The conspiracy of Infini's two founders has been exposed; the project faces the risk of being washed out.
Infini's card fee rate has directly collapsed by 45% today. Can the U card still be trusted? What is the connection between the two founders, Christian and Christine? A deep dive into Infini's conspiracy in the PayFi space.
Infini has reduced the Global Card fee rate from 2% to 0.8% to 0.1%. The rate has plunged 45% from its peak to the floor price.
Official spokesperson, Princess Christine, actually claimed that the fee rate will continue to decline, potentially dropping to 0 in the future. This means you can use this U card for global spending in USDT without paying a single cent in fees.
I carefully studied Infini's white paper, and you will find that this project integrates DeFi yields, compliance licenses, cross-chain partners, and payment rebates into a single business strategy. They have embedded stablecoins next to Visa/Mastercard, launching a Pay-Fi blitz without anyone in the crypto community noticing.
@KaitoAI has established the rules of InfoFi, locking the on-chain delivery guy CT into the algorithm as the leader.
Do you want to be the rule-maker or the rule-follower? This is the difference between a Builder and a Trader.
However, those who follow the rules tend to live longer, while those who make the rules often get overthrown in a revolution. Kaito's throne in InfoFi might soon be toppled by the black swan @cookiedotfun.
Cookie.fun focuses on dynamic X chain, featuring Mindshare rankings + Snaps mining, aiming to become the Bloomberg Terminal of the AI-Agent era, while also turning Twitter content creators into miners to strengthen the ecosystem.
Kaito takes a comprehensive, one-stop approach, relying on MetaSearch, Narrative Mindshare, Catalyst Calendar, and AI Copilot to reorganize complex information, with the vision of democratizing crypto information and creating InfoFi.
Kaito has a complex functional hierarchy, high institutional subscription fees, and the market has overly high expectations for its iteration speed.
Cookie responds quickly to real-time trending Mindshare, Snap on-chain, and user data becomes an open API.
Will Kaito be forced to lower prices and open-source some functionalities because of this?
Cookie is like TikTok - a quick three seconds of satisfaction; besides wanting to save favorites, I also want to send some rockets to the streamer.
Kaito is like a TV commercial, filled with various rewritten content and brainless filler text. It does occupy the mind like a brain platinum, but would you actually buy brain platinum?
There are 2 directions in the crypto world. One is mass adoption, which means people from the outside come to buy assets in the crypto space. The other is to put web2 products on-chain, allowing the crypto space to take over.
RWA is essentially the second one. The crypto world originally lacks liquidity, which means the crypto space has issued a lot more assets.
Understanding this essence clarifies where the advantages of the crypto world lie, as well as which concepts are overly hyped and meaningless.
The premise of value investing is that you need to have cash flow.
Many investment bloggers say that if you don't have ten million, your only hobby should be making money, and you should go gamble until you reach ten million. In reality, this statement is misleading. The reason the poor remain poor is that they are doing the wrong things; gambling will only make people poorer.
What should be done is to accumulate positive cash flow and capital through legitimate means. Then use value investing to leverage and get rich over time.