Zachary Barboza Yy7X
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fake statement. This is the correct statement Recent news indicates that major U.S. banking groups, including the American Bankers ASSOCIATION NOT BANK OF AMERICA
Binance News
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Bank of America and U.S. Banking Groups Urge OCC to Delay Circle and Ripple Bank Charter Decisions
Key Takeaways:U.S. banking lobby calls for delay on crypto firms' bank license bidsTargets include Circle and Ripple’s pending applicationsBanks cite insufficient public information and model differencesOCC urged to reassess regulatory risks tied to digital asset firmsOn July 21, a coalition of major U.S. banks and credit union associations—including Bank of America—submitted a joint letter to the Office of the Comptroller of the Currency (OCC), formally requesting a delay in decisions regarding the banking license applications of Circle and Ripple, according to a report from TechFlow.The banking groups argue that the applications lack adequate public disclosures necessary for thorough evaluation. They also emphasized that crypto firms like Circle and Ripple operate with fundamentally different business models compared to traditional trust banks, raising concerns about regulatory fit and systemic risk.The letter reflects growing tension between the traditional banking sector and crypto-native institutions seeking legitimacy through national banking charters. Circle, the issuer of the USDC stablecoin, and Ripple, the company behind XRP and cross-border settlement technology, are both pursuing banking licenses to enhance their U.S. financial footprint and regulatory standing.However, banking groups are urging the OCC to slow down the approval process until more robust frameworks are established for evaluating digital asset-related risks, including custody, stablecoin reserves, and consumer protections.
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#XRPRealityCheck $XRP
Binance News
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Ripple Selects BNY Mellon as Custodian for XRP Dollar Reserves
According to Odaily, Ripple has appointed BNY Mellon as the custodian for its XRP dollar reserves. This decision marks a significant step for Ripple in managing its digital asset holdings.
know what you hold, if you know you will know
🚨 Big news! 🚀 Ripple is teaming up with OpenPayd to launch a new stablecoin, $RLUSD 💸, and a payment infrastructure 📈! This could be a game-changer for enterprise payments 🤝.
$RLUSD is designed to be enterprise-ready, which means it's built for big players 💼. With Ripple's expertise in blockchain and OpenPayd's payment know-how, this partnership could shake things up in the industry 🌪️.
#Ripple #PaymentServices
$RLUSD is designed to be enterprise-ready, which means it's built for big players 💼. With Ripple's expertise in blockchain and OpenPayd's payment know-how, this partnership could shake things up in the industry 🌪️.
#Ripple #PaymentServices
"XRP Failed Because Ripple Created RLUSD, Claims BitGo CEO" from RWA.xyz, there's no specific information about a "Digital Banking 2025 conference" where this statement was made.
BitGo CEO Mike Belshe declared Ripple's XRP plan as a failure at the Digital Banking 2025 conference, citing the launch of their US-dollar stablecoin RLUSD as evidence. He emphasized the superiority of stablecoins for cross-border payments. XRP is currently trading at $2.02.
@WalletConnect $WCT #WalletConnect
@WalletConnect $WCT #WalletConnect
xrpl or ripple network already solve this kind of problem
Foresight_News
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Airwallex founder challenges stablecoins; will Circle become a new payment giant?
On-chain, stablecoins are building a circulation network worth hundreds of billions of dollars.
Written by: Pzai, Foresight News
On June 7, Jack Zhang, founder of cross-border payment platform Airwallex, stated on X: "I do not see any way that stablecoins can reduce costs—the slippage from stablecoins to receiving currencies is much more expensive than the forex interbank market," further stating, "I still have not seen a use case of how cryptocurrencies have helped anything in the past 15 years," which quickly sparked heated discussions in the community.
Jack, who previously worked as an engineer at the National Australia Bank, has a strong background in traditional finance. When encountering the emerging stablecoin payments, he also believes that stablecoins do not have many advantages over traditional methods. Consequently, some crypto users engaged in careful discussions with him on this issue in his tweet. This article provides an overview of the debate on the pros and cons of stablecoins.
Written by: Pzai, Foresight News
On June 7, Jack Zhang, founder of cross-border payment platform Airwallex, stated on X: "I do not see any way that stablecoins can reduce costs—the slippage from stablecoins to receiving currencies is much more expensive than the forex interbank market," further stating, "I still have not seen a use case of how cryptocurrencies have helped anything in the past 15 years," which quickly sparked heated discussions in the community.
Jack, who previously worked as an engineer at the National Australia Bank, has a strong background in traditional finance. When encountering the emerging stablecoin payments, he also believes that stablecoins do not have many advantages over traditional methods. Consequently, some crypto users engaged in careful discussions with him on this issue in his tweet. This article provides an overview of the debate on the pros and cons of stablecoins.
we are in 2025 not in 2020 to 2021 so this is fake news
Quoted content has been removed
$XRP #GameChanger
MarsBit News
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SEC is considering allowing companies to use distributed ledger technology to issue, trade, and settle securities
Mars Finance news, on May 8, SEC Commissioner Hester Peirce stated that the SEC is considering a potential exemption order that would allow companies to use distributed ledger technology (DLT) to issue, trade, and settle securities, and permit companies to trade eligible tokenized securities using innovative trading systems.
$XRP #GameChanger
Wellgistics Health Adopts XRP for Real-Time Payments
Wellgistics Health, a pharmaceutical technology company, announced the adoption of XRP for its payment infrastructure, as stated in a press release on May 8, 2025. With a credit line of $50 million, the company will create a treasury reserve in XRP and implement a payment initiative based on the XRP Ledger.
This measure aims to increase efficiency and transparency in financial transactions, aligning with the mission to improve access to healthcare services. The integration of XRP reinforces Wellgistics' commitment to innovation in the sector.
#StripeStablecoinAccounts
$XRP
Wellgistics Health, a pharmaceutical technology company, announced the adoption of XRP for its payment infrastructure, as stated in a press release on May 8, 2025. With a credit line of $50 million, the company will create a treasury reserve in XRP and implement a payment initiative based on the XRP Ledger.
This measure aims to increase efficiency and transparency in financial transactions, aligning with the mission to improve access to healthcare services. The integration of XRP reinforces Wellgistics' commitment to innovation in the sector.
#StripeStablecoinAccounts
$XRP
$XRP #gamechanger
Foresight_News
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Listed pharmaceutical company Wellgistics Health will use XRP as a reserve of funds and has secured a $50 million line of credit.
Foresight News reports that the pharmaceutical distribution and healthcare infrastructure company Wellgistics Health (NASDAQ: WGRX) has announced a new initiative to be the first to use blockchain-based digital asset XRP as a reserve of funds and real-time payment infrastructure. This XRP payment plan is supported by Wellgistics Health's $50 million equity line of credit (ELOC).
#XRPRealityCheck $XRP if you know you will know, know what you hold
CoinoMedia
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Ripple and Chipper Cash Partner for Seamless Crypto Payments in Africa
Ripple partners with Chipper Cash for cross-border payments.
Ripple Pay facilitates fast and low-cost crypto transactions.
Partnership aims to boost financial inclusion in Africa.
Ripple and Chipper Cash Join Forces
Ripple has announced a strategic partnership with Chipper Cash to enhance cross-border payment solutions across Africa. Through Ripple Pay, users will benefit from faster and more affordable transactions using cryptocurrency. This collaboration is a significant step toward financial inclusivity in a region where traditional banking services often fall short.
How Ripple Pay Enhances Payments
Ripple Pay uses blockchain technology to facilitate secure and low-cost payments. By leveraging crypto solutions, the partnership will enable Chipper Cash users to send money across borders quickly and efficiently. This is particularly beneficial for remittances, business transactions, and financial transfers within Africa.
The integration of Ripple Pay eliminates the need for intermediaries, reducing transaction fees and ensuring faster processing times. With millions of Africans relying on digital payment platforms, this initiative addresses a critical need for cost-effective and reliable financial services.
JUST IN: Ripple partners with Chipper Cash to enable instant, cost-effective cross border payments into Africa via crypto and Ripple Pay. pic.twitter.com/4alRkHumeq
— Cointelegraph (@Cointelegraph) March 27, 2025
A Step Toward Financial Inclusion
Africa has one of the highest mobile money usage rates in the world, and partnerships like this further enhance financial accessibility. By using Ripple’s blockchain network, Chipper Cash can provide a seamless payment experience to its users. Additionally, the partnership opens opportunities for financial empowerment in underserved regions.
Ripple continues to expand its global footprint by collaborating with fintech firms like Chipper Cash, reinforcing its commitment to blockchain-powered financial innovation.
The post Ripple and Chipper Cash Partner for Seamless Crypto Payments in Africa appeared first on Coinomedia.com.
Ripple Pay facilitates fast and low-cost crypto transactions.
Partnership aims to boost financial inclusion in Africa.
Ripple and Chipper Cash Join Forces
Ripple has announced a strategic partnership with Chipper Cash to enhance cross-border payment solutions across Africa. Through Ripple Pay, users will benefit from faster and more affordable transactions using cryptocurrency. This collaboration is a significant step toward financial inclusivity in a region where traditional banking services often fall short.
How Ripple Pay Enhances Payments
Ripple Pay uses blockchain technology to facilitate secure and low-cost payments. By leveraging crypto solutions, the partnership will enable Chipper Cash users to send money across borders quickly and efficiently. This is particularly beneficial for remittances, business transactions, and financial transfers within Africa.
The integration of Ripple Pay eliminates the need for intermediaries, reducing transaction fees and ensuring faster processing times. With millions of Africans relying on digital payment platforms, this initiative addresses a critical need for cost-effective and reliable financial services.
JUST IN: Ripple partners with Chipper Cash to enable instant, cost-effective cross border payments into Africa via crypto and Ripple Pay. pic.twitter.com/4alRkHumeq
— Cointelegraph (@Cointelegraph) March 27, 2025
A Step Toward Financial Inclusion
Africa has one of the highest mobile money usage rates in the world, and partnerships like this further enhance financial accessibility. By using Ripple’s blockchain network, Chipper Cash can provide a seamless payment experience to its users. Additionally, the partnership opens opportunities for financial empowerment in underserved regions.
Ripple continues to expand its global footprint by collaborating with fintech firms like Chipper Cash, reinforcing its commitment to blockchain-powered financial innovation.
The post Ripple and Chipper Cash Partner for Seamless Crypto Payments in Africa appeared first on Coinomedia.com.
#XRPRealityCheck $XRP if you know you will know , know what you hold
BREAKING NEWS TODAY🚨
Do you think this is a coincidence?
After they announced today that the Ripple VS SEC case is over,
Pres. Trump just signed an Executive Order to push the US Treasury to MODERNIZE its PAYMENT SYSTEM, in order to reduce waste, fraud and abuse.
USA Treasury Dollar Incoming!
$XRP $BTC #XRP
Do you think this is a coincidence?
After they announced today that the Ripple VS SEC case is over,
Pres. Trump just signed an Executive Order to push the US Treasury to MODERNIZE its PAYMENT SYSTEM, in order to reduce waste, fraud and abuse.
USA Treasury Dollar Incoming!
$XRP $BTC #XRP
$XRP
$XRP 🚨NEW: Crypto derivatives exchange @Bitnomial has officially launched the first @CFTC-regulated $XRP futures product.
$XRP
Crypto News - Key Updates 🚨
🏷 Bitnomial will launch the first regulated XRP futures in the US on March 20 and has dropped its lawsuit against the SEC.— Source
🏷 Pakistan plans to legalize crypto to attract foreign investment.— Source
🏷 Kraken is nearing a $1.5 billion deal to acquire NinjaTrader to offer crypto futures in the US.— Source
🏷 Dubai has launched the pilot phase of its real estate tokenization project to put property assets on the blockchain.— Source
🏷 Bybit CEO updates on $1.4B hack involving 500K ETH.— Source
🏷 Nvidia introduced the GR00T N1 humanoid AI for natural interaction.— Source
➡️Follow for more
🏷 Bitnomial will launch the first regulated XRP futures in the US on March 20 and has dropped its lawsuit against the SEC.— Source
🏷 Pakistan plans to legalize crypto to attract foreign investment.— Source
🏷 Kraken is nearing a $1.5 billion deal to acquire NinjaTrader to offer crypto futures in the US.— Source
🏷 Dubai has launched the pilot phase of its real estate tokenization project to put property assets on the blockchain.— Source
🏷 Bybit CEO updates on $1.4B hack involving 500K ETH.— Source
🏷 Nvidia introduced the GR00T N1 humanoid AI for natural interaction.— Source
➡️Follow for more
#XRPFuture $XRP if you watched recent interview of Monica Long( Ripples CEO) mentioned Bank of America then saw this letter. If you know you will know. know what you hold
seems like xrp base on the statement stated that they have a permission to use independent DLT or Distrubuted Ledger Technology hmmmm its time!!!
🚨BREAKING🚨
- **U.S. BANKS CAN NOW BUY & STORE CRYPTO!**
The Office of the Comptroller of the Currency (OCC) has reversed previous restrictions, granting U.S. banks the authority to buy, hold, and provide custody services for cryptocurrencies. This landmark decision marks a significant step toward mainstream adoption of digital assets within the traditional financial system.
The announcement, stemming from the recent Crypto Summit, is being hailed as a major victory for the crypto industry, paving the way for greater institutional involvement and legitimizing cryptocurrencies as a key component of the financial landscape.
- **U.S. BANKS CAN NOW BUY & STORE CRYPTO!**
The Office of the Comptroller of the Currency (OCC) has reversed previous restrictions, granting U.S. banks the authority to buy, hold, and provide custody services for cryptocurrencies. This landmark decision marks a significant step toward mainstream adoption of digital assets within the traditional financial system.
The announcement, stemming from the recent Crypto Summit, is being hailed as a major victory for the crypto industry, paving the way for greater institutional involvement and legitimizing cryptocurrencies as a key component of the financial landscape.
just like escrow mechanism from xrpl , gradual releasing of xrp for more sustainable ecosystem . thank me later
Bitcoinik
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Binance Co-founder Proposes New Crypto Tokens Issuance Mechanism
Changpeng Zhao (CZ) shared a new idea for token issuance mechanism to reduce the risk of price downfall on behalf of growth & stability.
Summary
Changpeng Zhao (CZ) shared a new crypto token issuance idea.
CZ’s proposed mechanism has steps to unlock 5% tokens if the token price remains 2x stable for 30 days.
Binance co-founder believes his mechanism has a better ability to stop price downfall.
Introduction: Changpeng Zhao (CZ) is a popular crypto entrepreneur known for his crypto exchange Binance & BinanceUS. In 2017, CZ raised $15 million through ICO & launched the Binance exchange. Because of low fees, vast crypto offerings, and fast transactions, Binance soon grabbed huge popularity & adoption among crypto investors. In 2021, CZ’s estimated net worth peaked at over $96 billion, making him one of the richest people globally. In 2023, CZ stepped down from Binance’s CEO position, following some legal charges imposed by the US financial regulatory bodies. Allegedly he allowed the use of Binance exchange without KYC verification in the US jurisdiction. For such unethical acts, CZ faced multiple charges, but there was no strong evidence but he admitted all the allegations and settled the case with a $4.3 billion fine & spent 4 months in jail.
On 1 March 2025, Changpeng Zhao (CZ) proposed a new mechanism for token issuance for the new crypto projects.
CZ said that all the new crypto tokens should follow his idea of token issuance to reduce the risk of price downfall because of new supply unlocking.His proposed mechanism includes three main points, which are as follows.
Initial Sale:
Initially, 10% of tokens should be unlocked and sold at launch. The funds obtained from this sale should only go to the project team for development, marketing, and salaries.
Future Unlock Conditions:
Tokens should be unlocked every 6 months after the last unlock. This unblock should be allowed only if the crypto token price maintains its price above 2x from the last unlock price for at least 30+ days. The supply unblock should be a maximum of 5% per cycle.
Project Team Control:
The project team behind the token can delay or reduce the unlock but never increase it. The supply unlocks should be controlled by a third-party smart contract to ensure transparency with the crypto investors.
Example Scenario & Benefits
CZ shared an example of it to explain his token issuance mechanism in a more simplified way. He said that if the token launches at $1 in January, no more tokens unlock unless the price sustains above $2 for 30 days.-If this happens in July-August, 5% more tokens can be released.
-The next unlock will only happen after another 6 months and a price of $6+ for 30 days.
CZ believes that his proposed token issuance mechanism has multiple benefits. For example, it will prohibit the market oversupply situation when prices struggle and encourage long-term growth for the project, which will further inject a better level of confidence among the token investors.
Furthermore, CZ said that such mechanism adoption will help the project team to maintain the incentives between the team and investors in a better way.
It is worth noting that CZ clarified that it is just a theoretical idea proposed by him for discussion, and currently, there are no plans for implementation in any new crypto token project.
A Crazy Idea for Token IssuanceWhat if someone issues a token with the following tokenomics?Initially, 10% of the tokens are unlocked and sold on the market. The proceeds go to the project team to build out the product/platform, marketing, salaries, etc.Each future unlock…
— CZ 🔶 BNB (@cz_binance) March 1, 2025
Read also: SEC Drops Consensys Lawsuit and Says Meme Coins Are Not Securities
Disclaimer: We at Bitcoinik.com present you with the latest information in the crypto market. However, this information should not be regarded as financial advice and viewers should consult their financial advisors before investing.
Summary
Changpeng Zhao (CZ) shared a new crypto token issuance idea.
CZ’s proposed mechanism has steps to unlock 5% tokens if the token price remains 2x stable for 30 days.
Binance co-founder believes his mechanism has a better ability to stop price downfall.
Introduction: Changpeng Zhao (CZ) is a popular crypto entrepreneur known for his crypto exchange Binance & BinanceUS. In 2017, CZ raised $15 million through ICO & launched the Binance exchange. Because of low fees, vast crypto offerings, and fast transactions, Binance soon grabbed huge popularity & adoption among crypto investors. In 2021, CZ’s estimated net worth peaked at over $96 billion, making him one of the richest people globally. In 2023, CZ stepped down from Binance’s CEO position, following some legal charges imposed by the US financial regulatory bodies. Allegedly he allowed the use of Binance exchange without KYC verification in the US jurisdiction. For such unethical acts, CZ faced multiple charges, but there was no strong evidence but he admitted all the allegations and settled the case with a $4.3 billion fine & spent 4 months in jail.
On 1 March 2025, Changpeng Zhao (CZ) proposed a new mechanism for token issuance for the new crypto projects.
CZ said that all the new crypto tokens should follow his idea of token issuance to reduce the risk of price downfall because of new supply unlocking.His proposed mechanism includes three main points, which are as follows.
Initial Sale:
Initially, 10% of tokens should be unlocked and sold at launch. The funds obtained from this sale should only go to the project team for development, marketing, and salaries.
Future Unlock Conditions:
Tokens should be unlocked every 6 months after the last unlock. This unblock should be allowed only if the crypto token price maintains its price above 2x from the last unlock price for at least 30+ days. The supply unblock should be a maximum of 5% per cycle.
Project Team Control:
The project team behind the token can delay or reduce the unlock but never increase it. The supply unlocks should be controlled by a third-party smart contract to ensure transparency with the crypto investors.
Example Scenario & Benefits
CZ shared an example of it to explain his token issuance mechanism in a more simplified way. He said that if the token launches at $1 in January, no more tokens unlock unless the price sustains above $2 for 30 days.-If this happens in July-August, 5% more tokens can be released.
-The next unlock will only happen after another 6 months and a price of $6+ for 30 days.
CZ believes that his proposed token issuance mechanism has multiple benefits. For example, it will prohibit the market oversupply situation when prices struggle and encourage long-term growth for the project, which will further inject a better level of confidence among the token investors.
Furthermore, CZ said that such mechanism adoption will help the project team to maintain the incentives between the team and investors in a better way.
It is worth noting that CZ clarified that it is just a theoretical idea proposed by him for discussion, and currently, there are no plans for implementation in any new crypto token project.
A Crazy Idea for Token IssuanceWhat if someone issues a token with the following tokenomics?Initially, 10% of the tokens are unlocked and sold on the market. The proceeds go to the project team to build out the product/platform, marketing, salaries, etc.Each future unlock…
— CZ 🔶 BNB (@cz_binance) March 1, 2025
Read also: SEC Drops Consensys Lawsuit and Says Meme Coins Are Not Securities
Disclaimer: We at Bitcoinik.com present you with the latest information in the crypto market. However, this information should not be regarded as financial advice and viewers should consult their financial advisors before investing.
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$XRP
Ripple Network
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Asia is shaping the future of digital assets. Explore 3️⃣ trends in the region: https://t.co/AbiNYGyW80
🌏 Growing adoption: 9 countries in the top 20 for global crypto use.
➡️ Forward-thinking regulations in Singapore, Hong Kong, and beyond.
🔒 Major banks are stepping up with innovative custody solutions.
🌏 Growing adoption: 9 countries in the top 20 for global crypto use.
➡️ Forward-thinking regulations in Singapore, Hong Kong, and beyond.
🔒 Major banks are stepping up with innovative custody solutions.
#xrpFYI $XRP facts about xrp ledger escrow --- escrow can only be unlock when their are new customers , clients or institutions using xrp technology , meaning its already been sold before unlocking it from escrow . Remember that there will be only 100b xrp and it has deflation mechanism which in every transaction within xrp ledger it will burned a portion of xrp meaning its gone .Furthermore xrp token is based on utility technology blockchain which has uses versus other tokens
Cross-Border Payments: Escrow can facilitate cross-border payments by ensuring that funds are released only when certain conditions are met, such as the completion of a transaction
$XRP #BtcNewHolder
What Will be The Next Move After Unlocking of 2Billion coins Today
Xperts Pls Share Your Inputs
What Will be The Next Move After Unlocking of 2Billion coins Today
Xperts Pls Share Your Inputs
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