Cripto Informa

📰 PayPal brings its digital currency PYUSD to Stellar.

🏦 What is PYUSD?

PYUSD is a stable digital currency (stablecoin) created by PayPal.
🔒 It is designed to always maintain the same value as the US dollar ($1 USD).
💡 It serves to send and receive digital money without the fluctuations of other cryptocurrencies.

🌐 What is Stellar?

Stellar is a blockchain network focused on:

⚡ Fast payments
💸 Low fees
🌍 Global financial access
It is already widely used in remittances, microloans, and small payments in many countries.

🤝 What did PayPal announce?

PayPal wants its PYUSD currency to operate on the Stellar network, as well as others like Ethereum and Solana.
But this still needs approval from the New York government. 🏛️

✅ Why Stellar?

Advantage Why does it matter?
⚡ Fast Send money in seconds
💰 Cheap Almost no fees
🌍 Global Works worldwide
🔌 Easy to integrate Businesses and wallets can use it easily

🌎 How does this benefit people?

With PYUSD on Stellar, you could:

✈️ Send money to other countries faster and cheaper
🏪 Use it to pay for goods or services easily
💼 Obtain microloans or loans for small businesses
📱 Use it from digital wallets connected with local cash

🧠 A phrase to remember it
"PYUSD on Stellar = fast, cheap, and useful digital payments in the real world."

🗣️ What PayPal said:

💬 "Stablecoins like PYUSD combine the best of traditional money with blockchain technology. Stellar helps us bring this to more people in a useful and secure way."
— May Zabaneh, VP of Blockchain at PayPal

🧭 Conclusion
This move by PayPal not only enhances the use of its digital currency but also better connects the digital world with the real world, helping more people access fast, affordable, and secure financial services

💧 What is a Liquidity Pool and How Does It Work?

🔍 What is a liquidity pool?
A liquidity pool is a fund of cryptocurrencies pooled together by people like you and me. These cryptocurrencies are stored in an automated system called a smart contract.

📦 Imagine a large digital “piggy bank” where people deposit pairs of cryptocurrencies (for example, ETH and USDC) so that others can easily exchange them.

🔄 What is it for?
It serves to make cryptocurrency exchanges fast and without intermediaries, like banks or brokers. This is done through platforms called DEX (decentralized exchanges).
➡️ You exchange tokens directly from your wallet, without asking for permission or registering anywhere.

🧠 How does it work?
It works with mathematical algorithms called AMM (Automated Market Makers). They automatically determine the price of the tokens within the pool.
🧪 There is no need to find someone who wants to buy or sell at the same time as you. The algorithm takes care of everything.

📊 Example:
If there is a lot of ETH and little USDC in the pool, the price of ETH goes down and the price of USDC goes up, and vice versa.

👥 Who can participate?
Anyone!
You don’t need to be an expert or have a lot of money. With just a few dollars, you can:
✅ Easily exchange tokens
✅ Or provide liquidity to the pool and earn rewards

💰 How do you make money?
If you provide two tokens (like ETH and USDC) to the pool, the smart contract gives you tokens called LP Tokens (Liquidity Provider Tokens).
🧾 These are like digital receipts that show what portion of the pool belongs to you.
📈 For every transaction that occurs in the pool, you earn a share of the fees collected.
Additionally, some projects also give you extra bonuses (this is called yield farming or liquidity mining).

🛡️ Advantages of liquidity pools
🌍 Open to everyone No need for permissions or intermediaries
💵 Passive earnings You earn fees just for providing your tokens
⚡ Continuous liquidity You can exchange tokens

⁉️Which one do you think will reach $ 0.01 ❓❔
$BOB $FLOKI $PEPE $SHIB

🤨What do you see that is written in the image? 🧐

💥 Could $BOB eliminate three zeros by the end of the year?

Many fans of the BOB cryptocurrency dream of seeing it grow 1,000 times and "eliminate three zeros" in its price before the year ends.
But... is this really possible? 🤔
Let's take a closer look 👇

🌕 What does the market say?
📊 Source with their 🔍 Forecast
🟢 Binance Square — Optimistic scenario: if all goes well, BOB could grow 1,000× and eliminate 3 zeros (although it's very difficult).
🟡 CoinLore — More moderate prediction: BOB could rise a bit, perhaps up to $0.0000757, but without "moon".
🔴 CoinCodex — More conservative: BOB would remain between $0.000054 and $0.000065 until 2025.

🤔 Is eliminating three zeros possible?
🔸 Technically yes, but in practice it's very unlikely. BUT NOT IMPOSSIBLE
Eliminating three zeros would mean BOB goes from $0.000001 to $0.001, which means:

🚀 A growth of 1,000 times
💼 An explosion in market capitalization
🌍 A lot of mass adoption by users and companies
💬 Experts believe this is not realistic in the short term. It would need something big to change the game (like a global partnership, or mass usage in real applications).

✅ Final Verdict
📉 Is it possible for BOB to eliminate 3 zeros this year?
➡️ Very unlikely. BUT NOT IMPOSSIBLE

🔎 The most likely scenario, according to analysts, is that it will stay between:
💰 $0.00005 and $0.00008 until 2025.

⚠️ What you should keep in mind:
🎲 High speculation Betting on a 1,000× in a few months is very risky
🧱 Requires fundamentals To rise that much, $BOB needs more than hype: real adoption, utility, and time

📌 In summary:

✅ Can it rise? Yes, but moderately
🚫 Eliminate 3 zeros this year? Very unlikely
🛑 Bet everything on that? Only if you're willing to take a high risk

📌 Important:
⚠️ This is not financial advice. Always do your own research and consult before investing.

🏦 Where to store your money on Binance?

Choosing the right wallet on Binance is key to protecting your money and making the most of it. Here I explain the most common options.

🧰 1. Spot Wallet
💼 What is it?
It's like your digital safe. Here you keep the cryptocurrencies you buy or transfer.
📊 Do you make money here?
Not directly. You only earn if the cryptocurrency increases in price and you sell it yourself.
👍 Ideal for:
* Beginners
* Those who do manual trading
* Just want to store their cryptos
🚫 Does not generate interest or automatic rewards.

💸 2. Simple Earn
🏦 What is it?
A kind of crypto savings account. You deposit your coins and earn interest without lifting a finger.
🔁 Types:
Type 🕒 Access 💰 Earnings
🔓 Flexible You can withdraw whenever you want Lower earnings (2% to 4%)
🔒 Restricted You lock your cryptos for 30 or 60 days Higher earnings (up to 6% or more)
👍 Ideal for:
* Saving without risks
* Generating passive income
* People who don't need their money immediately

🌱 3. Staking / Launchpool
🔒 What is it?
You lock your cryptocurrencies for a time to help the network or participate in new projects.
📈 What do you earn?
Rewards for participating, as if you were investing in the growth of the project.
👍 Ideal for:
* Intermediate users
* Those who don't need their money right away
* Looking for medium and stable gains
⚠️ Your money is locked for a time (although the risk is low or medium).

⚠️ 4. Futures Wallet
🎢 What is it?
A wallet for advanced trading, where you can earn a lot in a short time... or lose it all just as quickly.
🔥 Very risky. Not for beginners.
👍 Ideal for:
* Experienced traders
* People who understand the risks very well
🚫 Not recommended if you don't know how it works.

📌 Important:
⚠️ This is not financial advice. Always do your own research and consult before investing.

$BNB

🇺🇸💰 What is $TRUMP ?

The meme cryptocurrency launched by Donald Trump

🧑‍💼 Who is behind it?
🔸 The President of the USA, Donald Trump, announced the launch of his own cryptocurrency called $TRUMP .
🔸 He did this through his social network, causing a great stir in the crypto world.

💥 What happened in the market?
🪙 The announcement of this MEMECOIN had a significant impact on the cryptocurrency market:

📈 Bitcoin rose from around $97,000 to over $105,000 after the news.
💸 Investors began to move their money between $TRUMP . and other cryptocurrencies, looking to make quick gains.
⚠️ This caused many ups and downs in the prices of various cryptos, making the market more unstable and risky.

🔁 How does it affect other cryptocurrencies?
The capital movement towards $TRUMP . doesn’t stop there:

🔄 The price of $TRUMP . influences other cryptos.
🌊 This creates a kind of "domino effect": when TRUMP goes up or down, others also react.
😬 This can be an opportunity for some, but it also represents risk for many investors.

📊 How is the token designed?
🧱 The team behind $TRUMP . says that its economy is designed to:

✔️ Feature
🛡️ Avoid large drops Promotes price stability
🙋‍♂️ Involve the community Encourages active participation
🚀 Reward early investors Prizes for those who believe from the start
The goal is to maintain long-term interest, not just create a temporary "hype".

🤔 Is it a good investment?
$TRUMP . is a very volatile cryptocurrency and associated with a very controversial public figure.
This can cause the price to change quickly, and with large increases, strong drops can also come.

📌 Important:
⚠️ This is not financial advice. Always research on your own and consult before investing.

#TrumpTariffs

💰What is $XRP ?💰

A crypto that wants to change the way we move money around the world

🌍 XRP and Ripple: What are they?
🔹 XRP is a cryptocurrency created by the company Ripple.
🔹 Ripple is not just a company, it is also a payment network called RippleNet that allows you to send money to other countries quickly and cheaply.
🔹 Unlike many other cryptos that use traditional blockchain, Ripple uses its own technology to make transactions almost in real-time.

🚀 What is XRP used for?
🔁 XRP acts as a “bridge” between currencies.
For example: if someone wants to send euros and the other receives dollars, XRP makes the conversion in seconds.
This makes it ideal for banks and financial institutions that make many international payments.

📉 Why is there so much talk about XRP?
🔺 It has had strong ups and downs in its price.
🔍 It is in the middle of a legal dispute with the SEC (U.S. Securities and Exchange Commission), which has generated a lot of attention.
💬 This has created many debates about whether it is a good investment or not.

🤔 Should you invest in XRP?
XRP is interesting due to its useful technology and its adoption in the financial world, but it also has risks due to legal and market issues.

📌 Important:
⚠️ This is not financial advice. Always do your own research and consult before investing.


#CEXvsDEX101🔥
#TradingTypes101
#OrderTypes101

💰 What is BOB (Build On BNB)?
A meme coin with a community spirit

👷 Where does BOB come from?
BOB is a "meme" cryptocurrency that was born on the BNB Smart Chain (BSC), a blockchain network created by Binance.

Its story starts with a fun idea:
🔸 Binance asked its community to choose a name for its mascot.
🔸 Many sent in ideas, but the name that was most liked was "Bob".
🔸 From there, the name BOB became more than just a mascot: it is now also a coin.

🔧 What does "Build On BNB" mean?
The name BOB also has a deeper meaning:

👉 Build On BNB means: "Build on BNB".
🔸 It is an invitation to developers and creators to make projects within the Binance ecosystem.
🔸 Thus, BOB became a symbol of growth and innovation within the BNB Smart Chain.

💡 Why is it important?
BOB is not just a joke or a cute name:
🚀 It represents the spirit of community, creativity, and collaboration.
📱 It encourages everyone to create apps, tools, and financial services on the BNB network.
🌐 BOB unites the fun culture of memes with serious and useful blockchain technology.

#BOB

🏦 Kazakhstan launches card to pay with cryptocurrencies: what does it mean?

The National Bank of Kazakhstan has begun a trial with a new type of card that allows people to pay with bitcoin $BTC and other cryptocurrencies in stores or services, just as they would with a regular debit or credit card. This project is one of the first in the world launched by a government.

How does it work?

💰The card is linked to the user's digital wallet, where they hold their cryptocurrencies. But payments are not made directly with the cryptos. Here's what happens:

The user makes a payment with the card.
At the moment of payment, the system automatically sells the necessary amount of cryptocurrencies.
The money obtained from that sale is converted into the local currency of Kazakhstan.
That amount in local currency is loaded onto the card and the payment to the merchant is completed.
This process occurs in seconds, and the buyer does not have to do anything extra.

Where can it be used?

This system only works if the user uses cryptocurrency platforms authorized by a special economic zone in Kazakhstan called the Astana International Financial Centre (AIFC). It is a place where new ideas for the country's financial system are tested.

Why is it important?

This project seeks to bridge the world of cryptocurrencies with the traditional banking system, in a safe and regulated manner. It is also part of a larger government plan in Kazakhstan to promote financial innovation, especially in the area of digital assets and tokenization (converting things into a digital format with value, such as properties or shares).

The news was announced in Almaty, the largest city in the country, during a meeting between the central bank, fintech companies, and cryptocurrency platforms.