Huma Finance (HUMA) is leading the arrival of the PayFi era
Huma Finance (HUMA) is currently working on something very new called the PayFi Network, which combines payments and financing, allowing real-life income to be converted into on-chain loan assets. It is different from the previous method of borrowing money with cryptocurrency as collateral; Huma directly uses future income as collateral, such as salaries, customer invoices, and even international remittances. This way, even if you temporarily have no cash, you can receive 70%-90% of your future income in advance. The entire process runs on smart contracts and a Time Value of Money (TVM) model, where the system analyzes your cash flow patterns, confirms you have stable income, and can immediately disburse loans without collateral.
Huma Finance (HUMA) is now working on something very new called the PayFi network, which combines payment and financing, allowing real-life income to become on-chain loan assets.
Unlike the old method of borrowing money against cryptocurrencies, Huma directly uses future income as collateral, such as salaries, customer invoices, or even international remittances. This way, even if you temporarily have no cash, you can access 70%-90% of your future income in advance.
The entire process runs on smart contracts and a Time Value of Money (TVM) model, where the system analyzes your cash flow patterns, confirms your stable income, and can immediately disburse loans without collateral.
In simple terms, Huma is helping you cash in your future money early, which is both safe and fast, making it quite friendly for individuals, companies, and even those doing cross-border business. #humafinace @Huma Finance 🟣
Although the prices have fluctuated somewhat, the overall sentiment among investors is still quite good. Tomorrow is the day for the CPI announcement. Looking at the reactions of the U.S. stock market and $BTC, they are quite similar, both experiencing slight fluctuations, which is normal. The recent CPI and retail data have reflected some risk-averse sentiment, which is completely understandable given that market expectations for the data are not optimistic. Data shows that last month's broad CPI was 2.7%, while the market expectation was 2.8%, and the Cleveland Fed's forecast was 2.72%. Although there is a slight discrepancy, it also suggests that if there are no issues, the broad CPI is likely to be within expectations or slightly below it, roughly between 2.7 and 2.8. I have always believed that current investors have begun to desensitize to tariffs, as the main contention now is no longer solely dictated by the Federal Reserve but rather the battle between the radical faction representing Trump and the conservative faction of the Fed. The Trump faction will likely dominate with interest rate cuts as long as the data is not exaggerated, while the conservatives might stick to interest rates until they see a clear decline in inflation data to demonstrate their integrity. Therefore, if the data is good, it will certainly be a win-win situation, allowing everyone to save face. If the data is bad, it does not necessarily mean it will be very pessimistic, after all, the market expects a high probability of interest rate cuts in September. I used to say that since the rate hikes in 2022, the market has never won against the Federal Reserve, but this time, I truly do not know. Returning to Bitcoin's data, the turnover rate started to rise on Monday, which was expected, as BTC's price increased significantly over the weekend, prompting many short-term investors to trade. The data clearly shows that short-term investors are currently the main force behind the trading, while earlier investors are still taking a wait-and-see approach, not panicking or exiting despite BTC's price returning to $120,000. Although there has been a lot of turnover, the change in chips at the two support levels is still quite minimal, and there has not been a significant exit, indicating that investors at these two positions are gradually turning into long-term investors. The seventh support zone, as I mentioned yesterday, is gradually taking shape. Whether it can form is another matter, and it requires further observation.
The truth learned only after liquidation: Contract players who do not set stop-losses are destined to become cash machines for the market makers! Why do 90% of contract players end up losing everything? Because they do not set stop-losses at all! Just today, a friend in crypto opened a position without setting a stop-loss and got liquidated, so I seized the opportunity to give everyone a lesson. I've seen too many people go from 100,000 to 1,000,000, only to lose it all due to one holding position. Today, I will share the stop-loss secrets I have learned from being liquidated multiple times! In March 2023, BTC surged from 26,000 to 32,000. I shorted with 5x leverage, thinking, "I'll close if it retraces." But it rose all the way to 35,000, and I got liquidated! In January 2024, SOL broke 120, and I chased it long with 10x leverage, thinking, "I'll exit if it breaks the previous high." It then spiked to 90, and I went to zero!
Lessons learned: Holding a position once may allow survival, but holding it ten times will definitely lead to death. All liquidations start with the mindset of "just wait a little longer."
II. Stop-Loss Techniques (Survival Version) 1. 3-Second Stop-Loss Rule (Must-learn for beginners) A stop-loss must be set within 4 seconds after opening a position. Stop-loss range: The reciprocal of the leverage (20x leverage → 5% stop-loss) Example: Open 10,000 USDT with 20x leverage, set stop-loss at 500 USDT (5%)
2. Dynamic Stop-Loss Technique (Essential for advanced users) 5% floating profit → Move stop-loss to break-even 10% floating profit → Move stop-loss to 5% profit 20% floating profit → Move stop-loss to 15% profit (Just like saving in a video game, never let go of your profits!)
3. Emotional Stop-Loss Method (Psychological control) Three consecutive losses → Close the software and go exercise for 1 hour. Feel euphoric after a profit → Immediately withdraw 50%. (Decisions made in a euphoric state are 99% likely to be wrong.)
III. Practical Case: How to use stop-losses to capture the entire market segment May 2024 ETH operation: Open long at 3600, 20x leverage, initial stop-loss at 3520 (2.2%) Price rises to 3700, move stop-loss to 3720 (locking in 3% profit) It ultimately surged to 4100, capturing the entire rise while only bearing 2% risk.
IV. Stop-Loss is Advice Stop-loss is not giving up; it is a tactical retreat. All big players have been liquidated; the difference is that they set stop-losses quickly. The crypto market is always full of opportunities; what is lacking is the capital that allows you to survive until the next opportunity! The reason you can sit at the poker table is that your capital is still intact; without capital, you can only watch from the sidelines. #交易训练 #币圈小白也能赚钱
20U's strategy for making more with less: a new way for newcomers to manage their positions! 20U's comeback battle! It may be simple, but it's a strategy for newcomers in the crypto world to turn things around. Suitable for: beginners, office workers, gamblers, and those looking for a comeback. The honor battle of 20U. What can 20U do? Not even enough for a hot pot meal! But I will use this 20U to roll it to 1000U in a month, and then from 1000U to 10,000U! This is not some “get rich quick story”, but a set of “survival algorithms for the poor” using simple methods to win battles! Step 1: Start with 20U — either double it or lose it all. Goal: 20U → 40U (100% profit)
Battle Plan Coin selection: ETH (good liquidity, high volatility, few spikes) Leverage: 100 times (you read that right, it's 100 times) Position calculation: 20U principal, 10U for opening (keep 10U in reserve) ETH price 4000U → open 0.0026ETH (≈10U) Take profit: +50% (15U close) Stop loss: -20% (8U forced close) Core logic: Take profit at 50% and run, don’t be greedy, don’t hold the position Cut losses at 20%, don’t fantasize, don’t add to the position Only trade 1-2 times a day, don’t operate frequently After a loss, cease trading for 2 hours (to prevent emotional trading) The principal is too small; with low leverage, you can’t make money. With 100 times leverage, a 1% fluctuation in ETH = account doubles or goes to zero. Either make a fortune or go bankrupt, don’t waste time. Step 2: Rolling position rhythm — 3 consecutive wins = principal × 8 Goal: 20U → 160U (3 consecutive wins)
Rolling Strategy 1. At 40U, take 20U to trade (50% position) for 50% profit → 30U → total funds 50U 2. At 50U, take 25U to trade for 50% profit → 37.5U → total funds 62.5U 3. At 62.5U, take 30U to trade for 50% profit → 45U → total funds ≈ 100U
Key Points: As long as you make one mistake, you go back to 20U and restart the position strategy: 160U divided into 8 parts, each trade 20U. Leverage reduced to 50 times (to lower bankruptcy risk) Take profit at 30%, stop loss at 10% (more stable). Why reduce leverage? With a larger principal, you can’t gamble on “doubling it in one go”. The goal is stable growth, not gambling. If you can’t even manage 10U, giving you a million will also lead to bankruptcy!
Trading is not gambling; it’s a survival game. Only those who survive can make a comeback! Now, are you ready to start your comeback battle with 20U? #ETH突破4000
August 9, 2025 (Saturday) Comprehensive Analysis of Mainstream Currency Market and Major News in the Crypto Space:
📊 One, Mainstream Currency Market Analysis
1. Bitcoin (BTC)
◦ Current Trend: Bitcoin is in a recent downward trend, having continued sideways for nearly 20 days after the mid-July peak, last Friday it broke the support level of $116,000, starting a correction. On August 8, it reached a low of $112,600, the 4-hour chart shows repeated failures to break above $115,000 followed by a significant drop, with bears in control.
How to make 1 million with 3000 through cryptocurrency trading! 1. Properly manage your funds with diversified positions, it's very important!!! For example, if you have 10,000 USDT, divide it into 5-6 parts, using only 2,000 USDT for each trade. 2. Take out one portion of USDT for spot trading. 3. If the price drops by 10%, buy another portion. 4. When the price rises by 10%, sell one portion. 5. Repeat the above until all USDT is used up or all is sold out.
According to this strategy, even if the price drops after buying, there’s no need to worry because we will continue to buy as the price drops.
In fact, if all five parts of your funds are used up, the price would have likely dropped by nearly 50% at least. Unless there's a major crash, the price won’t drop that quickly. However, based on three years of market trends, the probability of a major crash is very low. From a profit perspective, each time you sell, you can gain a profit of 10%.
Taking an example of 100,000 total funds, if you use 20,000 each time, then each sale will yield a profit of 2,000.
However, this strategy also has its flaws.
A 10% fluctuation range is quite large, which may lead to trades not being executed easily, increasing waiting time costs significantly.
During this period, you cannot engage in other trades.
But!!! This issue can be resolved by narrowing the fluctuation range.
For example, you could choose to buy more stable cryptocurrencies and invest in Binance's financial products while funds are idle. This way, you can earn additional profits while waiting for price fluctuations. #币圈暴富 #合约带单 #ETH巨鲸增持