THE HOTTEST DEBATE IN THE CRYPTO WORLD: THE FUTURE OF XRP IS BEING QUESTIONED

#xrp #elg

Famous investor Andrei Jikh asked tough questions about Ripple and XRP on X on July 30, 2025: despite 300+ bank partnerships, why is on-chain volume low, the volatility issue, the incentive to hold as a bridge currency, the future of stablecoins, the preference of giants like BlackRock for XRPL, and geopolitical risks (Jikh, 2025).

Ripple's CTO David Schwartz acknowledged the slowness of institutional transition in his responses: "Institutions prefer off-chain, and even Ripple cannot use XRPL DEX due to the risk of terrorist financing" (Schwartz, 2025).

Seeing volatility as a positive, Schwartz argued that a single stablecoin cannot win, and XRP will continue its bridge role in a multi-coin world (Cointelegraph, 2025).

In response to the BlackRock question, he gave the example of Circle's USDC: "Why don't they build their own blockchains? The logic is the same" (BeInCrypto, 2025). He emphasized XRPL's neutrality in geopolitical risk.

This dialogue shed light on the doubts surrounding XRP's 13-year journey. Ultimately, the future of XRP seems to depend on regulation and the diversity of stablecoins.

#binance #escoin #BTC $XRP $BNB