Let me ask you a question first:
If you urgently need 1000 yuan today, where can you get it the fastest?
Is it Jiebei? Credit card? Or friends?
But if you are a merchant, seller, or live-streaming sales host, you may find:
Traditional finance doesn't care about you at all.
So what should we do?
Now someone is using 'invoices' + blockchain to get money in 3 minutes, without needing to beg, make phone calls, or check credit.
This is not a fantasy; it's something my friend just tested—using #HumaFinancee
💡 What exactly is this project about?
Huma is simply:
Bringing real-life **'sell goods first, collect payment later' invoices onto the chain and using them as collateral for financing**.
In the simplest terms:
• The seller issues an invoice (for example, goods have been sent, but payment will take 60 days)
• Go to Huma to submit information, the system evaluates
• Immediately receive USDC for advance payment and pay back when the invoice expires
We are the ones providing 'advance payment'; the platform manages risk control, earning interest + HUMA rewards.$HUMA
You're not mistaken; it's exchanging invoices for cash, but in a very dignified, decentralized, and profitable way.
🧨 How exaggerated are the returns?
My friend invested 1000U into Huma's Maxi pool:
• Daily income credited, APY is about 12%
• The feather point system can still stack bonuses
• Want to exit? You can redeem PST in advance, with almost no loss of principal
• The money lent out is backed by real merchants; if there's a default, the risk pool covers (layered mechanism)
Isn't that much more cost-effective than putting money in Yu'ebao?
Isn't that worth more than whatever 0.3U airdrop you can get?
Most importantly, this money is really given to 'those in need', not just financial circulation!
🏦 Traditional banks: Sorry, please submit tax returns, corporate information, asset proof...
On-chain Huma: Connect your wallet, click twice, and the money is in your account.
So, who is more like 'future finance'?
Who is serving the real economy?
🔥 Why am I currently all in on observing Huma:
• Visa, Stellar, and HashKey have all invested
• Processed real transaction amount over $3.7 billion
• Token mechanism is deflationary; the more you borrow, the stronger the buy pressure
• The feather point program is booming; the earlier you participate, the higher the returns
What's important is not how popular it is now, but that it solves a real problem that countless people suffer from: small and medium enterprises lack funding and no one cares.
And now, every ordinary person can become that role of 'willing to lend money', earning interest, earning points, and participating in governance.
👇 Here's a question for you:
Are you willing to continue putting money in the bank waiting for interest that won't keep up with inflation?
Or are you willing to try investing to support the real economy just once?
I have chosen the latter.
What about you?
Welcome to discuss in the comments section—
Do you think Huma can become the next RWA blockbuster? @Huma Finance 🟣
