๐Ÿš€ Huma Token (HUMA) is transforming DeFi by enabling income-backed financing and on-chain credit. Unlike typical crypto loans that demand heavy collateral, Huma lets users secure loans based on real-world income streamsโ€”like salaries or invoicesโ€”unlocking access for freelancers and small businesses. Powered by smart contracts and governed by HUMA holders, itโ€™s a step toward making DeFi truly usable for everyday people. ๐ŸŒ

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