@Huma Finance 🟣 , as a protocol focused on unsecured crypto lending, Huma Finance is breaking the traditional dependency on collateral in crypto lending, and this innovative approach is impressive. It assesses borrowing qualifications by analyzing users' on-chain credit history and transaction behavior, allowing users with good credit but lacking sufficient collateral to also receive funding support, which undoubtedly expands the service boundaries of crypto finance.

In practical experience, Huma's lending process is designed to be very simple; users do not need cumbersome collateral operations, just authorize the protocol to access on-chain data, and they can quickly complete credit assessment and borrowing. This is very user-friendly for those needing short-term capital turnover. With the gradual improvement of the on-chain credit system, this credit-based lending model is expected to become an important complement to crypto finance, and the potential of #HumaFinance in promoting financial inclusion is worth looking forward to.