🌍 Where Investors Are Betting in European Fintech

European fintech raised over €10B in 2024, despite tighter VC markets.

But the money is flowing differently:

🔹 Payments & digital banking → still strong, with Revolut & N26 leading.

🔹 Blockchain & crypto integration → fintechs building stablecoin rails, tokenized assets, and DeFi access.

🔹 Green finance → startups offering carbon credit markets & ESG-linked digital products.

💡 Investor takeaway: Funds are moving away from hype-only ventures and backing regulation-ready, infrastructure-driven fintechs.

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