币圈线人

🔥 A guide for newbies in the cryptocurrency world to make a 3,000 yuan comeback (real and feasible plan)
⚠️ Remember three iron rules first:
1️⃣ 3,000 yuan is tuition, not principal (be prepared to return to zero)
2️⃣ Refuse contract leverage (newbies will die)
3️⃣ Play only BTC/ETH (altcoins = premium casino)
🚀 Four-step practical plan (risk from low to high)
Plan 1️⃣ Steady as an old dog (annualized 20-50%)
Strategy: Exchange current account management + IPO
Buy BTC/ETH on Binance/OKX → Deposit into Yubibao (3-5% annualized)
Participate in Launchpad IPOs every month (extra 15%+ annualized)
Essential tool: CoinMarketCap IPO calendar

Wealth does not enter through urgent doors: The underlying logic of survival in the crypto world.
People always love to chase after 'quick and short' wealth stories, yet forget the cruel truth of the capital market — money always flows to rational and calm minds, rather than hasty and blind gamblers. When you step into the crypto world, those wealth myths that hit you (like 'XX coin achieving financial freedom') are essentially blood-soaked bait: you only see the glorious moments of successful individuals 'eating meat', but cannot see the countless people who 'got hit' and lost everything.
Must-read for newcomers: Three harsh realities of survival in the crypto world.

🔥 2024香港加密出金全攻略 | 安全合规+低成本方案详解
🌟 核心结论（懒人版）
✅ 最优路径：币安港币→香港银行卡→ATM取现/同名转账
✅ 最低成本：总损耗＜1%（大额可压至0.5%）
✅ 最稳组合：众安（虚拟）+中银（实体）双卡配置
🏦 香港办卡指南（2024最新）
📌 必备材料
港澳通行证+签注内地身份证入关小票（小白条）地址证明（信用卡账单/水电费单）
🏙️ 银行选择策略
银行类型必办推荐选办推荐核心优势虚拟银行众安ZA Bank天星Bank0门槛秒开实体银行中银香港汇丰/渣打全球转账免费
💡 实操建议：
先开众安（全程手机操作）再办中银（同名转账神器）大额用户加开汇丰（ATM取现王者）
💸 币安港币出金全流程
🔄 资金路径
币安提现港币 → 香港银行卡收款 →（二选一）→
同名转账回国（占5万外汇额度）ATM取现（不占额度，单日8万HKD）
💰 费用明细
币安提现：固定26HKD/笔（单笔上限20万HKD）中银转账：全球免费ATM取现：汇丰ATM单笔20HKD
⚠️ 关键提示：
资金以薪资名义由Bxxxpay支付公司代发（完全合规）小额出金建议走众安虚

🔥 2024最安全出金方案对比：效率/成本/风险全解析
📊 三大主流路径横向评测（附操作指南）
方案1️⃣ Kraken→Wise出欧元
⏳ 时效：15-24小时
💰 成本：约1.2%（含汇率损耗+手续费）
🎯 适用场景：小额高频出金（单笔＜5万€）
✅ 优势：
Wise可直接换CNY入支付宝欧盟监管资金安全
⚠️ 风险提示：需提前注册Wise（小红书有开户攻略）单日限额5万€
方案2️⃣ Kraken→华美银行出美元
⏳ 时效：24-48小时
💰 成本：约1.6%
🎯 适用场景：中等额度（5-20万$）
✅ 优势：
华美支持内地身份证开户美元可直接电汇回国
⚠️ 风险提示：需提前购汇美元额度大额需分拆避免风控
方案3️⃣ 币安→ZA Bank→招商永隆
⏳ 时效：5小时（工作日）
💰 成本：约1.9%（ZA汇率差）
🎯 适用场景：大额紧急出金（20万$+）
✅ 优势：
香港银行体系风控宽松招商永隆支持远程面签
⚠️ 风险提示：ZA Bank需肉身赴港开户永隆需提前预约
🔍 2024出金核心技巧
1️⃣ 拆弹式出金：单笔不超过等值5万美元
2️⃣ 时间窗口：工作日上午

🔐 Three major safe withdrawal plans (with risk control details)
Plan 1️⃣ Offline currency exchange in Hong Kong (suitable for over 500,000 USDT)
✅ Correct operation
Complete in 5-10 transactions (single transaction ≤100,000 USDT)
Only choose licensed exchange shops (check license number)
Must sign a paper contract + keep transfer proof
❌ Death operation
One-time transfer of 5 million USDT (suspected money laundering)
Find TG group 'Exchange Rate Discounts' channels (90% are scammers)
Plan 2️⃣ Compliance exchange path (recommended 200,000 to 1,000,000 USDT)
📌 Binance → Kraken → Offshore card process
Binance USDT → Kraken (KYC verification required)
Kraken exchange USD → Withdraw to Zhong An/HSBC Hong Kong account

🔍 Step One: Prepare capital and choose an exchange
✅ Suggested Principal
Recommended initial capital: 500−500−5000 (based on personal risk tolerance)
Never borrow to invest, only use idle funds
✅ Exchange Selection (a must-read for domestic users)
Recommended Platforms: OKX (欧易), Binance (币安)
Absolute Pitfall Avoidance:
Do not download any 'trading group recommendations' from shady exchanges (99% are scams)
Do not trust small exchanges with high leverage (200x = suicide)
✅ Deposit Tutorial
Complete KYC certification after registration (ID card/passport required)
Fiat Deposit: Buy USDT through OTC (over-the-counter trading)

Beginner's guide to crypto: From zero to systematic trading
1. Basic knowledge of exchanges (familiarize in 1-2 days)
✅ Registration and certification
Choose mainstream exchanges (like Binance, OKX, Bybit, Coinbase)
Complete KYC (identity verification) to increase withdrawal limits
Bind Google Authenticator (2FA) for enhanced security
✅ Fund transfer and trading
Fiat deposit: Buy USDT/BTC through OTC (over-the-counter trading)
Spot trading: Directly buy and sell coins (low risk, suitable for beginners)
Contract trading: Leverage amplifies profits/losses (high risk, proceed with caution)
Withdrawals and deposits: Distinguish between different chains (ERC20/TRC20/BEP20) to avoid wrong transfers

[Newbies must read] 100U high leverage trading strategy (with risk control manual)
Core Principle: Playing Contracts with Tuition Awareness
Initial capital: 1000U divided into 10 parts (100U each time)
Leverage: 20X is recommended (newbies should not exceed 30X)
Reserve fund: 90% of the funds are deposited into the financial management account
Iron rule: Never cover a position after a single loss, and take a 48-hour break after a margin call
Three Risk Control Axes
Stop Loss Strategy
Preset hard stop loss for each order (20-30U)
Trading will be suspended if daily loss > 2% of total funds
If the loss of a single day is more than 6%, you will be forced to take a 3-day break.
Profit management
When you make a profit of 300U for the first time: transfer 200U to lock in the profit
After the margin profit reaches 200%:

1. First, bring cash to Hong Kong.
2. Then deposit the money into a bank in Hong Kong.
3. Next, exchange the money for US dollars and then transfer it to Schwab.
4. Then you can buy Bitcoin spot ETFs. Small tip: 1. When transferring money from Hong Kong to Schwab, it's best to use IBKR for currency exchange and then transfer through ACH; this is the most cost-effective. Next best is using Wise, while exchanging currency at the bank and then wiring it over is the most expensive.
2. IBKR is actually a brokerage; you can't just use it to exchange currency. You can buy some US stock index ETFs, sell them when you need to exchange currency, and the money will go into Schwab. Then you can transfer the money to IBKR and buy back the index ETFs to keep. If you have a habit of buying US stocks, that's even better. This way, the money you transfer each time can steadily appreciate.

I. Basic Knowledge That Crypto Newbies Must Know!

More and more people are now paying attention to crypto trading, but few really understand it. Newbies don't know where to start. Today, I will share some basic knowledge about the crypto space with the

newbies in the crypto space.

1. What is crypto trading

In this article, we will first talk about crypto trading. In fact, crypto trading is similar to stock trading, real estate speculation, and foreign exchange trading. It is all about buying low and selling high to

earn the price difference, thereby achieving profitability.

For example, if you think house prices are going to rise, you immediately buy a house, and when it has risen enough, you sell it and make a big profit. The difference is that