If Retirement Funds Add Crypto — The Real Shift Begins
If retirement plans like 401(k)s start offering crypto, it’s not just a new investment option — it’s a fundamental shift in wealth building.
1️⃣ Mainstream Credibility — Institutional inclusion could validate crypto for millions who’ve been on the sidelines.
2️⃣ New Demand Wave — Even a small allocation (1–5%) from large retirement funds could inject billions into the market.
3️⃣ Generational Strategy — Younger investors might choose higher crypto weight, shifting long-term capital flows toward digital assets.
For me, I’d treat it like any other asset — start small, diversify, and rebalance annually.
What about you? If you had the option, how much of your retirement portfolio would you allocate to crypto?