The transaction is fine, but the card is blocked? Have you fallen into the traps of withdrawing digital assets?
I have a friend who made some money by taking advantage of platform activities, thinking that a small fortune would ensure safety, and so he decided to cash it out to his bank card.
After a few thousand U dollars were credited, the next day the bank called him:
"Hello, your account is involved in abnormal fund transfers, and service functionality has been suspended."
The card was directly blocked.
He was bewildered: "I didn’t launder money, why is my account frozen?"
The problem lies in "you haven’t broken the law, but you triggered risk control."
It’s not about the money; it’s about the method.
In this field, even if your operations are legal and compliant, as long as the method is wrong, you may be classified as a "high-risk" user by the system.
He was using a salary card for withdrawals, with frequent fund transfers overseas, and the recipients varied widely, with some accounts even having blacklist records. Can the bank not be alert?
There are too many traps like this, especially for newcomers who have no one to teach them these "common sense" rules:
- Do not mix cards for frequent receiving; do not use one card for both salary and U transfers.
- Be cautious when transferring to unfamiliar addresses; multiple strangers coming and going from the same address is a red flag.
- Avoid using high-sensitivity payment tools like Alipay and WeChat to receive large amounts of money.
- Do not write "U" or "coin" in the withdrawal notes; the system can automatically identify sensitive terms.
- When involved in OTC transactions, try to use a dedicated card and number to reduce the probability of triggering risk control.
Many people are simultaneously taking advantage of airdrops and rebates while their bank card transactions surge, only to find their accounts frozen, and they innocently say, "I didn’t break the law."
You haven’t committed a crime, but your behavior is abnormal.
The bank doesn’t need "evidence"; the risk control system only recognizes models and indicators. It is responsible for "blocking first, investigating later."
So, don’t think that being a small player means you won’t be targeted. Risk control looks at behavior, not amounts.
Now when I see someone still using a salary card to receive coins, I remind them:
"It’s not a matter of how much you earn; it’s whether you can safely withdraw it."
Don’t let withdrawals become the first hurdle on your path to making money.
