every day; not daring to accept new orders because there's no money in the account; wanting to stock up during peak season but waiting a month for bank loan approval; subsidiaries overseas urgently needing money, and the cross-border fund transfer process being exhausting... Huma seems to be specifically addressing these issues.
What it aims to achieve is 'transferring funds for enterprises as simply as sending a WeChat red envelope.' Even many traditional financial institutions are secretly studying its model—such a project, do you think it’s worth spending more time understanding? Anyway, I’ve already recommended it to friends in foreign trade. This kind of innovation that solves real problems deserves to be seen by more people.
They don’t need to check your household registration, nor do they need to look at your property certificate; they rely on a smart system. This system is amazing, able to clearly calculate your monthly salary flows and transfer records. Fellow workers in the Philippines can borrow money just based on their remittance records home, with interest rates almost 70% cheaper than banks! The best part is that people who borrow money this way are actually more trustworthy.
Their HUMA coin is the 'pass' for this system. The more people use it, the more money the company earns, and half of the profits are used to buy back and destroy HUMA coins. It’s like running a small store: the more people buy, the more valuable the goods become. Holding HUMA coins also allows you to vote on major company decisions, and everyone works together to improve the system @Huma Finance 🟣 #HumaFinance $HUMA