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GENIUSACATPASS

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#BananaGun USDT BEARISH CONSOLIDATION ALERT šŸµšŸ“‰ The pair is showing low volatility around the 0.005600 – 0.005700 range, with very tight candle movement across 15m to 1h timeframes. The lack of momentum and repeated rejection near 0.005650–0.005700 suggests possible downside pressure. šŸ”» SHORT TRADE SETUP: Entry: 0.005640 – 0.005650 TP1: 0.005600 TP2: 0.005550 SL: 0.005700 šŸ“‰ Watch for a breakdown confirmation below 0.005600 for stronger momentum. šŸ›”ļø Risk Management: Use 2–3% of your capital per trade. Avoid over-leveraging in tight-range moves. #XSuperApp #PowellRemarks، ks #CryptoStockpile #GENIUSACATPASS S#DAO BaseAIBinanceTGE BANANAS31USDT Perp 0.00564 +2.15%
#BananaGun USDT BEARISH CONSOLIDATION ALERT šŸµšŸ“‰
The pair is showing low volatility around the 0.005600 – 0.005700 range, with very tight candle movement across 15m to 1h timeframes. The lack of momentum and repeated rejection near 0.005650–0.005700 suggests possible downside pressure.
šŸ”» SHORT TRADE SETUP:
Entry: 0.005640 – 0.005650
TP1: 0.005600
TP2: 0.005550
SL: 0.005700
šŸ“‰ Watch for a breakdown confirmation below 0.005600 for stronger momentum.
šŸ›”ļø Risk Management: Use 2–3% of your capital per trade. Avoid over-leveraging in tight-range moves.
#XSuperApp #PowellRemarks، ks #CryptoStockpile #GENIUSACATPASS S#DAO BaseAIBinanceTGE
BANANAS31USDT
Perp
0.00564
+2.15%
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Join now the campaign #GENIUSACATPASS on the Binance platform and be one of the first participants in a unique experience that combines challenges, rewards, and learning. šŸ’” The GENIUS Act Pass allows you to participate in special events and interactive tasks where you can earn symbolic rewards and points, and perhaps even cash vouchers or trading fee discounts. All you need to do is complete daily tasks, follow activities, and seize opportunities before the campaign ends! ā³ āœ… Make sure you are registered on Binance and have activated your account.
Join now the campaign #GENIUSACATPASS on the Binance platform and be one of the first participants in a unique experience that combines challenges, rewards, and learning. šŸ’”

The GENIUS Act Pass allows you to participate in special events and interactive tasks where you can earn symbolic rewards and points, and perhaps even cash vouchers or trading fee discounts. All you need to do is complete daily tasks, follow activities, and seize opportunities before the campaign ends! ā³

āœ… Make sure you are registered on Binance and have activated your account.
Crypto Legislation Delayed – But Not Dead!The U.S. House hit a snag in passing key crypto bills (like stablecoin rules), but Trump says a new vote is coming today! Markets reacted fast — Bitcoin dipped briefly but held strong around $119K. $XRP {spot}(XRPUSDT) $BTC {spot}(BTCUSDT) $ETH {spot}(ETHUSDT)

Crypto Legislation Delayed – But Not Dead!

The U.S. House hit a snag in passing key crypto bills (like stablecoin rules), but Trump says a new vote is coming today!
Markets reacted fast — Bitcoin dipped briefly but held strong around $119K.
$XRP
$BTC
$ETH
#CryptoClarityAct The bill is likely to take centre stage once the U.S. Senate is done with the CLARITY Act and Anti-CBDC Act. Trump has already signed the GENIUS Act into law, which provides a regulatory framework for stablecoins and ensures that the Federal Reserve doesn’t create a CBDC.U.S. House passed the Crypto Clarity Act (also called the Digital Asset Market Clarity Act), defining crypto assets as either securities (SEC) or commodities (CFTC) The report will include the Working Group’s evaluation of how the U.S. can create and maintain a national digital asset stockpile, as well as propose criteria for establishing such a stockpile. These coins are potentially obtained from cryptocurrencies that the U.S. Federal Government seized through its law enforcement.#Binance #BinanceSquareTalks #BinanceSquareFamily #GENIUSACATPASS @Square-Creator-513721833
#CryptoClarityAct The bill is likely to take centre stage once the U.S. Senate is done with the CLARITY Act and Anti-CBDC Act. Trump has already signed the GENIUS Act into law, which provides a regulatory framework for stablecoins and ensures that the Federal Reserve doesn’t create a CBDC.U.S. House passed the Crypto Clarity Act (also called the Digital Asset Market Clarity Act), defining crypto assets as either securities (SEC) or commodities (CFTC)
The report will include the Working Group’s evaluation of how the U.S. can create and maintain a national digital asset stockpile, as well as propose criteria for establishing such a stockpile. These coins are potentially obtained from cryptocurrencies that the U.S. Federal Government seized through its law enforcement.#Binance #BinanceSquareTalks #BinanceSquareFamily #GENIUSACATPASS
@follower
🚨 Ether Machine CEO Declares ā€œEthereum is the Biggest Winner from the GENIUS Actā€ šŸ’¬ In a bold statement, the CEO of The Ether Machine says the GENIUS Act will massively benefit Ethereum, calling it the primary blockchain infrastructure set to gain from the legislation’s impact. šŸ‘€ All eyes now on how ETH responds to this growing institutional and regulatory alignment. #StablecoinLaw #GENIUSACATPASS #BTCvsETH #binance
🚨 Ether Machine CEO Declares ā€œEthereum is the Biggest Winner from the GENIUS Actā€ šŸ’¬

In a bold statement, the CEO of The Ether Machine says the GENIUS Act will massively benefit Ethereum, calling it the primary blockchain infrastructure set to gain from the legislation’s impact.

šŸ‘€ All eyes now on how ETH responds to this growing institutional and regulatory alignment.

#StablecoinLaw #GENIUSACATPASS #BTCvsETH #binance
āœ“ļøāœ“ļøPresident Trump signs GENIUS Act, creating stablecoin regulatory framework: CNBC Crypto Worldāœ“ļøāœ“ļø 🚨On today’s episode of CNBC Crypto World, bitcoin dips while ether and solana rise to close out the week. Plus, the GENIUS Act stablecoin regulation bill heads to President Trump’s desk to sign Friday afternoon. And, Ryan Peters, assistant professor of finance at Tulane University’s Freeman School of Business, discusses what the new law means for the crypto industry and the next steps for regulation in the United States.#GENIUSACATPASS #president #CNBC #USCryptoWeek
āœ“ļøāœ“ļøPresident Trump signs GENIUS Act, creating stablecoin regulatory framework: CNBC Crypto Worldāœ“ļøāœ“ļø

🚨On today’s episode of CNBC Crypto World, bitcoin dips while ether and solana rise to close out the week. Plus, the GENIUS Act stablecoin regulation bill heads to President Trump’s desk to sign Friday afternoon. And, Ryan Peters, assistant professor of finance at Tulane University’s Freeman School of Business, discusses what the new law means for the crypto industry and the next steps for regulation in the United States.#GENIUSACATPASS
#president
#CNBC
#USCryptoWeek
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šŸ”“The Difference Between Hot and Cold Wallets Hot "or" Cold walletsšŸ’ÆHot and cold wallets are two types of digital wallets used to store cryptocurrencies like Bitcoin, Ethereum, and others. Each type of these wallets has its own advantages and disadvantages. 1. Hot Wallets: - Definition: These are wallets that are permanently connected to the internet. - Usage: Ideal for daily use and recurring transactions.

šŸ”“The Difference Between Hot and Cold Wallets Hot "or" Cold walletsšŸ’Æ

Hot and cold wallets are two types of digital wallets used to store cryptocurrencies like Bitcoin, Ethereum, and others. Each type of these wallets has its own advantages and disadvantages.
1. Hot Wallets:
- Definition: These are wallets that are permanently connected to the internet.
- Usage: Ideal for daily use and recurring transactions.
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I checked the voting live stream page for this H RES 580. It turns out that this is a collection of four bills that will be voted on in the 119th Congress of the United States House of Representatives. ​ ​Among them, the last one, S.1582, is the stablecoin bill. The second one, H.R. 3633, is about the division of responsibilities for compliance management of virtual goods sales between the U.S. Securities and Exchange Commission and the U.S. Commodity Futures Trading Commission. These two bills are related to how Trump’s World Liberty Financial company plans to expand the issuance of the USD1 stablecoin and whether their own project token #WLFI can be traded on exchanges in compliance. I stayed up late for nothing; in the next few days, I still have to continue monitoring the House of Representatives' voting results. The voting results haven't come out yet; why have both BTC and ETH risen like this? #worldlibertyfi #WLFI #å¤©ę‰ę³•ę”ˆ #GENIUSACATPASS
I checked the voting live stream page for this H RES 580.

It turns out that this is a collection of four bills that will be voted on in the 119th Congress of the United States House of Representatives.
​
​Among them, the last one, S.1582, is the stablecoin bill.

The second one, H.R. 3633, is about the division of responsibilities for compliance management of virtual goods sales between the U.S. Securities and Exchange Commission and the U.S. Commodity Futures Trading Commission.

These two bills are related to how Trump’s World Liberty Financial company plans to expand the issuance of the USD1 stablecoin and whether their own project token #WLFI can be traded on exchanges in compliance.

I stayed up late for nothing; in the next few days, I still have to continue monitoring the House of Representatives' voting results.

The voting results haven't come out yet; why have both BTC and ETH risen like this?

#worldlibertyfi
#WLFI
#å¤©ę‰ę³•ę”ˆ
#GENIUSACATPASS
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The week of cryptocurrency in the USA has concluded with significant victories for the crypto lobby! The GENIUS Act is now headed for President Trump's signature. This step promises positive changes for the crypto industry in the country and will support further development of the sector. #GENIUSACATPASS #crypto $BTC #news #NewsAboutCrypto #BTC
The week of cryptocurrency in the USA has concluded with significant victories for the crypto lobby!
The GENIUS Act is now headed for President Trump's signature. This step promises positive changes for the crypto industry in the country and will support further development of the sector.
#GENIUSACATPASS #crypto $BTC #news #NewsAboutCrypto #BTC
$WCT Steadily going to hit $0.40...šŸš€ I'm telling you again and again this is your last chance to buy WCT before $0.40 Buy here šŸ‘‰šŸ»$WCT {future}(WCTUSDT) #GENIUSACATPASS #wct
$WCT Steadily going to hit $0.40...šŸš€
I'm telling you again and again this is your last chance to buy WCT before $0.40
Buy here šŸ‘‰šŸ»$WCT
#GENIUSACATPASS #wct
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Market OverviewThe USDC Treasury conducted a burn of 55 million tokens on Ethereum on July 21, 2025, following the implementation of the GENIUS Act. The price of USDC remained stable at $0.9997-$1.00 despite this significant action from the treasury, demonstrating market confidence in the management of the stablecoin.Key Factors • Regulatory Compliance: Alignment with the new requirements of the GENIUS Act on 1:1 backing in USD • Reserve Management: Ensuring proper collateralization as part of the Treasury's routine operations • Seasonal Adjustment: Response to the 11.3% increase in USDC burn rates during the second quarter Trading Implications • Minimal impact on price expected in the short term • Possible increase in institutional adoption due to regulatory clarity • Opportunity in USDC-based trading pairs with reduced counterparty risk Community ReactionMixed reactions recorded in the USDC Burn Analysis, where the majority of users view this action positively for the long-term stability of USDC. Traders should monitor Circle's monthly reserve reports and stay alert to similar actions on other blockchains. #StablecoinLaw #GENIUSACATPASS
Market OverviewThe USDC Treasury conducted a burn of 55 million tokens on Ethereum on July 21, 2025, following the implementation of the GENIUS Act. The price of USDC remained stable at $0.9997-$1.00 despite this significant action from the treasury, demonstrating market confidence in the management of the stablecoin.Key Factors

• Regulatory Compliance: Alignment with the new requirements of the GENIUS Act on 1:1 backing in USD

• Reserve Management: Ensuring proper collateralization as part of the Treasury's routine operations

• Seasonal Adjustment: Response to the 11.3% increase in USDC burn rates during the second quarter

Trading Implications

• Minimal impact on price expected in the short term

• Possible increase in institutional adoption due to regulatory clarity

• Opportunity in USDC-based trading pairs with reduced counterparty risk

Community ReactionMixed reactions recorded in the USDC Burn Analysis, where the majority of users view this action positively for the long-term stability of USDC. Traders should monitor Circle's monthly reserve reports and stay alert to similar actions on other blockchains.

#StablecoinLaw
#GENIUSACATPASS
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Hot Crypto Trends: Are Strategic Reserves and zkEVM Innovations Leading the Next Market Boom?Quick Summary Here are the current key trends based on the advanced CoinMarketCap algorithm that combines price, news, and social momentum: The US strategic reserve for cryptocurrencies (+13.48% over 30 days) – legislative momentum to create federal Bitcoin reserves drives institutional flows. Bitcoin's ecosystem (+11.29% over 30 days) – the shift of individuals to self-custody of coins and the adoption of layer two solutions enhances BTC's dominance.

Hot Crypto Trends: Are Strategic Reserves and zkEVM Innovations Leading the Next Market Boom?

Quick Summary
Here are the current key trends based on the advanced CoinMarketCap algorithm that combines price, news, and social momentum:
The US strategic reserve for cryptocurrencies (+13.48% over 30 days) – legislative momentum to create federal Bitcoin reserves drives institutional flows.
Bitcoin's ecosystem (+11.29% over 30 days) – the shift of individuals to self-custody of coins and the adoption of layer two solutions enhances BTC's dominance.
--
Bullish
šŸ‡ŗšŸ‡ø Trump Signs First US Crypto Law — ā€œGENIUSā€ Legalizes Stablecoins, but at What Cost? This isn’t the breakthrough many hoped for — it’s a clear signal of crypto’s surrender to state control. šŸ” Here’s what the new GENIUS law actually means: • Stablecoins are now legal — but under tight government control. • 1:1 reserves required — every token must be backed by a real dollar. • The U.S. Treasury can now freeze any ā€œsuspiciousā€ transaction on-chain. • Issuers must collect full KYC: passport, selfie, proof of income, etc. • AML, anti-terrorism, and sanctions compliance are mandatory. • Banks are allowed to issue their own stablecoins — officially this time. • Platforms and issuers now depend on U.S. approval to operate. šŸ“‰ For many, this isn’t a win for crypto — it’s the start of full-scale regulation and surveillance. Crypto users are alarmed — freezing blockchain payments was once unthinkable. Now, it’s policy. $TRUMP #TRUMP #GENIUSACATPASS #Regulation #CryptoFreedom2025 #BinanceSquare āø» Let me know if you want a shorter version, or one in a more neutral or bullish tone. {future}(TRUMPUSDT)
šŸ‡ŗšŸ‡ø Trump Signs First US Crypto Law — ā€œGENIUSā€ Legalizes Stablecoins, but at What Cost?

This isn’t the breakthrough many hoped for — it’s a clear signal of crypto’s surrender to state control.

šŸ” Here’s what the new GENIUS law actually means:
• Stablecoins are now legal — but under tight government control.
• 1:1 reserves required — every token must be backed by a real dollar.
• The U.S. Treasury can now freeze any ā€œsuspiciousā€ transaction on-chain.
• Issuers must collect full KYC: passport, selfie, proof of income, etc.
• AML, anti-terrorism, and sanctions compliance are mandatory.
• Banks are allowed to issue their own stablecoins — officially this time.
• Platforms and issuers now depend on U.S. approval to operate.

šŸ“‰ For many, this isn’t a win for crypto — it’s the start of full-scale regulation and surveillance.

Crypto users are alarmed — freezing blockchain payments was once unthinkable. Now, it’s policy.
$TRUMP #TRUMP #GENIUSACATPASS #Regulation #CryptoFreedom2025 #BinanceSquare

āø»

Let me know if you want a shorter version, or one in a more neutral or bullish tone.
US Senate clears GENIUS Act: What the Draft Stablecoin Regulation Means for the Global Crypto Hacker group Gonjeshke Darande, Persian for 'Predatory Sparrow', with potential links to Israel, wiped off $90 million from Iran's largest crypto exchange Nobitex, Reuters reported, citing a Telegram post by the group. The US Senate passed the GENIUS Act Bill on Wednesday with a vote of 68-30 in a major boost for stablecoins — reserve-backed cryptocurrencies that have received an impetus from the Donald Trump administration in America. The next stage for the GENIUS Act will be passage in the US House of Representatives, where members have readied their own version of a stablecoin regulation bill, the STABLE Act. Challenges notwithstanding, the GENIUS Act’s passage in the US Senate led to a surge in the price of crypto exchange operator Circle. According to exchange data, Circle Internet Group’s share price was up 33.82 per cent at market closing on Wednesday. In pre-market activity, Circle’s share price was up another 24.75 per cent to $211.87 apiece at 1:35 pm IST on Friday. US markets were closed on Thursday for the Juneteenth 2025 National Independence Day.

US Senate clears GENIUS Act: What the Draft Stablecoin Regulation Means for the Global Crypto

Hacker group Gonjeshke Darande, Persian for 'Predatory Sparrow', with potential links to Israel, wiped off $90 million from Iran's largest crypto exchange Nobitex, Reuters reported, citing a Telegram post by the group.
The US Senate passed the GENIUS Act Bill on Wednesday with a vote of 68-30 in a major boost for stablecoins — reserve-backed cryptocurrencies that have received an impetus from the Donald Trump administration in America. The next stage for the GENIUS Act will be passage in the US House of Representatives, where members have readied their own version of a stablecoin regulation bill, the STABLE Act.
Challenges notwithstanding, the GENIUS Act’s passage in the US Senate led to a surge in the price of crypto exchange operator Circle. According to exchange data, Circle Internet Group’s share price was up 33.82 per cent at market closing on Wednesday. In pre-market activity, Circle’s share price was up another 24.75 per cent to $211.87 apiece at 1:35 pm IST on Friday. US markets were closed on Thursday for the Juneteenth 2025 National Independence Day.
GENIUS Stablecoin Bill Passes in US Senate The #US Senate approved the #GENIUSACATPASS Act with a 68-30 vote. The bill focuses on stablecoin regulation and near-instant payments. Senator Bill Hagerty introduced the bill. It now moves to the House of Representatives. This could bring more clarity to US crypto regulation. The vote follows controversy involving #DonaldTrump and World Liberty Financial, creators of the $USD1 stablecoin. $USD1 {spot}(USD1USDT)
GENIUS Stablecoin Bill Passes in US Senate

The #US Senate approved the #GENIUSACATPASS Act with a 68-30 vote. The bill focuses on stablecoin regulation and near-instant payments. Senator Bill Hagerty introduced the bill. It now moves to the House of Representatives. This could bring more clarity to US crypto regulation. The vote follows controversy involving #DonaldTrump and World Liberty Financial, creators of the $USD1
stablecoin.
$USD1
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#GENIUSActPass #GENIUSACATPASS On Artificial Intelligence! In a significant legislative development, the U.S. Senate has approved the GENIUS Act, which aims to accelerate innovation in artificial intelligence by supporting research and development and easing regulatory burdens on technology companies. This move reflects the United States' desire to maintain its global leadership in artificial intelligence amid fierce competition from China and Europe. šŸŽÆ Why is this important for the crypto world? Artificial intelligence is directly linked to blockchain and decentralized finance (DeFi) by enhancing security, detecting fraud, and even building smarter automated trading strategies. With this legislative support, we may witness an explosion of AI-driven crypto projects and massive investment opportunities in the coming period. šŸ’” Advice for traders: Keep an eye on crypto projects that integrate AI and Web3 like $FET, $AGIX, and $GRT. And don't forget to follow developments in U.S. policies, as they often serve as the spark that drives global markets. šŸ“Š Artificial intelligence is not just a trend... it is the infrastructure of the digital future.
#GENIUSActPass #GENIUSACATPASS

On Artificial Intelligence!
In a significant legislative development, the U.S. Senate has approved the GENIUS Act, which aims to accelerate innovation in artificial intelligence by supporting research and development and easing regulatory burdens on technology companies. This move reflects the United States' desire to maintain its global leadership in artificial intelligence amid fierce competition from China and Europe.
šŸŽÆ Why is this important for the crypto world?
Artificial intelligence is directly linked to blockchain and decentralized finance (DeFi) by enhancing security, detecting fraud, and even building smarter automated trading strategies. With this legislative support, we may witness an explosion of AI-driven crypto projects and massive investment opportunities in the coming period.
šŸ’” Advice for traders:
Keep an eye on crypto projects that integrate AI and Web3 like $FET, $AGIX, and $GRT. And don't forget to follow developments in U.S. policies, as they often serve as the spark that drives global markets.
šŸ“Š Artificial intelligence is not just a trend... it is the infrastructure of the digital future.
ā€œThe crypto dollar already has a dad… and it’s not Bi-Ti-Ci, it’s Congress.ā€Your Digital Money Under the Microscope: How the New US GENIUS Act Affects You The era of free and unregulated stablecoins is over. With the passage of the GENIUS Act, the US imposes a new frontier: only audited, backed, and authorized stablecoins will survive. And yes, this directly affects you if you use, accept, or invest in stablecoins. šŸš€ If you use stablecoins: šŸ‘‰ USDC and other regulated stablecoins = safer and more reliable. āŒ USDT and similar = possible blockages, less access, and legal risk. If you invest in cryptocurrencies or DeFi: Protocols will migrate to regulated stablecoins. Those that don’t adapt could lose liquidity or even be banned in the US. And in Latin America? Although it's a US law, its reach is global: Latin American exchanges, wallets, and banks are already adjusting their strategies to stay ahead. The GENIUS Act redefines the rules of digital money. If you don't use authorized stablecoins, you could be left out of the game. #Stablecoins #GENIUSACATPASS

ā€œThe crypto dollar already has a dad… and it’s not Bi-Ti-Ci, it’s Congress.ā€

Your Digital Money Under the Microscope: How the New US GENIUS Act Affects You
The era of free and unregulated stablecoins is over. With the passage of the GENIUS Act, the US imposes a new frontier: only audited, backed, and authorized stablecoins will survive. And yes, this directly affects you if you use, accept, or invest in stablecoins.
šŸš€ If you use stablecoins:
šŸ‘‰ USDC and other regulated stablecoins = safer and more reliable.
āŒ USDT and similar = possible blockages, less access, and legal risk.
If you invest in cryptocurrencies or DeFi:
Protocols will migrate to regulated stablecoins.
Those that don’t adapt could lose liquidity or even be banned in the US.
And in Latin America? Although it's a US law, its reach is global: Latin American exchanges, wallets, and banks are already adjusting their strategies to stay ahead. The GENIUS Act redefines the rules of digital money. If you don't use authorized stablecoins, you could be left out of the game.
#Stablecoins #GENIUSACATPASS
Benefits of Genius Act#GENIUSACATPASS Follow like share The GENIUS Act Prevents Big Tech Companies And Banks From Dominating Stablecoins: Circle CEO Circle's Dante Disparte said the GENIUS Act ensures that tech corporations and banks cannot dominate the stablecoin market without facing strict structural and regulatory barriers. ā€œThe GENIUS Act has what I want to call — just for my own benefit — a Libra provision,ā€ Disparte told the Unchained podcast on Saturday. Any non-bank organization that wants to issue dollar-pegged tokens must establish ā€œan independent entity resembling Circle rather than a bank,ā€ overcoming antitrust barriers and facing a Treasury Department committee with veto power over the launch. Banks are not exempt either. Lenders issuing stablecoins must store it in a legally separate subsidiary and keep this money on the balance sheet "without accepting risk, without leverage, without lending," Disparte noted. That structure is even "more conservative" compared to the deposit token model that JPMorgan and other companies have implemented. "It creates clear rules that I think ultimately benefit American consumers, market participants, and frankly, it is the dollar," he added. Circle's Dante Disparte on Unchained. Source: Laura Shin The GENIUS Act Passed With Bipartisan Support Passed last week with over 300 votes in the House of Representatives, including support from 102 Democrats, the National Stablecoin Innovation Act (GENIUS) grants the dollar "rule-based" power in the global digital currency race, Disparte argued. He said, ā€œUltimately, cryptocurrency has achieved what it wanted: legitimacy, a path towards legal and regulatory clarity in the U.S., and a competitive opportunity.ā€ This bill maintains the patchwork of state money transmission laws for issuers under the $10 billion threshold but requires a national trust bank charter when assets exceed that threshold. Notably, this law prohibits yield-bearing stablecoins, promotes stringent disclosure standards, and imposes criminal penalties on unsecured "stable" tokens. Disparte mentioned that Terra-style experiments have "disappeared." However, critics argue that the yield ban could hinder consumer acceptance and create an advantage for foreign issuers. Disparte argues that yield "is an improvement in the secondary market" better deployed by decentralized financial protocols when the platform is solid. DeFi Gains An Advantage As GENIUS Bans Yield The ban on yield-bearing stablecoins in the GENIUS Act could redirect investor demand towards decentralized financial (DeFi) platforms based on Ethereum. According to analysts like Nic Puckrin and Christopher Perkins of CoinFund, with no more interest rate incentives from stablecoins, DeFi becomes the primary option for generating passive income on-chain, with those predicting that the "stablecoin summer" could now evolve into a "DeFi summer." This ban is particularly important for institutional investors. Unlike individual users, financial institutions have a fiduciary duty to generate profits, making yield opportunities essential. Analysts suggest this could lead to an increase in institutional capital flowing into DeFi, particularly Ethereum, which dominates the total value locked in the space

Benefits of Genius Act

#GENIUSACATPASS
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The GENIUS Act Prevents Big Tech Companies And Banks From Dominating Stablecoins: Circle CEO
Circle's Dante Disparte said the GENIUS Act ensures that tech corporations and banks cannot dominate the stablecoin market without facing strict structural and regulatory barriers.
ā€œThe GENIUS Act has what I want to call — just for my own benefit — a Libra provision,ā€ Disparte told the Unchained podcast on Saturday. Any non-bank organization that wants to issue dollar-pegged tokens must establish ā€œan independent entity resembling Circle rather than a bank,ā€ overcoming antitrust barriers and facing a Treasury Department committee with veto power over the launch.
Banks are not exempt either. Lenders issuing stablecoins must store it in a legally separate subsidiary and keep this money on the balance sheet "without accepting risk, without leverage, without lending," Disparte noted.
That structure is even "more conservative" compared to the deposit token model that JPMorgan and other companies have implemented. "It creates clear rules that I think ultimately benefit American consumers, market participants, and frankly, it is the dollar," he added.
Circle's Dante Disparte on Unchained. Source: Laura Shin
The GENIUS Act Passed With Bipartisan Support
Passed last week with over 300 votes in the House of Representatives, including support from 102 Democrats, the National Stablecoin Innovation Act (GENIUS) grants the dollar "rule-based" power in the global digital currency race, Disparte argued.
He said, ā€œUltimately, cryptocurrency has achieved what it wanted: legitimacy, a path towards legal and regulatory clarity in the U.S., and a competitive opportunity.ā€
This bill maintains the patchwork of state money transmission laws for issuers under the $10 billion threshold but requires a national trust bank charter when assets exceed that threshold.
Notably, this law prohibits yield-bearing stablecoins, promotes stringent disclosure standards, and imposes criminal penalties on unsecured "stable" tokens. Disparte mentioned that Terra-style experiments have "disappeared."
However, critics argue that the yield ban could hinder consumer acceptance and create an advantage for foreign issuers. Disparte argues that yield "is an improvement in the secondary market" better deployed by decentralized financial protocols when the platform is solid.
DeFi Gains An Advantage As GENIUS Bans Yield
The ban on yield-bearing stablecoins in the GENIUS Act could redirect investor demand towards decentralized financial (DeFi) platforms based on Ethereum.
According to analysts like Nic Puckrin and Christopher Perkins of CoinFund, with no more interest rate incentives from stablecoins, DeFi becomes the primary option for generating passive income on-chain, with those predicting that the "stablecoin summer" could now evolve into a "DeFi summer."
This ban is particularly important for institutional investors. Unlike individual users, financial institutions have a fiduciary duty to generate profits, making yield opportunities essential. Analysts suggest this could lead to an increase in institutional capital flowing into DeFi, particularly Ethereum, which dominates the total value locked in the space
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