Tokenomics & Ecosystem Potential

The HUMA tokenomics includes allocations for ecosystem reward pools, team/advisors, investors, and marketing, with prevalent cliff vesting schedules extending into 2029 . Only 17% supply is currently unlocked; next unlock is scheduled for August 26, 2025, releasing tokens to protocol treasury . Huma Finance’s PayFi model integrates real-world payment flows, cross-border settlement, debt-backed lending, and stablecoin payout systems—innovations aimed at revolutionizing DeFi payment rails globally

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