#HumaFinance : PayFi's practical approach is reconstructing global payments with blockchain
Strong financing support: A total of $46.3 million raised, with Series A led by Distributed Global at $38 million, also supported by Binance Launchpool, backed by 15+ investors, providing strong financial footing.
Core business focuses on payment financing: Utilizing blockchain to enhance liquidity in global payments, covering scenarios such as cross-border transfers and credit card settlements, operating on multiple chains like Solana and Stellar. Currently achieved a total transaction volume of $4.5 billion, and after merging with Arf in 2024, services will be even more comprehensive, having also reached a credit scale of $2.3 billion, with visible implementation capabilities.
Community engagement is high: Active discussions on platform X, Huma 2.0 has attracted 53,400 deposit users, with $50 million deposited; 66.1% chose Maxi Mode and 33.9% used Classic Mode, creating an inclusive and vibrant atmosphere with high user participation.
Future ambitions are clear: Aiming for a transaction volume of $10 billion by the end of 2025! Recently, Huma 2.0 reopened deposits, Classic Mode enjoys a 10.5% APY + Feather rewards, and plans to expand the financing pool and hold the PayFi summit, continuously deepening efforts in the field.
Risk warning: Although there have been 883 days without defaults, the "fund pool + non-principal guaranteed" model remains controversial, and attention should be paid to token price fluctuations and regulatory changes.
From institutional services to retail participation, Huma is enabling ordinary people to share in financial gains. Follow @Huma Finance 🟣 to see how the PayFi revolution evolves ~