Najma1

The emergence of U is indeed unpredictable, especially for traders, freelancers, gold farmers, or users who earn USDT by participating in Web3 projects on the mainland. Converting U into RMB is always a sensitive, hidden, and uncertain process.

There are many common practices:
- Finding a trusted intermediary for transfer → High risk
- Using OTC platforms, but with price discrepancies + slow transactions, and often freezing issues
- Registering a small merchant account by yourself, but prone to risk control and card freezing
- Collecting payments privately through WeChat/Alipay, and larger amounts attract scrutiny

The biggest problem with these methods is not the technical threshold, but the extreme reliance on trust, and the collection side often encounters issues:
Funds transferred using problematic sources → Card frozen
Single transaction amount too large → Risk control by the bank
Frequent collections → Restrictions or blacklisting by the platform
Being the 'recipient' → Implicitly leaving identity traces, leading to endless troubles

What #biyapay solves is this issue: it is neither a wallet, nor an exchange, nor a Web3 concept platform, but a service focused on providing users with a stablecoin collection intermediary.

In other words, it allows you to no longer expose your account, nor to look for intermediaries every time, but to collect and convert U through a 'dedicated channel' in a stable and secure manner without card explosion.

User accounts are less likely to attract risk control attention, and those receiving U do not have to bear the risk of 'being contaminated by trading counterparts.' The whole process for end users feels like a combination of 'stablecoin transfer + collection code.' The focus is not on 'making quick money' but on 'stable income.' Biyapay's core advantage is not in speculating concepts or competing on interest rates, but in turning stablecoins into a 'safe and universal payment method' while protecting users' identity and account security as much as possible.

In summary: Biyapay truly addresses a very old but unresolved core issue in the crypto space. At least for now, it is a rare set of on-chain collection tools that does not focus on gimmicks but on practicality.

WHY DO MOST TRADERS LOSE ???

1. FOMO and FUD
• Chasing prices up due to fear of missing out (FOMO).
• Panic selling when prices drop due to fear (FUD).
• No clear plan, driven by emotions.

👉 Solution: Trade according to a plan, not emotions. Have clear entry and exit points.

2. Lack of knowledge and experience
• Not understanding charts, resistance/support, trends.
• Using leverage without understanding the risks.
• Blindly trusting KOLs or signal groups that lack integrity.

👉 Solution: Self-study technical analysis, fully understand the products you trade. Do not indiscriminately “copy trade.”

3. Poor capital management
• Putting the entire account into one trade (all-in).
• Not setting stop losses or holding losses too deep.
• Not knowing how to allocate assets.

👉 Solution:
• Max risk 5-10% of the account for each trade (no more than 2 trades).
• Always set stop losses.
• Diversify if necessary, avoid going “all in.”

4. Overtrading
• Entering trades continuously, even when there are no good signals.
• Trading out of boredom or to “recover losses.”

👉 Solution: Only trade when there is a clear opportunity. Be patient and wait for the right signals. Rest at the right time.

5. Not learning from experience
• Not keeping track of trades.
• Not analyzing the reasons for wins/losses.
• Repeating old mistakes multiple times.

👉 Solution:
• Keep a trading journal (entry, reasons, results).
• Periodically review to learn from experiences.
• Gradually improve over time.

==> How to trade crypto effectively
• 📘 Learn basic and advanced knowledge.
• 🧠 Trade according to a plan, not emotions.
• 💰 Strict capital management.
• 📉 Accept small losses to avoid large losses.
• 📝 Record and learn from every trade.

Crypto God of Wealth