@Huma Finance 🟣 is therefore on track to achieve a total transaction volume of $10 billion... 🟣

But how to maintain an APY of over 10% without printing tokens from nothing?

I explained how Huma generates actual yield and why placing your money in the HUMA pool is the best strategy in a downturn! Trust me, buddy.

1/9 🧵

First of all, what is actual yield?

This is about income from actual economic activity, not emissions or dilution.

You earn from:

✅ Loan fees

✅ Card settlements

✅ Payment financing

Its fiat moves to crypto.

2/9 🧵

The APY used to be determined by token emissions:

🔸 Projects printed their tokens to simulate a high yield.

🔸 This yield collapsed when everyone abandoned the rewards.

🔸 Driving a token to zero, right?

🔸 for example: $USUAL went from $1.44 to $0.078 in pure dilution.

This is not sustainable.

3/9 🧵

The actual yield, on the other hand, comes from real income.

Think of it this way:

🔸 Lido = validator income

🔸 GMX = trading fees

🔸 Pendle = tokenization of actual yield

Huma now applies the same logic to payments.

4/9🧵

The secret weapon of $HUMA is PayFi. Credit rails based on payments.

Enterprise clients love:

🔸Arf (global regulation)

🔸Lulu (giant of the greens)

🔸Raincards (card payments)

...Use Huma to borrow stablecoins for 1 to 5 days at a time.

5/9 🧵

How does it work?

🔸 These short-term loans recycle capital up to 100x/year.

🔸 Every day, they pay fees, and this income comes back to you (to the LP).

🔸 Therefore, you receive actual cash flows that return to the protocol.

6/9 🧵

🔸 This is how Huma can offer:

🟣 10% APY in classic mode

🟣 Up to 19x feather multipliers in Maxi mode

And it's evolving!

The co-founder of Huma stated that there is a growth track of 20 to 30 times higher with the right partners.

7/9 🧵

Let's do the math.

🔸 If Huma reaches an annual volume of $10 billion and recycles it 100 times with short-term credit...

🔸 You're looking at $245 million per year in real income related to the protocol.

🔸 This would place Huma in the TOP 10 of all crypto dApps in terms of revenue.

8/9 🧵

Oh and Huma 2.0 has just been launched:

🚀 Portfolio cap of $500,000

🗓 Early access (OG/Vanguard): July 13

🗓 Public: July 14

🔵 Classic mode: 10% APY

🟣 Maxi mode: Up to 19x Feathers

You have a quick chance to add items to the pool here:

9/9 🧵

Actual yield is the future of DeFi.

And Huma builds it with:

✅ Real-world financial sector clients

✅ Real income

✅ Real incentives for LPs and stakers

✅ Loan based on its revenue or invoices, real-world asset tokenization: UNIQUE, INNOVATIVE AND CREATED BY HUMA FINANCE

We're still early.

Don't sleep on what PayFi and Huma are doing. 🟣

#HumaFinancee #HumaFinance #GENIUSACATPASS