🔓 Huma 2.0: Permissionless Yield, No KYC Required
In April 2025, Huma Finance unlocked the next chapter of PayFi with the launch of Huma 2.0—a permissionless, open-access protocol on Solana designed for anyone to earn yield from real-world payments.
No KYC. No accreditation. Just a wallet and USDC.
Users can choose between two LP modes:
Classic: ~10.5% APY + base Feathers
Maxi: 0% APY but up to 25× Feathers (Huma’s loyalty multiplier system)
Feathers aren’t just cosmetic—they boost airdrop eligibility and influence the emission of PSTs (Payment Strategy Tokens), Huma’s synthetic yield instruments.
With over 38,000 wallets active as of mid-2025 and >$4B in payment volume flowing through the stack, Huma 2.0 proves that real-world cash flow can scale across DeFi rails—no gatekeepers required.
Welcome to the future of borderless, 24/7, yield-generating finance.
