Jene Wieberg Urvr

#meme板块关注热点 有没有懂行的大佬知道我这是被骗了吗？7月在广场看见喊单直接钱包搜索网页付款预售购买了50u，现在倒计时结束了代币还没有到钱包账户，钱包里面也打不开原来的网页#four

@BitlayerLabs is the last day, hurry up if you haven't done it yet #Bitlayerlabs

I have always held it in my hand

Can't afford A

Sister, don't give up. I will hold my position for a while.

Sold out, hit the thigh, failing yourself is not scary, but a friend's success is even more distressing #币安HODLer空投ERA #

#卡尔达诺稳定币提案 1. Why do users need Cardano stablecoins?

✅ Advantages and Use Cases

(1) Low Transaction Costs & Fast Settlement

Cardano employs a PoS consensus mechanism, with transaction fees typically lower than Ethereum, making it suitable for high-frequency small payments.

Stablecoins can be used for daily consumption and cross-border remittances (e.g., for users in developing countries).

(2) DeFi Yield Opportunities

Providing liquidity in the Cardano ecosystem (such as SundaeSwap, Minswap) to earn dual rewards in stablecoins + ADA.

Participating in lending protocols (such as Aada Finance) to collateralize stablecoins for low-interest loans.

(3) Hedge Against ADA Volatility

ADA prices are highly volatile; stablecoins can serve as a “safe-haven asset” to preserve value during bear markets.

Traders can quickly switch between ADA/stablecoins on DEX (like WingRiders) to reduce market risk.

(4) Compliance and Transparency

If stablecoins are issued by Cardano officials or partner institutions, they may receive more regulatory recognition compared to some anonymous stablecoins (like partially collateralized DAI).



2. Risks Users Might Be Concerned About

❌ Potential Issues and Challenges

(1) Insufficient Liquidity

If a stablecoin is newly launched, it may lack sufficient market maker support, leading to high slippage and difficulties in exchange.

Users should pay attention to whether CEX (such as Binance) and DEX support trading pairs for the stablecoin.

(2) Smart Contract Risks

Cardano's smart contracts (Plutus) are still under development and may have vulnerabilities in the early stages, which could lead to stablecoins being hacked (similar to the 2022 Nomad Bridge incident).

(3) Centralization Risks

If a stablecoin is issued by a single entity (such as EMURGO or IOG custody), there may be risks of account freezing and transaction censorship (similar to the compliance freeze of USDC).

(4) Intense Competition

Users already have mature options like USDT, USDC, and DAI; Cardano stablecoins need to offer higher yields or unique features to attract funds.

Summary: What should users do?

Initially, try small amounts to observe liquidity and smart contract security.

Pay attention to official announcements to see if there are plans for exchange or DeFi protocol integrations.

Compare yields; if the APY (annual yield) of Cardano stablecoin is significantly higher than USDT/USDC, consider allocating some funds.