La idea de este espacio es ir hablando de lo poco que voy aprendiendo de este mundo de cripto monedas y lo que es la plataforma mis errores, aciertos y tips.
The future of the bill on stablecoins in the United States stands at a critical crossroads, marked by significant political and regulatory uncertainty. $USDC
An additional factor complicating the legislative landscape is the pressure exerted by both traditional financial lobby groups and emerging associations from the crypto sector.
While some players in the banking system see stablecoins as a direct threat to their hegemony over means of payment, cryptocurrency advocates argue for a more flexible approach that does not stifle innovation. This tension is reflected in Congressional hearings, where positions are becoming increasingly polarized.
Furthermore, the lack of international harmonization in regulations regarding crypto assets contributes to indecision, as without global coordination, there is a risk of regulatory arbitrage, where companies migrate to countries with more permissive laws. Therefore, it is imperative that the U.S. acts with strategic vision and regulatory leadership, establishing standards that protect the user without hindering the transformative potential of stablecoins in the global financial system.
The future of the stablecoin bill in the United States is at a critical crossroads, marked by significant political and regulatory uncertainty. Initially, this legislation, known as the GENIUS Act, showed great promise of progress due to broad bipartisan support, reflecting widespread interest in regulating stable or stablecoins. However, recent events have drastically changed the landscape. Nine Democratic senators, including four who had originally strongly supported the proposal, suddenly withdrew their backing, raising doubts about the immediate viability of the bill.
#MarketPullback The impact of the recent drop in the main cryptocurrency has been felt in different ways:
Companies like Block Inc. (formerly Square) and Strategy (formerly MicroStrategy) have reported significant losses due to the depreciation of their assets in Bitcoin (BTC). Block Inc. recorded a loss of $93.4 million due to the revaluation of its investments in Bitcoin, contributing to a 60% drop in its earnings for the first quarter of 2025. Likewise, Strategy reported a net loss of $4.22 billion, largely attributed to an unrealized loss of $5.91 billion in its Bitcoin holdings.
Regulatory reactions
In response to the volatility of the cryptocurrency market, the UK Financial Conduct Authority (FCA) plans to ban retail investors from using borrowed funds to invest in cryptocurrencies. This measure aims to protect consumers and maintain market integrity amid concerns about market manipulation and lack of adequate disclosure.
Changes in market activity:
Despite the drop in Bitcoin's price, there has been an increase in flows into Bitcoin exchange-traded funds (ETFs), with net inflows of $1.2 billion in the past week. This indicates continued interest from institutional investors. However, there has also been a 5% decrease in active address activity on the Bitcoin network, suggesting reduced participation from retail investors.
In summary, some are frightened while others see it as an opportunity, some lose a lot while others gain a lot.
Which side of the coin are you on? And which side would you like to be on?
Bitcoin has been quite calm these last few days, with its price moving between 94 thousand and 97 thousand dollars. It hasn't risen or fallen much, as if it were 'taking a breather'.
Why isn't it rising or falling much?
The global economy is strange: There are many doubts about inflation, decisions from the U.S. government, and other economic issues. This makes many people prefer to wait before buying more Bitcoin.
Fewer people are buying and selling: The trading volume has decreased. Some may have sold to secure profits after it rose significantly, and others are waiting to see what happens.
It's at a key point: Many experts believe that Bitcoin is in a balance zone. Technically, it could rise more if there is good news, or fall if something negative occurs.
And now what could happen?
If it rises strongly: If it manages to break past 97 thousand dollars strongly, it could continue to rise and even break a new record. This could happen if there is good news, such as more banks or countries accepting Bitcoin.
If it falls below 92 thousand dollars: It could drop a bit more, perhaps down to 85 thousand. That would happen if there are bad economic news or if people get scared and sell.
What to do if I'm just starting?
Don't panic: These movements are normal in Bitcoin. It frequently goes up and down.
Look at the key points: If it drops near 92 thousand, it could be a buying opportunity. If it rises above 97 thousand, it may continue to increase.
Don't invest everything at once: It's better to put in a little, observe, and learn over time.
Keep in mind before investing to research a lot and not act impulsively.
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