In the near future, imagine—after the famous Genius Act—the existence of the $HUMA PAY payment card…
Let me guide you: 🪡
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🧵🔧 Core Feature: Pay With Yield
“Spend your interest, not your capital.”
Users deposit their USDC into \$PST (Classic mode). The card automatically uses the generated yield (e.g. 10.5% APY) to make payments.
💡 Capital untouched = smart savings strategy + seamless payments.
✅ Advantage : Users can live off DeFi passive income *without touching their principal*.
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🧵 🧱 2. Technical Architecture
A. Multi-asset card (USDC / PST / mPST)
Users choose: – Spend from PST yield (passive mode) – Or from capital (direct USDC wallet)
Automatic conversion option: mPST → PST if needed.
B. Issuer Partner
Leverage a regulated provider like: Stripe Issuing, Visa Crypto, Mastercard x Marqeta, or fintechs like Ramp or Transak.
C. Built-in KYC
Fast onboarding via wallet + lightweight KYC for card issuance. Integration with services like Onfido or Fractal ID.
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🧵🪙 3. Feathers Boost Rewards
The more you use the card, the more Feathers you earn.
Action Feathers Reward
Monthly spend > 500 USDC | +1,000 Feathers Payment in USDC Standard Payment via PST Yield + 50% boost Payment at partner merchant Up to +100%
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🧵🔓 Feathers unlock :
– Access to bonus yield tiers on Huma – Reduced fees – Access to launchpads or community events
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🧵📱 4. UX / Mobile Interface
A mobile app (or responsive DApp) with:
– Clear view of daily yield generated – Expense history – Overview of Feathers earned via the card – Custom rules (e.g. “Only spend if I’ve earned at least \$50 this week”)
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🧵🌍 5. Brand Positioning & Storytelling
« Huma: the card that pays while you sleep. »
Marketing narrative:
“Why sell your crypto or stop staking to spend? With Huma, spend your DeFi yield, not your savings.”
Targeted campaigns for:
– Advanced DeFi users (Solana, Kamino, Jupiter…) – Digital nomads – Young crypto investors – Then broader mainstream adoption
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🧵🧠 Bonus: Possible Extensions
🔁 Zero-interest split payments, covered by yield
🛍️ Partner marketplace with boosted cashback (e.g. Huma x Amazon)
🔄 Auto-Reinvest: Feathers earned through payments are auto-converted to mPST for compounding
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🧵🧩 Concept Summary
Huma Card =
– Fiat payments powered by PST yield – Dynamic Feathers rewards – Simple UX & strong narrative – Huge potential if launched via crypto-friendly issuer (Visa etc.)
Saving, borrowing, spending — all-in-one
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🟣 Conclusion :
This would allow @Huma Finance to become the next-gen GLOBAL BANK, encouraging anyone in the world to place their money into liquidity pools for saving, enabling massive treasury reserves for @Huma Finance 🟣
This would unlock significant lending capacity and generate massive added value through fees.
HUMA FINANCE: $10 billion transaction volume by the end of 2025...
@Huma Finance 🟣 is therefore on track to achieve a total transaction volume of $10 billion... 🟣 But how to maintain an APY of over 10% without printing tokens from nothing? I explained how Huma generates actual yield and why placing your money in the HUMA pool is the best strategy in a downturn! Trust me, buddy. 1/9 🧵 First of all, what is actual yield? This is about income from actual economic activity, not emissions or dilution.
The market is seeing a sharp pullback, and OM is leading the red wave today with a steep -12.69% decline. This heavy dip raises serious questions — is this a healthy correction or a sign of deeper bearish momentum? 😥
But OM isn’t alone. Here's a glance at the other major losers today:
CKB down -12.59%
CFX down -12.09%
XTZ down -11.13%
BLUR down -10.14%
ACH, MAV, EDU, LRC, SYN, and even EIGEN have all taken notable hits. 😟💔
🔥 This might be the perfect time to observe support levels, look for potential bounce zones, or even spot long-term entry points if the fundamentals remain strong. Remember: panic is not a strategy — patience is. 🧘♂️📊
⚠️ Always manage your risk and stay updated with real-time market sentiment. Is this dip a trap or an opportunity? 🕵️♂️⏳ Let the charts speak!$OM
$HUMA et $JUP which both remain solid when the rest weakens!
These two have a future that no one suspects or talks about… Huma has a strong relationship with Jupiter, it is they who launched the pre-sale several months ago and correspond on several points
The new digital economy is increasingly connected to the real world, and Huma Finance ($HUMA ) is at the heart of this revolution.
🚀 HUMA IS A PIONEER IN FUTURE INCOME-BASED CREDIT TOKENIZATION
Unlike protocols that require crypto collateral, Huma allows individuals and businesses to take out loans based on income expectations. This opens doors, especially for freelancers, content creators, and small businesses around the world.
WHY IS THIS IMPORTANT?
Because we are talking about a DeFi model that has a direct impact on the real economy, and this attracts giants like Visa, which is already investing and collaborating with Huma to develop a more inclusive and global financial infrastructure.
🌍 BORDERLESS PAYMENTS - 24 HOURS A DAY
In addition to innovation in credit, Huma is at the forefront of what is called the PayFi Revolution: 💸 global payments, 24/7, with on-chain liquidity and real use of stablecoins.
Since its launch in April 2025, the protocol has already processed over $5.4 billion in volume, providing double-digit returns to liquidity providers, all in a transparent and decentralized manner.
WATCHING THE SECTOR:
The Real World Assets (RWAs) sector — tokenized real-world assets — is gaining institutional traction, and Huma is positioning itself as one of the key players in this narrative.
The integration between off-chain credit and blockchain could unlock trillions of dollars in the coming years. It’s about building bridges between DeFi and TradFi, with a purpose.
HUMA IN THE SPOTLIGHT:
✅ Listed on Binance Launchpool — a label of global credibility ✅ Narrative aligned with the current cycle: real value + DeFi 2.0 ✅ Strategic partnerships with Circle, Solana, and Visa ✅ Low market cap for now, token burning in the future
THIS IS JUST AN INVITATION FROM PRESIDENT TRUMP addressed to one of the two co-founders of @Huma Finance 🟣 , Erbil Karaman
He is currently there for the signing of the GENIUS ACT, this is not at all trivial, it is just a PHENOMENAL recognition of $HUMA , they are not nothing, they are already part of the great ones without anyone knowing it yet
I repeat again and again, but you are not at all ready regarding the future of HUMA FINANCE If you look at my profile, you will know pretty much everything about them, the project, the founders, etc…
Don’t forget that this is an American company, and moreover, you know how much Donald Trump intends to promote them
HUMA Has diamond hands potential — Will you hold or watch?
@Huma Finance 🟣 is not a trend piece. It is a wealth builder. With the RWA narrative intensifying, $HUMA is at the forefront of the revolution. Those who witnessed the beginnings of LINK and AAVE know this pattern. Early silence. Sudden pump. This time, it's $HUMA Will you hold — or regret not buying?
In every bull market, there is that project that people regret not buying earlier. In 2025, it could be $HUMA
@Huma Finance 🟣 is the backbone of income-focused lending — a new model that is seriously grabbing the market's attention. Low MC. Strong narrative. RWA synergy. 🔐 Smart wallets are accumulating while you scroll further. Act before it takes off. 🌕
« LAST MINUTE: With the enactment of the GENIUS law, the United States 🇺🇸 is making a significant leap forward, positioning itself as a leader in digital dollar innovation and offering a clear and regulated pathway for the future.
A historic moment for stablecoins and PayFi. This is the perfect time to develop them.
$HUMA and Stablecoins:
Huma's mission is to accelerate the flow of money in a constantly evolving world. In 2023, we partnered with @circle to provide stablecoin-based solutions to payment institutions, helping them replace archaic pre-funding requirements with a 24/7 operational model.
Huma's on-demand liquidity solutions @USDC have experienced rapid growth, surpassing $5 billion in volumes last month, and we are on track to reach $10 billion by the end of the year.
Regulatory clouds are lifting:
While demand from large institutions has been strong, regulatory uncertainty surrounding stablecoins has often caused them to hesitate. Many have found Huma's PayFi network superior to alternatives but have been reluctant to fully commit. With the GENIUS law, the situation is changing. With the United States leading the way, global institutional adoption will follow. »
This is post X from @Huma Finance 🟣 after the passage of the law.
Are you on board or will you complain later about missing the movement?
Knowing that Erbil Karaman (one of the two co-founders of Huma) was invited by President Trump for the signing of the GENIUS ACT)
THIS IS JUST AN INVITATION FROM PRESIDENT TRUMP addressed to one of the two co-founders of @Huma Finance 🟣 , Erbil Karaman
He is currently there for the signing of the GENIUS ACT, this is not at all trivial, it is just a PHENOMENAL recognition of $HUMA , they are not nothing, they are already part of the great ones without anyone knowing it yet
I repeat again and again, but you are not at all ready regarding the future of HUMA FINANCE If you look at my profile, you will know pretty much everything about them, the project, the founders, etc…
Don’t forget that this is an American company, and moreover, you know how much Donald Trump intends to promote them
🔥 TOKENOMICS OF THE HUMA TOKEN: Supply Reduction 🔥
Huma Finance has confirmed an active “Buyback & Burn” mechanism since the token's launch in May 2025. 📉
🔹 How does it work? 50% of the fees generated by borrowers are used to buy back and burn $HUMA , thereby reducing the total supply.
🔹 Why is it important?
🔥 Fewer tokens = more scarcity
📈 Upside potential for the price
💼 Mechanism funded by the actual activity of the protocol (AND NOT BY SPECULATION)
🔹 Key figures:
Total supply: 10 billion tokens
Circulating supply (May 2025): ~1.73 billion
Goal: to burn up to 250M tokens/year if the volume exceeds $10B per year
This could bring the supply down to < 900M tokens by 2030
🔹 A deflationary strategy powered by Huma's PayFi ecosystem (stablecoins, instant settlements, etc.), with partners like Jupiter, Kamino, Circle, and more.
📢 In parallel: airdrops, incentives, and governance support adoption, while the burn balances inflationary pressure.
🚀 If you believe in a DeFi protocol powered by real flows and a long-term vision... You are in the right place
They have exceeded a total transaction volume of 5.4 billion currently and no longer 4.5 🙂
Dana24
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Hello, today we will talk about a new token that has good potential for the future 📈 and without a doubt will generate buzz in a short time.
This token is $HUMA de Huma Finance, which is an innovative Web3 platform that enables the tokenization of income and invoices, facilitating access to liquidity using real-world assets (RWA) as collateral.
What has this token managed to achieve so far that generates excitement in the medium and long term? Here are some data points for you👇🏻
✅ Achievements already made:
• Over $4.5 billion USD in total trading volume.
• Over $2.3 billion USD in originated loans.
• Growing adoption by individuals and companies seeking more accessible financing alternatives.
👉 These are current data, meaning they have already occurred and reflect the real growth of Huma Finance.
🔮 Future or ongoing actions:
Expansion into new networks and layer 2 solutions, which will allow for greater scalability and lower costs.
Increased adoption in emerging markets, where access to traditional credit remains limited.
Evolution of the DeFi ecosystem, with Huma as a key player in the development of financial solutions based on real income.
👉 These are projected plans or trends, not completed facts, although they may already be in process.
What do you think about this token and its innovative economic system? Leave your comments here, it looks promising 😃 #HumaFinance @Huma Finance 🟣 $HUMA
Huma Finance was co-founded by Erbil Karaman and Richard Liu, both having extensive experience in technology and finance. ● Erbil Karaman: Before Huma, Karaman held leadership positions in various technology companies, focusing on product development and innovation. ● Richard Liu: Liu's background includes a role as Engineering Lead at Google for several 0-1 products, including Google Fi, Google Trusted Store, and Google Commerce Search. He also co-founded Leap.ai, which was acquired by Facebook, and was the Chief Technology Officer at Earnin, a financial platform that allowed millions of Americans to access their wages before payday.
THE GENIUS ACT / CLARITY / ANTI CBDC has been VALIDATED!!! It just needs to be officially signed by Trump (who is just waiting for that…$)
We are entering a new era starting today, and frankly, you are not ready regarding @Huma Finance 🟣 , you are really not ready… They are touching on RWA, STABLECOIN, CREDIT, FUNDING, ADVANCE OF FUNDS, ACCELERATION OF GLOBAL PAYMENTS, SAVINGS, INSTITUTION, GENERAL PUBLIC, INCOME OR FUTURE-BASED LOANS (totally unique and new)
This paves the way for a monstrous evolution. I tell you loud and clear, $HUMA is going to become a major player in the finance universe
As on-chain payments and real-world lending evolve, @Huma Finance 🟣 positions itself at the center of this change.
Here’s where things could go next:
1. Becoming the reference PayFi layer:
Huma is on track to become the default payment system, managing all operations, from merchant settlements to invoice financing. Think of it as “Visa + Stripe” for Web3.
2. Expansion into institutional finance:
With Huma Institutional, Huma is creating serious tools enabling banks, funds, and fintechs to access on-chain credit and cash loans, fully compliant and designed to scale.
3. Programmable yield for all: (asset)
Users will benefit from real economic activity, not just cryptocurrencies. You deposit stablecoins, and they transparently and automatically fund real businesses.
4. Crosschain and daily integration:
$HUMA will likely expand to more blockchains and be integrated into wallets, payroll systems, and even point-of-sale applications, quietly powering payments behind the scenes.
5. Integrated regulatory edge:
As the rules around stablecoins and on-chain lending tighten, Huma's early emphasis on compliance could give it a significant advantage, facilitating partnerships and global growth.
🚨 I think I’ve discovered something BIG… 🚨 @Jupiter 🪐 and @Huma Finance 🟣 could be preparing a product that could completely redefine how we use DeFi in the real world... 👀 If I'm right, this changes everything. Here’s the theory and the evidence that led me to this... 👇
1/8 🧵 In the Q2 holders update $JUP , Kash mentioned a 'secret product launch.' He said: “This product will allow Jupiter to enter one of the hottest sectors, not just in cryptocurrency, but in finance as a whole.”
I am really impressed by @Huma Finance 🟣 ! 🌟 Their platform makes financial management so much more accessible and intuitive. Thanks to their ultra-simplified and clear application, one can easily better understand their investments and optimize their decisions.
The community is also very engaging and full of useful advice, just like the two co-founders who are very, very attentive!! If you haven't tried it yet, I highly recommend you do it! Together, let's advance our financial education. 💪💰