My crypto learning journey #1

Diving into the DeFi space, a common hurdle I always came across was the need for over-collateralization. You need assets to borrow assets.

My research into @Huma Finance 🟣 offered a fresh perspective. My key takeaway is their innovative approach to income-backed borrowing. I learned they are building a protocol that allows people and businesses to borrow against their future, predictable income streams—like invoices or payroll.

This is a powerful bridge between real-world earning potential and on-chain liquidity. A fascinating project to watch. #HumaFinance