Core news
On July 3, 2025, Ripple suddenly submitted a national bank license application to the OCC, directly igniting the cryptocurrency circle! If approved, Ripple will become the first blockchain giant with both a compliant payment network and a full banking license, completely breaking the barriers between traditional finance and the crypto world.
Deep impact analysis
XRP price nuclear-level catalyst:
Once the license is obtained, Ripple can legally conduct USD deposits, cross-border settlement, and other businesses, leading to exponential growth in XRP liquidity demand.
Historical data shows that when Ripple obtained the Singapore MPI license in 2023, XRP surged 70% in one week; this national-level license may have an impact greater than 10 times!
SEC's ultimate showdown locks in victory early?
Ripple's move is seen as a 'dimensionality reduction strike' against the SEC—banking license means its business is already regulated by the OCC, and the SEC's 'securities charge' logic may collapse.
Insiders reveal: Ripple has reserved $5 billion in liquidity, preparing for a large-scale buyback of XRP after winning the lawsuit!
Industry earthquake: Is USDT and USDC in danger?
Ripple's banking license may allow it to issue compliant stablecoins, directly challenging the dominance of Tether and Circle.
JPMorgan analysts warn: If Ripple launches an 'XRP-backed Stablecoin', the stablecoin market will be reshuffled!
Emergency operation suggestions
Short-term: Focus on the OCC approval progress (usually takes 60-90 days), accumulate XRP spot at dips, avoid high leverage.
Long-term: If Ripple successfully transforms into a 'crypto bank', XRP may upgrade to a 'financial infrastructure-level asset', target price $10+!
Do you think XRP will break its historical high because of this? Feel free to share your holding screenshots in the comments!
Market changes, strong players team up! The top-tier positions are open for ambitious players to seize!