The impact of the "#创作者任务台 'cryptocurrency project'" on the balance between innovation and consumer protection in the U.S. cryptocurrency market has both advantages and disadvantages. From a positive perspective, the regulatory framework for CBDCs and stablecoins can enhance market transparency and trust, protect consumer rights, and provide a compliant environment for innovation. However, strict regulations may raise the barriers to innovation, limiting some radical innovation models. If the regulation is too stringent, it could suppress market vitality, so it is necessary to find the right balance.