💥Salary on the blockchain? If this operation succeeds, traditional finance might be pushed down to the ground!💥
Recently, Huma Finance's posts have gone viral in the square. At first, I thought it was just another trick before an air coin pump—after all, in the crypto world, we’re tired of the routine where it shouts for a pump and then zeroes out. But upon closer inspection, I found that this project is genuinely playing a game of dimensionality reduction: it aims to move our real cash flows, like salaries, project payments, and contract settlements, directly onto the blockchain to become hard currency that can be borrowed!
Simply put, what Huma is doing is like giving traditional credit a "cheat code":
• Freelancers have a stable monthly income? Put it on the blockchain! This alone allows them to take out loans without pledging a dime;
• Company project payments stuck in the billing cycle? Snap a picture of the invoice and put it on the blockchain! Instantly cash out early, no more begging for money;
• Outsourcing teams waiting for payments to survive? No need to wait! Unreceived income can be used as "collateral," financing arrives in seconds.
The core of the operation here is: it doesn’t matter how many coins you’ve staked or how many NFTs you hold; it recognizes the real income flow in your bank account. Income is your credit, and credit can be spent like money! While other DeFi projects are still playing the old trick of "coins generating coins", Huma has already figured out how to turn "cash flow into credit"—equivalent to giving the entire DeFi ecosystem a new engine!
It has gained massive attention recently, and it’s not just hype: the staking activity was snatched up as soon as it launched, and participants could earn rewards; the newly launched points system is said to have allowed early players to make 10 times their investment; it’s also fighting hard to connect with AI and RWA, daring to interface with real bank data, with processes even more rigorous than traditional finance, basically embedding "compliance" into its DNA.
While many RWA projects are still telling stories in PPTs, Huma has already run the entire process on-chain. Its valuation is still at rock-bottom prices, and the PayFi sector has very few entrants; the points mechanism has just opened up, and getting in now is like standing at the starting line on the eve of an explosion.
The crypto world has never lacked speculative bubbles, but it lacks tough players who dare to tackle hard bones and truly solve pressing needs. Projects like Huma, which dare to directly leverage real income systems, might just be the codebook for the next wave of wealth myths—what we can't understand now might make us miss the tail lights in the future!
