đŸ’„ $XRP XRP at $4,813? This is not a prediction. It’s an equation.

While the market looks elsewhere, XRP is preparing to reshape global finance.

✔ ISO 20022 compliant

✔ Used in bank transfers via RippleNet

✔ Backed by +400 financial institutions

A model developed by two renowned economists, Athey and Mitchnick, values $XRP at $4,813, based on:

đŸ”č 10% of global payments processed via XRP ($700 billion/day)

đŸ”č An increasingly locked supply (escrow, losses, accumulation)

đŸ”č Growing utility in settlements and CBDCs

👉 70% of the $XRP are already off the public market.

👉 Institutions are quietly accumulating via OTC.

👉 Ripple is gradually locking the supply.

Even with 2% adoption, the functional price exceeds $1,000.

And yet, XRP remains available under $5.

This is not an altcoin. It’s a strategic monetary infrastructure.

⏳ The retail entry window may soon close.

🔒 XRP could migrate to 100% institutional use.

📉 Those waiting for confirmations will buy too late.

📈 Those who understand are accumulating while the world sleeps.

XRP = utility + rarity + accumulation war.

Those who act today are writing the history of tomorrow.

#XRP #Ripple #Crypto #XRPTo5000 #ISO20022