【Binance Wealth Management】How does the 'Discount Buy' mechanism maximize capital efficiency?
👉 Discount Buy is a new structured financial product launched by Binance Earn
Creatively combines 'limit orders' with 'financial returns', allowing you to earn fixed annual returns on the portion of funds that are frozen while waiting for a lower purchase price, avoiding idle funds.
➤ Core Mechanism
1️⃣ Settlement Price ≤ Target Purchase Price: Fully Completed
100% of the principal buys the selected cryptocurrency at the target price
2️⃣ Settlement Price between Target Purchase Price and Knock-out Price: Partially Completed
50% of the principal buys at the target price, 50% of the principal is refunded
3️⃣ Settlement Price ≥ Knock-out Price: Not completed but earns high APR
Full principal refunded + fixed annual return (APR)
Through this 'Buy or Earn Interest' structure, users can achieve relatively controllable results regardless of market movements.
As long as the price meets the conditions, you can buy at a low price. Even if you don't successfully buy the bottom, you can still earn interest, truly making consistent profits.
➤ Target Audience:
Investors who are optimistic in the long term but find the price too high, users with a high demand for capital utilization
Those who want to accumulate coins at a low price without missing out on earnings can still enjoy annual returns far exceeding stablecoin investments while placing orders.
➤ Launch Activity: Additional 10% Discount Reward for Purchasing Discount Buy:
From July 29, 2025, 16:00 to August 13, 07:59 (UTC+8), users who successfully use Discount Buy with amounts between 10 to 3,000 USDT can enjoy an additional 10% discount on top of the original discount.
https://www.binance.com/activity/marketing-campaign/0de012dd4bc6440b9ab3cd1b96160044
💡 One-sentence Summary:
Discount Buy merges 'opportunities to buy at low prices' and 'financial gains' into a single purchasing action, making it a more flexible tool for users waiting to enter the market and wanting to improve capital efficiency.
