๐ Huma Token (HUMA) is transforming DeFi by enabling income-backed financing and on-chain credit. Unlike typical crypto loans that demand heavy collateral, Huma lets users secure loans based on real-world income streamsโlike salaries or invoicesโunlocking access for freelancers and small businesses. Powered by smart contracts and governed by HUMA holders, itโs a step toward making DeFi truly usable for everyday people. ๐