🔹 DO’s
✔ Use a separate account for crypto-related activity (not your main salary/family account).
✔ Keep transaction amounts reasonable (20k – 100k PKR typical per trade).
✔ Trade with verified P2P merchants (Binance, OKX, Bybit) – check ratings & number of trades.
✔ Ensure account name matches between buyer & seller.
✔ Mix in normal transactions (bill payments, groceries, mobile top-ups) so account looks natural.
✔ Keep records/screenshots of trades, invoices, or service justifications (freelancing, IT work, e-commerce).
✔ Diversify methods: use Sadapay, Nayapay, Easypaisa, JazzCash, multiple banks to spread activity.
✔ Convert earnings to stablecoins (USDT/USDC) for safer storage.
✔ Withdraw/sell crypto gradually, not in big lumps.
✔ Be ready with a cover story (freelancing, e-commerce, digital services) if the bank asks.
🔹 DON’Ts
❌ Don’t use salary or family joint accounts for crypto transfers.
❌ Don’t send/receive very large amounts (500k+ PKR) repeatedly in short timeframes.
❌ Don’t do back-to-back daily transactions of the same size – it looks like business/exchange activity.
❌ Don’t mention “crypto, BTC, USDT, Binance” in payment descriptions.
❌ Don’t use random WhatsApp/Telegram dealers – high scam & tracing risk.
❌ Don’t rely on one single bank/wallet – if blocked, you lose access.
❌ Don’t ignore compliance calls from the bank – cooperate and use safe justifications.
❌ Don’t treat your account like a crypto exchange hub (high inflow & outflow).
🔹 Golden Rule
Keep it small, spread out, and justified. Your account should look like a normal person’s — not a financial trader’s.
