• Apple, Google, Meta, Uber, Airbnb & X are exploring stablecoin payments to cut fees and speed up transfers. • Stripe & Visa are piloting stablecoin tools via Bridge. • Meanwhile, the GENIUS Act nears passage, aiming to bar Big Tech from issuing/storing stablecoins unless they meet strict standards. • Regulators like Sen. Warren and CFPB’s Chopra warn about privacy, surveillance & competition risks.