When the policy winds shift, the market surges! The latest developments on the three major cryptocurrency bills in the U.S. may reshape the industry's rules of the game.
(GENIUS Act) — The 'identity card' for stablecoins is coming soon!
This bill essentially sets regulations for stablecoins (like USDT, USDC), clarifying who regulates and how they do it. It has already passed the debate in the House and will have a final vote on July 18. If passed, stablecoin issuers may face stricter compliance requirements, but industry chaos will likely decrease.Brother Lei's view: In the short term, it may scare off some unconventional projects, but in the long run, compliance will encourage large institutions to enter the market. Consider how PayPal's stock surged when it launched its stablecoin last year; clear policies signal the entry of large capital!
(CLARITY Act) — Is cryptocurrency a security or a commodity? We're finally going to clarify this!
The core of this bill is one sentence: Bitcoin is a commodity regulated by the CFTC, while security tokens are regulated by the SEC. However, it has not even passed the debate in the House yet and is still in contention.Brother Lei's case: Think about how XRP fought the SEC for three years before partially winning; if this bill had existed earlier, how many fewer issues could the market have experienced? At this pace, we might have to wait until after the elections to see any progress.
(Anti-CBDC Act) — Americans say: Central Bank Digital Currency? NO!
This bill directly prohibits the Federal Reserve from issuing a digital dollar, citing 'privacy protection' as the reason. Although it hasn't passed debate yet, the provisions may be inserted into the defense appropriations bill 'riding along'.Brother Lei's spicy comment: The American fear of government surveillance is a real demand! Look at the popularity of WeChat and Alipay in China; a digital dollar could enhance the dollar's hegemony, but political correctness overrides everything...
As the policy cards are gradually revealed, are you preparing to layout in advance or waiting for the shoe to drop? Follow Brother Lei's financial public account, and he will deeply analyze: After the three bills pass, which coins might see explosive growth? (Just between us: compliant stablecoins and SEC 'certified' public chains could be the biggest winners!)
