Calidream

As a sophomore student, I have been trading cryptocurrencies for two years.
I started to get involved in cryptocurrency after the college entrance examination. Now two years have passed, and the two accounts have lost a total of 3,000u+, which is more than 20,000 yuan. For college students, I have lost all the money I earned from part-time jobs and living expenses for more than two years. Of course, I don’t have any extra money to continue throwing in the market.
When I first started, I just wanted to earn some living expenses, so I invested 1-2k, which is more than 100u each time, with 20x leverage and 50u margin. I couldn't withstand any fluctuations at all. Every time I was trapped, I thought about waiting for myself to slowly get out of the trap. As a result, I was trapped deeper and deeper, to the point where I couldn't bear to stop the loss. I thought that if I stopped, the next margin would be even less, and the risk of opening a position would be greater. If I didn't stop, the result was obvious, which was endless liquidation.

I. Critical Pain Points: The three fatal flaws of BNB lending, who will solve them?
1. 'Usury' Trap: Traditional protocol interest rates are as rigid as iron, users either endure 20%+ bloodsucking interest or are forced to accept excessive collateral (BNB collateral rate starts at 150%), locking up asset liquidity!
2. 'One-Man Show' Ecosystem: 90% of lending protocols only support single collateral of BNB, turning DeFi into a 'BNB Self-Indulgence Game', with other crypto assets becoming outsiders.
3. 'Time Bomb' Risk: Single point of failure for oracles, brutal liquidation mechanisms (e.g., Binance DEX directly enforces liquidation), user assets could be wiped out at any time!

Lista Lending: A Paradigm Revolution in Restructuring the BNB Lending Ecology
——Reconstructing the Underlying Logic from Liquidity Release to Value Capture
Pain Points and Opportunities in the BNB Lending Market
Against the backdrop of the rapid development of decentralized finance (DeFi), BNB, as the core asset of the Binance ecosystem, has long faced core issues in its lending market such as liquidity fragmentation, rigid interest rates, and limited collateral types. Traditional protocols often rely on fixed interest rates or simple floating models, making it difficult to adapt to market fluctuations; at the same time, collateral is limited to native BNB assets, resulting in high entry barriers for users and low capital utilization. On April 11, 2025, the Lista Lending protocol launched by Lista DAO introduced a core innovation of 'dynamic interest rates + multi-collateral + ecological synergy', opening a paradigm revolution in the BNB lending market.

$TRUMP is a great example, I was really caught off guard. When it goes down, there's no bottom. Around 23 is a short-term support level, so I opened a position. I woke up to find the sky had fallen, and it suddenly dropped to 19u, which led to a liquidation.
Although $TRUMP is currently the hottest meme, with large capital flow, $BTC seems to be a better choice for going long during the vampire altcoin phase. After all, it dropped from over 70 to the 20s, and everyone is thinking of bottom fishing. Looking at the position situation, the longs quickly opened at 82, but the result is continuous declines with no bottom in sight, and a daily drop of 10%. If the margin isn't sufficient, who can withstand it?