Let's talk about #StellarToTheMoon #XLM

XLM is the native cryptocurrency of the Stellar network, a blockchain designed to facilitate fast and low-cost cross-border payments, connecting financial institutions, payment systems, and individual users. Stellar (Stellar Lumens) aims to be a decentralized platform that enables efficient money transfers, especially for remittances and inclusive financial services in underserved regions.

Key features of XLM:

Purpose: XLM is used to pay transaction fees on the Stellar network and as a bridge to convert fiat currencies or crypto assets during transfers.

Speed and cost: Transactions on Stellar are fast (confirmed in 3-5 seconds) and have minimal fees (fractions of a cent).

Consensus: It uses the Stellar Consensus Protocol (SCP), which is efficient and does not rely on mining like Bitcoin.

Adoption: Stellar collaborates with institutions like IBM and MoneyGram to implement global payment solutions.

Difference with XRP:

Although XLM and XRP (from Ripple) have similar goals (cross-border payments), Stellar focuses more on individual users and accessibility, while Ripple prioritizes financial institutions.

Current price (approximate, July 10, 2025): Based on recent data, XLM is trading around $0.30-$0.40, but prices vary according to the market. I recommend checking in real-time on platforms like CoinMarketCap or exchanges.

If you need more details or a specific analysis on XLM, let me know!