Last month, I experienced a small 'scare' event:
I wanted to withdraw some USDT from the exchange for living expenses, but my bank card showed:
Account anomaly, temporarily frozen, funds under supervision.
At that moment, I was really panicking,
Not because there's a lot of money, but because I suddenly realized:
I thought it was 'my' money, but in fact, it was not under my control at all.
🧠 Just in the same week, my friend was on Huma:
• USDC automatically arrives in the wallet every day
• Assets invested can be redeemed in advance
• All fund flows are publicly verifiable on-chain
• No banks, no approvals, no 'account freeze' issues
Can you imagine?
His money is not only growing but is also much safer and freer than in a bank.
💡 This is the underlying logic of HumaFinance
It is not a trading platform, it doesn't rely on price fluctuations for profit,
What it does is very simple but has significant real-world implications:
Put merchants' invoices and accounts receivable on the blockchain,
You provide USDC for liquidity, they access the funds in advance, and you earn interest.
• Borrowers are real small and medium-sized enterprises (with orders, invoices, and delivery chains)
• LP provides liquidity (just like saving money in financial management)
• The platform's risk control mechanism manages risks, token $HUMA provides additional rewards
The entire process is transparent; you know where the money goes, why it makes money, and how long it takes to break even.
🔐 Why is it said to be safer than banks?
• Money does not go into bank accounts, no fear of risk control
• Assets are self-held on-chain, withdraw anytime, leave anytime
• Real income generates returns, not relying on speculation
• The project is backed by institutions like Circle, Visa, HashKey
This is not some cliché story about a meme coin multiplying several times,
It is a real financial scenario that is gradually becoming 'on-chain'.
📈 My later approach:
I split the 2000U originally in the financial management app into two parts:
• Part of it is placed in the Huma Maxi pool, earning interest + feather points
• Part of it is exchanged for PST (principal stablecoin) for liquidity use
• Leave a small amount of liquidity in the wallet as a backup
After 3 months:
• Average annualized return of 11.6%
• Money is not locked up
• There is no 'withdrawal risk' at all, because it never left the on-chain wallet!
💬 Open-ended question at the end:
Do you still put all your money in banks, Alipay, and traditional financial management platforms?
Have you ever encountered a frozen bank card, risk control review, or withdrawal restrictions?
Have you ever thought about keeping your money 'always in your hands' and earning interest daily?
👇 Let's discuss in the comments, I'm willing to share my Huma portfolio strategy + points doubling guide.$HUMA
