đ§ Rethinking Collateral in DeFi
Most lending protocols require crypto collateral to access liquidity.
But what if we could borrow based on real income â salaries, invoices, or remittances?
@humafinance introduces PayFi: a new framework where future cash flow becomes the asset.
By analyzing payment patterns and applying Time-Value-of-Money (TVM), #HumaFinance unlocks 70â90% of future income without crypto collateral.
This is not just DeFi â this is on-chain cash flow underwriting.
Impressive innovation. Iâm watching this closely.
