The focus is divided into two parts: one is financial activities within the Binance exchange, and the other is on-chain protocols.

1. Financial activities within the Binance exchange: Resolv💰
As a leading exchange, Binance frequently launches joint activities, especially stablecoin financial products in collaboration with DeFi protocols, which are highly secure and convenient.

The joint activities of Binance Wallet @BinanceWallet @binancezh and Resolv are particularly popular, with TVL reaching $500 million. By staking $USDT or $USDC in the Resolv protocol using the Binance Wallet, you can participate.

Reward pool:
RESOLV tokens worth $600,000, lasting until September 21. Rewards are distributed daily, so the earlier you participate, the more benefit you can gain.

Yield:
I did a simple calculation, the base annual yield is about 6-13.5%, and with the activity Boost APR, it can reach over 21%. For example, I chose the Yield+ Resolv USDC/USDT pool, and the current APR is 21.26% + 5.01%.

Small suggestion:
If your funds are in the Binance wallet, participating is super convenient. Compared to pure CeFi financial products, this offers DeFi transparency while still being low risk.

Be sure to withdraw before the end of the activity; don't let the fluctuations of RESOLV affect your mindset. Binance has quite a few similar activities, such as Fluid's GHO pool, with 150,000 FLUID rewards, which is also worth a look.

2. On-chain protocols: RLP, Pendle's YT and ENA

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On-chain finance is more flexible, offers higher yields, and has certain thresholds. Focus on $RLP, Pendle's YT, and Ethena's $ENA. All of these can be played with stablecoins, and combined with Pendle, you can leverage your yields.

🔹RLP (Resolv Liquidity Provider Token)🔹
$RLP is the core high-yield token of the Resolve protocol, absorbing risks from ETH staking, counterparty risks, and perpetual funding strategies, in exchange for higher returns. When TVL accounts for 15% of the protocol, the expected APY is 23%, and the current 7-day APR has reached 27%.

How to participate:
Mint RLP using USDC/USDT on the @ResolvLabs official website. You can also use Silo Finance or Euler for loop lending to amplify yields, but the risk is higher.

Yield:
Base 23-27%, TVL over 500 million, growing rapidly. Compared to pure staking, this is several times higher.

Risk:
Liquidity risks and market fluctuations, $RLP price is currently $1.21, with a 24h trading volume of $610,000, showing good growth but with volatility.

🔹Pendle's YT (Yield Token)🔹
Pendle @pendle_fi is a DeFi yield trading protocol that splits interest-bearing assets into PT principal and YT yield. For stablecoins, YT-sUSDe (Ethena's staked USDe) is commonly used to lock in or speculate on yields.

How to participate:
Connect your wallet on the official website and select the stablecoin pool. Buying YT allows you to earn the full yield until expiration, with a current fixed yield of 11.48%.

Yield:
Base 9-11%. Pendle TVL is high, leading the fixed income layer.

Risk:
YT goes to zero after expiration, suitable for short-term speculation.

🔹ENA (Ethena Protocol)🔹
Ethena @ethena_labs is a synthetic dollar protocol, USDe is its stablecoin, generating yields through a delta-neutral strategy (staking + funding rate), not relying on the banking system. sUSDe is the staked version, holding it allows you to earn yields.

How to participate:
Mint USDe on the official website using ETH/BTC collateral. Staking to sUSDe, current APY 4.31%, but total yield has exceeded 700 million dollars. TVL 3.6 billion, with a recent inflow of 750 million.

Yield:
Base 4-10%, can be higher when combined with Pendle YT.

Risk:
Synthetic assets have hedging risks, ENA token price is $0.48, down 3.4% in 24h, but the protocol is stable.

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These channels are best combined, but may be challenging for beginners. Financial products like those from Binance in partnership with Resolve are very suitable for newcomers, while on-chain RLP/YT/ENA are for those seeking high APY.

After taking some profits from your position, it doesn't mean that the money can't earn anymore; you can continue to use it.#稳定币理财 It's a good choice, achieving annualized returns of over 20% is not difficult.