EU finance ministers have agreed on holding limits for the upcoming Digital Euro (CBDC). This is a major step toward launching Europeโs own digital currency.
๐ The limits will stop people from moving too much money out of banks, keeping the financial system stable.
๐ Privacy is a big focus โ payments will work offline and the ECB wonโt track personal data.
๐ The move also helps Europe compete with stablecoins and reduce reliance on USD-backed tokens or foreign systems like Visa/Mastercard.
๐ก Possible limits could be around โฌ3,000โโฌ4,000 per person, ensuring balance between adoption and stability.
This shows Europeโs serious push to lead in the digital money race, giving people a secure, private, and cash-like way to pay in the future.
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