📉 DeFi’s Biggest Problem? No Standard Interest Rate.

In traditional finance, benchmarks like LIBOR or SOFR serve as the foundation for bonds, loans, and derivatives. But in DeFi? Every protocol sets its own interest rate — leading to fragmentation, risk, and zero interoperability.

No yield swap markets. No fixed-income products. No on-chain yield curve.

🌲 Treehouse’s Solution: DOR — Decentralized Onchain Rate

Treehouse Protocol is building the infrastructure DeFi has been missing:

DOR: An oracle layer for onchain interest rates, set by panelists who stake TREE or tAssets and submit yield forecasts (e.g., ETH staking rate). Accurate forecasts earn rewards; bad ones get slashed.

tAssets: A new generation of liquid staking tokens (like tETH) that optimize yield across protocols and support fixed-income applications.

Together, they enable benchmark rates like TESR (staking), TELR (lending), and TEBR (borrowing) — the foundation for interest swaps, bonds, and structured products.


📈 Why This Matters

Without a benchmark rate, DeFi can’t mature. Treehouse solves this:

Fragmented yields → Unified onchain benchmark (DOR)

No fixed-income tools → tAssets bring real yield access

No swap markets → DOR enables interest rate derivatives

TVL has already surpassed $300M, and TREE plays a critical role in staking, governance, and data access across the ecosystem.

👀 Personal Take

This is the missing piece. We’ve been building DeFi on sand — Treehouse is pouring the cement. With DOR and tAssets, DeFi can finally develop risk-managed yield products, yield curves, and structured lending — just like TradFi, but onchain.

No benchmark rate = no real market. Treehouse is fixing that.

🗨️ What’s your rate?

Would you trust DeFi more if yields were standardized?

Is Treehouse building the LIBOR of crypto?

Let’s discuss 👇
@Treehouse Official #Treehouse $TREE